Student Payday Loans

Find lenders of payday loans suitable for students using our easy-to-use loan finder in 3 easy steps:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

See Your Offers for Student Payday Loans in Minutes!

  • Step One - Apply

    Our application takes just minutes to complete, requiring a few details, including the value and repayment terms of the short term loans with bad credit you want.

  • Step Two - Decision

    We will show you eligible lender offers suitable for your circumstances. You can browse and choose the loan offer best for you.

  • Step Three - Cash

    Complete your application with the chosen lender, and if approved, you’ll receive the funds. This can take just 10 minutes from approval.

How to Find Student Payday Loans in a Matter of Minutes

If you are a student, finding a suitable loan option may not be an easy task. As you may have a low income and possibly a poor credit history, many lenders may not be able to help. That’s where our online service at LoanBird can help you connect with lenders willing to provide student payday loans. With just one application, you can browse multiple offers of short term loans and more through us, choosing the one that is the best fit for you. If you have the affordability to cover repayments from a regular income, you could be successful today. Our panel of lenders are fully Financial Conduct Authority (FCA) approved and ensure that a loan is affordable for you before continuing.

There could be many reasons for needing to seek student payday loans, whether you have an unexpected bill to resolve, or you need a cash injection to cover an essential emergency expense. Whatever it is, you can use our service for FREE and discover which lenders can help in a matter of minutes. Ready to see your lenders’ offers? Just click apply now to get started.

a well dressed man showing a same day loans service with LoanBird

Why Choose LoanBird to Find Your Next Loan?

If we do say so ourselves, our online service is ideal for students to find suitable loan options in a flash. No need to browse for hours online for different lenders that can help, we’ll show you pre-approved offers from our panel of lenders within a few minutes. There are many reasons borrowers choose LoanBird to find their next loan:

Fast online application that’s simple to complete

Find payday cash loans up to £5,000

Apply online from anywhere on any device

Get an instant decision with our online loan finder

Discover loans with no credit check needed to apply

Over 30 FCA authorised UK loan lenders

Instant loans available the same day

Get cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

a laptop showing the benefits of getting a loan on the same day

Trusted, FCA Authorised Lenders – Apply with Confidence

We know it can be difficult to trust lenders online, especially when there are so many to choose from. When it comes to payday loans, you want flexibility and affordable terms. You also want a lender that is willing to help those with a poor credit history, minimising the chances of being declined just for having a low credit score. So, when you need payday loans for students with bad credit, where do you turn to? That’s where a credit broker like LoanBird can effortlessly help, and all without the need for a credit check first.

We are an FCA-authorised credit broker and each of the lenders on our panel are FCA approved too. Working to responsible lending guidelines, we’ll match your circumstances with a suitable lender. This can all be achieved in minutes, so no unnecessary waiting for a decision. Just browse your options, choose the one you like the look of, and continue with your application.

We do not lend money directly and we also cannot guarantee you will be approved by a lender. However, there is no credit check required to see your loan offers, and you can check whenever you need to 24/7, with no obligation to continue if you cannot find what you are looking for. If you can show you can afford repayments with a regular income and no financial difficulties, you could be successful with our help today.

Are You Eligible for Student Payday Loans?

You can see our lenders’ offers from student payday loans direct lenders in a matter of minutes, if you meet the following eligibility requirements first:

Be at least 18 years of age

Be a resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

Whilst we cannot guarantee student payday loans will be approved, we welcome applications from those with a poor credit history. You may be subject to credit and affordability checks as part of your application, so you will need to be prepared for a ‘hard search’ of your credit file. Most applicants will need to provide proof of address, identity, and their most recent bank statements to support their application. If all is successful, the lender can send your documents to sign digitally, and as most provide same day loans, you can have the funds to use within 24 hours, sometimes in just 10 minutes.

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Apply Now & See Who Can Help Today from Our Panel

To view your student payday loans offers today in just a few minutes. Click apply now and see which of our panel of lenders can provide the unsecured loan you need. Have any questions about student payday loans? Please contact us directly and our team will be happy to assist.

If you are someone in long term financial difficulties or are struggling with low affordability, please speak to Money Helper. They can provide further financial assistance and advice when you need it.


Access our Student Payday Loans via one application, if you:

are 18 or older

The minimun age to use our service is 18.

live in the UK

Must be a current resident of the United Kingdom.

have a Bank Account

You need an active UK bank account to allow the money to be transferred to you.


Only take out a loan if you can afford to meet the monthly payments.


You must have a monthly income to show you can afford repayments.


Online loans are one of the most efficient ways of borrowing.

Student Payday Loans FAQs

If I’m a Student & Unemployed, Can I Apply?

As per our eligibility requirements, you will need to receive a regular monthly income to use our FREE service today. If you are unemployed and unable to prove a regular income, our panel of lenders will be unable to assist. As responsible lenders, we need to ensure any form of loan is affordable for you to maintain and will not cause any financial difficulty.

What’s the Maximum I Can Borrow with Student Payday Loans?

We offer a range of different loan amounts you can borrow, with student payday loans up to a maximum of £5,000 available. As this type of loan is designed for short term use, the maximum amount ensures repayments are still affordable. If you are looking for loans for a higher amount, we can help eligible applicants apply for long term loans up to £15,000, subject to affordability and status.

Are Payday Loans for Students with Bad Credit Available?

We help applicants find pre-approval on many different types of loans, but we are unable to provide guaranteed payday loans. As a loan broker, you can find multiple options through us and review each offer for FREE before choosing one to apply with. A guaranteed payday loan or similar is generally not available from trusted, FCA approved lenders. Using our online service is the easiest way to discover your eligible offers and connect with suitable lenders.

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