Getting your ideal small loan from LoanBird is as easy as 1, 2, 3! Here’s how:
Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.
Step One - Apply
Our application for small loans in the UK takes just a few minutes. All you need to do is tell us how much you need, how long for and give us a few details about your finances.
Step Two - Decision
We’ll provide you with an instant decision, showing you the best small payday loans you’re eligible for. Simply choose the best deal.
Small Payday Loans
When you’re faced with an unexpected expense, even if it isn’t huge, dealing with it as quickly as possible with a small loan can help ensure the cost doesn’t snowball. If your bills have been higher this month than usual, our small loans online allow you to pay them off and avoid potential missed payment fees and marks on your credit report.
You have several options when it comes to borrowing a small amount of money; you could use a credit card or an arranged overdraft, borrow it from friends or family, or take out small loans online. If you decide to go with the latter, it’s important to make sure you’re getting the best deal out there. Even with small loans, you could easily end up repaying double what you originally borrowed, but with LoanBird you can always be sure you’re getting the best deal.
At LoanBird, we offer big and small loans in the UK – you can borrow as little as £100 or over £5,000 if you need. With a panel of over 30 of the best small payday loans direct lenders, we show you a tailored list of the best small loans online, perfectly suited to your finances. All you need to do is fill out one quick loans application form, which takes just a few minutes.
As an FCA authorised broker for small loans online, we can pre-approve you for a wide range of small same day loans. We don’t need to carry out ‘hard search’ credit checks to do this, so there’s no trace of the no credit check loans search left on your credit file. Most importantly, our small loans online finder tool is completely FREE to use. That’s right – we don’t charge any broker fees!
Benefits of Our Small Loans Online
Quick application for small loans in the UK
Small loans starting from £100
Apply for small loans online, 24/7, from anywhere
Get a near-instant decision
Bad credit loans available
Get the best deals on small payday loans in the UK
Get pre-approval for small loans with no credit check
Apply with over 30 FCA authorised lenders
Small same day loans paid 10 minutes after approval
No brokerage fees – our services are free!
How to Apply for Small Loans in the UK
Applying for small loans in the UK via LoanBird is quick and easy. First, you’ll need to decide how much you need to borrow. We offer small loans starting at just £100, ideal for an unexpected bill that can’t wait until payday. Next, consider how long you’ll need to repay your small payday loans in the UK. You can choose to repay the full amount on your next payday if you know you can cover it, but if you’d like to take more time, we offer flexible short term loans or longer repayments up to 36 months.
Choosing a longer repayment term for your small same day loans can make each repayment smaller and more easily manageable. It could also increase the chances that you’ll be approved for the loan. This is because many of the small payday loans direct lenders we partner with base their decisions on whether you can sustainably afford the small loan repayments. However, don’t choose a longer loan term than you’ll actually need, as this will cause interest to build up unnecessarily.
In the small loans online application form, we’ll ask you to provide some simple information about your income and expenditure. We’ll use this to show you the best deals you’re eligible for on small loans in the UK, so try to make it as accurate as possible.
Once you’ve submitted the application for small payday loans in the UK, we’ll come back to you with a near-instant decision from over 30 small payday loan direct lenders. At this stage, you’ll have pre-approval for each of the small same day loans that we show you. This means you can choose the best deal and go ahead with your small loans application confidently.
Small Payday Loans Direct Lender Eligibility
We keep our eligibility criteria for small loans in the UK as straightforward as possible. You’re welcome to apply for our small loans online if you:
• Are at least 18 years of age
• Are a resident in the UK
• Hold a UK bank account with a valid debit card
• Receive a regular income
As we work with a panel of over 30 lenders, it is possible that their eligibility criteria may differ slightly from ours. Most lenders are happy to offer small payday loans to those who are on benefits or a pension, but it’s a good idea to double check on your chosen lender’s website before moving on with your small loans online application if this is the case for you.
Apply for the Best Small Loans in the UK Here
At LoanBird, we don’t think small loans should cost big. That’s why we’ve made it our mission to help applicants find the best small loans in the UK for their finances. There are so many small payday loans direct lenders that it can become overwhelming, but we’ve made it as easy as it could possibly be.
With one simple application form, you’ll have access to the best small payday loans in the UK from a wide range of lenders. You don’t have to worry about seeking out bad credit loans – many of our lenders are happy to provide small loans online as long as you’re able to repay them.
To get started, apply for small loans online today!
Small Loans FAQs
What’s the Minimum I Can Borrow with a Small Loan?
A small loan is designed to be exactly that, usually for lower amounts of borrowing that you can repay over a shorter term. Usually a small loan would be for an amount under £1000, such as a £500 loan, but we can help you borrow higher amounts if you need it. The lowest amount we can help you borrow here at LoanBird is a £100 loan, so if you need a short term loan like this, just enter the details in our application form and we’ll match you to lenders who can help.
How Long Can I Repay a Small Loan For?
As you would be borrowing a lower amount, the repayment terms available will be shorter than the 5 year maximum we can help you with. Depending on how much you want to borrow, you may be limited to repaying over 3 years maximum. Each lender will differ on the terms they can offer to you, such as a 6 month loan for example, but we’ll show you the lenders who can closely match the terms you want. We do not encourage customers to apply for the maximum loan terms available, and you should look to choose repayments that you can afford that will enable you to repay the loan amount the quickest.
Do I Need a Good Credit Score to be Approved for Small Loans in the UK?
There is no minimum requirement to have a good credit score when applying for a small loan. Our panel of lenders can help customers with a wide range of credit scores and financial backgrounds, so if you are a bad credit applicant, you may still find the loan you’re looking for. This includes no guarantor loans as well as benefit loans, for example, that are designed to help those with less than perfect credit histories. Once you have completed our easy online application form, we can instantly match your requirements to lenders best place to help you.
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