Short Term Loans with Bad Credit

Browse your short term loans with bad credit lender offers using our 3-step application process. Here’s how:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

Find Short Term Loans with Bad Credit Today

  • Step One - Apply

    Our application takes just minutes to complete, requiring a few details, including the value and repayment terms of the short term loans with bad credit you want.

  • Step Two - Decision

    We will show you eligible lender offers suitable for your circumstances. You can browse and choose the loan offer best for you.

  • Step Three - Cash

    Complete your application with the chosen lender, and if approved, you’ll receive the funds. This can take just 10 minutes from approval.

A Concise Guide On Short Term Loans with Bad Credit

If you need a short term loan but your credit rating has seen better days, you may wonder where you can turn to find help. If you have experienced financial hardship in the past, this may have caused you to have a low credit rating, making it difficult to find lenders who are willing to approve a loan. If your savings are not enough to cover a financial emergency, and you are in between paydays, at LoanBird, we can help you find a suitable option. We understand not everyone will have excellent credit, so we can show you short term loans with bad credit that are suitable for you, all with one application.

Our 3-step process makes it simple to find lenders who are willing to help you with a quick cash loan that can make a difference. Just tell us how much you need to borrow between £100 – £5000 and how long for and we’ll see which of our panel of lenders is able to help. At LoanBird, we provide a FREE service that you can use whenever you need it. Quickly find what you are looking for using our platform, rather than scrolling through different lender websites manually. We only need a few details and, best of all, we do not require any credit checks to show you the lender offers. All you then have to do is browse your options and choose the lender you want to continue with… simple!

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Features of Using LoanBird to Discover Short Term Loans with Bad Credit

Quick and easy online application

Find short term loans with bad credit up to £5,000

Apply with no guarantor from anywhere

Choose instant loans and much more

Instant decision loan finder

Find loans with no credit check required

Over 30 FCA authorised lenders of short term loans with bad credit

Get cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

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Choose a Suitable Lender of Short Term Loans with Bad Credit

Finding the right type of lender suitable for your circumstances is important, and with many lenders available online, it can be a long process. Not all lenders will be able to help and there are many different loan products, from personal loans to payday loans. It’s also crucial you find trusted and reliable lenders who are authorised by the Financial Conduct Authority (FCA). This way, you know the lender will follow responsible lending guidelines and is a legitimate source of financial help. At LoanBird we understand you want to find a loan quickly, so our platform ensures you can do exactly that and see suitable options.

We use a panel of FCA approved lenders that can provide loan offers for you. If you require short term loans with bad credit, we’ll show you which of our lenders can help you today. You will be able to see the full details of the loan and make an informed decision without the need for a hard check of your credit file first. Our platform is FREE to use too, so you can browse your options with no obligation to continue if you change your mind. We want to make the process of finding a loan as quick and simple as possible, so click apply now to see your options straight away.

Eligibility for LoanBird to Find Lender Offers Today

To use our platform today to apply for short term loans with bad credit, you will need to meet the following requirements first. We’ve made our application process as simple as possible to start viewing your offers. You will have to complete an application with your chosen lender, but first, you will need to be:

At least 18 years of age

A resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

Each lender may have different requirements and amounts they can offer you, but because our platform is FREE to use, you can take your time to browse each one. Once you have chosen an offer you want to continue with, you’ll be taken to the lender’s website to complete your application. If all goes well and you are approved, you could have the money in your account to use within 10 minutes.

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Apply in Minutes & Choose Short Term Loans for Bad Credit

Ready to see your short term loans with bad credit lender offers? Just click Apply Now and fill in a few details to get started. At LoanBird, we do not require you to undergo credit checks to use our platform. The lender you choose may conduct credit and affordability checks as part of the application process.

Any questions? Please get in touch with the team here at LoanBird to find out more information.


Access our Short Term Loans with Bad Credit via one application, if you:

are 18 or older

The minimun age to use our service is 18.

live in the UK

Must be a current resident of the United Kingdom.

have a Bank Account

You need an active UK bank account to allow the money to be transferred to you.


Only take out a loan if you can afford to meet the monthly payments.


You must have a monthly income to show you can afford repayments.


Online loans are one of the most efficient ways of borrowing.

Short Term Loans with Bad Credit FAQs

How can I get short term loans with bad credit?

It’s quick and simple to find your lender offers at LoanBird, saving you time finding the right option. If you have bad credit, this doesn’t mean you will be automatically declined for a loan. Whilst some lenders online will only help those with good credit, many others are willing to assess your affordability first and consider those with a low credit score. As long as you can afford the repayments required for the loan, and maintain them, you could be successful.

Am I guaranteed approval for short term loans with bad credit?

No lender can guarantee approval for the loan you want before credit and affordability checks. Once you have found a lenders offer for short term loans with bad credit you want to continue with, the lender will proceed your application. They may still decline your application if you are in financial difficulties or cannot show you can afford the loan repayments.

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