Secured Loan Alternatives
Search for an alternative to secured loans and compare multiple pre-approved offers in minutes. Here’s how you can do it:
Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.
Get An Alternative To Secured Loans With Help From LoanBird Today
Step 1 - Application
Complete our application form including details about you and the secured loan amount and terms you want. This will take only a few minutes to complete.
Step Two - Decision
Browse your lender offers of secured loans in the UK all in one place. Review and choose the one you like the most.
Step Three - Cash
Once approved and you’ve signed your digital loan agreement, you’ll receive the secured loans cash in just 10 minutes!
Find an Alternative to Secured Loans Quickly & Conveniently in Minutes with LoanBird
When looking for an alternative to secured loans, you want to ensure you’re making the best choice for you. Here at LoanBird, we know looking for secured loans online can be time-consuming and difficult to do quickly. As an FCA authorised secured loan broker, we can connect you to lenders able to help in a matter of minutes. With secured loans in the UK available up to £15,000, our panel of lenders is in the perfect position to offer you the money you need in just a few minutes. Using just one application, you’ll see offers from over 30 FCA approved lenders all in once place to review. We are completely FREE to use and no credit check is needed to see your lender offers, so click apply now to see what you’re eligible for.
With our position as secured loan brokers, we make finding alternatives to secured loans in the UK quick and simple and remove the confusion of manually searching. Each lender we can show you will be from a pre-approved list based on your requirements. Your application form will tell us exactly what you want to borrow and how long for, as well as a few bits of information about your current finances. This enables a ‘soft search’ of your credit file to be performed that will allow our panel of secured loan lenders to check your eligibility. All you then have to do is review the secured loans online offers and choose the one you want.
What are the Benefits of Finding an Alternative to Secured Loans in the UK Through Us?
Quick and easy online application
Find secured loan alternatives up to £15,000
Apply online with our secure website for a loan in the UK from anywhere
Instant decision secured loan finder
Choose instant secured loans in the UK, business loans, personal loans and more
Find other options to a secured loan online with no credit check required
Over 30 FCA authorised lenders of instant secured loans alternatives in the UK
Instant bad credit loans available
Cash in your account 10 minutes after approval
No brokerage fees – completely FREE to use!
How to Get a Secured Loan in 3 Easy Steps Today
You could choose to search the web for secured loans in the UK, jumping from lender to lender to compare the options available. This is a time-consuming process, and you may not find the best deal for you very easily. The way it works through LoanBird is you provide us with the details of the secured loans online you want to borrow, and we’ll do the rest. In just a few minutes and with one application, you’ll see many options that you’ll be pre-approved for. All you then have to do is choose the one you want to continue with, and you could have the funds inside 10 minutes of signing your secured loans agreement.
Depending on what you need secured loans for, they are usually for customers wanting to borrow large sums of money from £3,000 and upwards. Our panel of lenders can help with secured loans in the UK up to £15,000 and you will need to provide a personal asset to secure the loan. As secured loan brokers, we can show you some of the best APR rates starting from 49.9%, and you will have no obligation to continue your application if you change your mind once you have reviewed your loan offers. If you’re interested in unsecured loans, we can also help you find personal loans and other online loans using our FREE search tool.
Are You Eligible for Secured Loans Online?
Using our secured loan broker service requires you to meet certain criteria first, but we have made this as simple as possible. We are able to help many people from different financial backgrounds find secured loans in the UK quickly. You will need to be:
At least 18 years of age
A resident in the UK
Hold a UK bank account with a valid debit card
Receive a regular income
Meeting the above will put you a step closer to reviewing your offers of secured loans online today. As part of your secured loans in the UK application, you will be required to provide supporting documents along with details of the asset being used to secure the loan. You should have to hand your proof of identity, proof of address and also your most recent bank statements. If you don’t have all of these documents ready before applying this could delay your application.
Apply Now Using Our Secured Loan Broker Service for Cash in Minutes
You can start to use our secured loan broker service right away to review your lender offers. Just click apply now and complete our application form to get started. Have any questions about secured loans in the UK or our services? Please get in touch with the LoanBird team and we’ll be happy to assist. You can also find answers to common questions we receive in our FAQs section.
Secured Loans FAQs
As a Secured Loan Broker, Do You Charge for Your Service?
We do not charge for using our service and remain completely FREE to use for our customers. As FCA authorised secured loan brokers, we want applicants to find the right loan offers without having to pay to do so. As we cannot guarantee you will be successful with your application for secured loans online, we feel charging for our service wouldn’t be right, so you can use our smart search tool to compare secured loans in the UK whenever you need to for FREE. We sometimes receive a commission or fee from a lender we introduce customers to, but this will not be part of your loan and you will not have to pay this.
What APR Can I Expect from Your Lenders of Secured Loans Online?
The APR rates start from 49.9% from the secured loan lenders we can connect you with. As credit brokers, we’ll match you to lenders who can offer what you need, so if a secured loan of £10,000 is what you require, we’ll see who can pre-approve you in minutes. APR rates will vary between lenders and the loan product you choose, so it’s recommended you check the terms carefully before applying when reviewing your offers and before signing a credit agreement.
What Happens If I Miss Repayments on Secured Loans in the UK?
The risks with missing repayments on a secured loan involve not just possible charges to your account for late payment, but the risk of repossession. As a secured loan is secured against personal property of value such as a car or house, if repayments are continually missed or the loan has defaulted, the secured property can be used to settle any outstanding amount. If you do miss a repayment on a secured loan, you should contact the lender as soon as possible to agree on a suitable timeframe to repay. If you’re looking for further financial advice if your circumstances have changed, both The Money Advice Service and Citizens Advice can offer independent help.
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