Short Term Loans Direct Lenders

Submitting one simple application to find the best short term loans direct lenders via LoanBird is as easy as 1, 2, 3! Here’s how:

Representative APR: 279.5% | Representative Example: Loan Amount: £300 | Borrowed for 60 days | Total Repayment: £420.82 in 2 monthly installments of £210.41 | Interest Charged: £120.82, interest rate 120.8% pa (Variable).

Bad Credit Loans

Short Term Loans

Guarantor Loans

Personal Loans

  • Step One - Apply

    Applying for payday loans from direct lenders in the UK takes just a few minutes. Simply fill out an application form with a few details about what you need.

  • Step Two - Decision

    We’ll provide you with a near-instant decision and show you a list of the short term loans from UK direct lenders that you’re eligible for – with pre-approval!

  • Step Three - Cash

    Most customers receive the funds in their account within 10 minutes of signing their short term loans direct lenders’ agreement.

Short Term Loans for Bad Credit from Direct Lenders

Short term loans from UK direct lenders can be incredibly useful in emergency situations. Perhaps your car is in the garage for urgent repairs, or your household bills have unexpectedly risen. Whatever the reason, it’s important to get the best deal possible on quick loans, so you can borrow the cash you need without paying over the odds for it.

We’re an FCA authorised broker working with a panel of over 30 of the UK’s best short term loans direct lenders. With one simple application form, we’ll show you exactly which direct short term loans you’re eligible for, and we do it all in minutes, without leaving a trace on your credit report. We take the stress out of finding short term loans for bad credit from direct lenders in the UK.

What makes us unique is that we offer our services to you without charging a penny. With no broker fees, our direct short term loans finding tool is completely FREE to use. You have nothing to lose, and so much to gain. Get started by applying for the best short term loans from direct lenders on our website today.

Benefits of Our Direct Short Term Loans

• One application form for over 30 short term loans direct lenders

• Find the best direct short term loans in minutes

• Compare short term loans with no credit check by a direct lender

• Apply online 24/7 from anywhere

• Get a near-instant decision with pre-approval

• No risk to your credit rating

• Full FCA authorisation and trustworthy lenders

• Cash in your account 10 minutes after approval

• Completely FREE to use – no broker fees!

Direct Short Term Loans

Compare Short Term Loans from UK Direct Lenders

Short term loans are a fantastic way to borrow cash for emergency expenses and split the cost over a few months to a year – however long you need. They are a comparatively more expensive form of borrowing than other borrowing options, such as a credit card, credit union loan or borrowing from friends and family. If these options are not available to you, short term loans from UK direct lenders can be useful. However, it’s important to ensure you get the best rates, so you don’t end up paying over the odds.

The difficulty is that when you’re looking for short term loans from UK direct lenders, you’re often going in blind. Many short term loans direct lenders don’t offer any way for you to find out what rates they could offer you before you submit a firm application. If you’re turned down for short term loans for bad credit from direct lenders, or if they don’t offer you great rates, repeating the process with another lender isn’t just time-consuming, it could damage your credit score too.

This is because when you apply for short term loans for bad credit from direct lenders who are authorised by the FCA they must run a ‘hard search’ credit check on your file before making any decisions. Applying with multiple short term loans direct lenders to compare rates will lead to having multiple hard search credit checks performed, which can make it more difficult to be approved for credit in the future.

Note that if you find a direct lender offering short term loans with no credit check by a direct lender, continue with caution. It is possible that they may not be FCA authorised, and you could be at risk of fraud.

Here’s where LoanBird comes in: when you apply for short term loans from UK direct lenders using our free service, we perform an invisible ‘soft search’ credit check. This is similar to when you check your credit report yourself, and as close as you can get to no credit check loans safely. This doesn’t leave a trace on your credit report or affect future applications, whether that’s applying for a new mobile phone contract or getting a mortgage. It also allows us to match you with the best short term loans direct lenders for your needs, and provide pre-approval so you can apply with confidence.

The pre-approval provides you with a side-by-side comparison of short term loans with no credit check by a direct lender. Once you move forward with your application, your chosen short term loans direct lender will run a credit check of their own. However, if all the information we have about you is correct, the lenders’ decision should match up with ours.

People searching for Direct Short Term Loans on laptop

Are You Eligible for Short Term Loans from UK Direct Lenders?

To make it easy to find the best deals on short term loans for bad credit from direct lenders in the UK, our eligibility criteria are straightforward. You’re welcome to apply if you:

• Are at least 18 years of age

• Are a resident in the UK

• Hold a UK bank account with a valid debit card

• Receive a regular income

If you have a poor credit score, don’t worry. We’re able to match our customers with short term loans for bad credit from direct lenders in the UK. Your income can be from part or full-time work, self-employment, benefits or a pension. There’s no minimum income amount, you only need to be able to afford the repayments of your chosen direct short term loan.

As an FCA authorised broker, we take our responsibilities and duties to our applicants seriously – as do all the short term loans direct lenders we work with. We won’t recommend short term loans for bad credit from direct lenders to you if we think it could lead you to further financial difficulties. However, we can help 8 out of 10 applicants find their ideal short term loans from UK direct lenders.

Short Term Loans from UK Direct Lenders?

Get Started: Choose Your Short Term Loans Direct Lender Today

Once you’ve sent your application and we’ve shown you all the most suitable short term loans for bad credit from direct lenders, your next step is easy. Simply choose the best deal! Research the lender and ensure they’re the right fit for you, but we’re confident in all the lenders we work with. The entire panel of over 30 FCA authorised short term loans direct lenders are among the best in the country, so you’ll be well and truly spoilt for choice.

We can help you find small loans from just £100 right up to personal loans of £5,000 and more. You can repay them over up to 36 months – the choice is entirely yours. When you’ve made your decision, simply continue with the application for your direct short term loan. You’ll be provided with all the information you need and be asked to digitally sign your loan agreement. Once you’ve done this, you should usually receive the cash in your account within just 10 minutes!

To get started and find the best short term loans direct lender for you, all you need to do is click apply now

Representative APR: 279.5% | Representative Example: Loan Amount: £300 | Borrowed for 60 days | Total Repayment: £420.82 in 2 monthly installments of £210.41 | Interest Charged: £120.82, interest rate 120.8% pa (Variable).

Our website is completely free for you to use, but we may receive a commission or fee from some of the companies we feature or introduce you too.

Loanbird.co.uk is a registered Trading Name of RJ Assist LTD. RJ Assist LTD is registered in England and Wales (Company number: 11797142). Registered Address: Brook House, 40 Cuthbert Road, Stockport, Manchester, SK8 2DT. RJ Assist LTD is an Appointed Representative of RJW Assist LTD, registered under FRN 936357. RJW Assist LTD is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under the reference number: 788094.

Timescales on receiving your funds may vary from lender to lender and depends if your bank accepts faster payments. The loan amount and interest rate offered is subject to the lender’s requirements and approval.

Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk