Responsible Brokering Policy

Responsible Brokering Policy

The team here at loanbird.co.uk works hard to ensure that all of our customers always receive a responsible and transparent service during their time with us.

In order to clarify this further, we would like to highlight that we do not charge any fees for our service (hidden or otherwise).

We also advise that we do not endorse the use of our website by individuals who are experiencing financial difficulty. Nor would we suggest that a client take out a loan that is unsuitable for their needs (i.e. we would not advise that somebody should take out a payday loan if they would like to borrow a sum of money to be repaid over a course of 12 months).

We follow

All necessary regulatory practices and legal guidelines in order to be compliant at all times.This information is available to each of our customers via the homepage of the website (please see Terms and Conditions and Privacy Policy).

We ask

Anyone wishing to apply for credit via our website considers the re-payment cost and ensures that they will be able to meet this re-payment cost in full and on time, so that they may avoid any added fees or penalties.

If you are experiencing financial hardship or if you are unsure about how to best manage the arrears you already have, please contact the Citizens Advice Bureau for help and support:

www.citizensadvice.org.uk

Our website is completely free for you to use, but we may receive a commission or fee from some of the companies we feature or introduce you too.

Loanbird.co.uk is a registered Trading Name of RJW Assist LTD. RJW Assist LTD is registered in England and Wales (Company number: 09470548). Registered Address: Brook House, 40 Cuthbert Road, Stockport, Manchester, SK8 2DT. Licenced by the Information Commissioners Office: registration number: ZA436430. RJW Assist LTD is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under the reference number: 788094. We are a licenced credit broker, not a lender. Loanbird.co.uk does not provide any loan or consumer credit products directly.

The time it takes for you to receive your funds may vary or take longer, this can depend on your chosen lender and whether your bank accepts faster payments. The loan amount and interest rate offered is subject to lender’s requirements and approval.

Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk