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Quick Loans for Bad Credit

No Fees
High Approval Rate
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Borrow a Loan From £100 – £5,000*

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Quickly Search Multiple Lenders To Find The Best Deal

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Most Loans Are Paid on the Same Day

Always Open

Apply Anytime, 24 Hours, 7 Days a Week

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Safe & Secure Online Technology

Rates from 12.9% APR to 1625.5% APR. The Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

WARNING: Late repayment can cause serious money problems. For help, visit moneyhelper. LoanBird are a licenced credit broker, not a lender. LoanBird does not make credit decisions.

Get A Quick Loan in the UK Today!

Step 1
Application
Firstly, select the loan amount you want and how long you would like to borrow it for.
Step 2
Decision
Once you’ve submitted all your information, you will receive a fast decision. We'll show you your options from our panel of direct lenders – review and choose the offer that suits your needs!
Step 3
Cash
Finally, once you have accepted the loan, the lender will send the cash straight to your bank account. Most customers receive the cash on the same day, within 60 minutes.

Are you facing an urgent financial need? At LoanBird, we specialise in providing hassle-free quick loans, particularly for those in the UK with bad credit. We understand that in times of urgency, speed is of the essence, which is why we’re dedicated to finding you the best terms without the stress of endless searching or potential impacts on your credit score. Our unique online platform offers a free-to-use service that sets us apart. By using our platform, you can sidestep the hassle of navigating through numerous lenders and potential credit inquiries. Instead, we streamline the process by connecting you directly with our extensive panel of over 30 FCA-approved lenders. Start your search with us today – it’s fast, convenient, and absolutely free.

Quick Loans Made Easy

Our online platform offers a smooth experience, allowing you to avoid the stress of endless searching and potential credit score impacts. Within minutes, you can complete our simple application process for bad credit quick loans and receive prompt decisions from our reliable partner lenders. Plus, you can expect the funds to be transferred to your bank account within as little as 60 minutes, making the entire process quick and efficient.

Our user-friendly interface guides you through each step, from selecting the loan type and repayment period to comparing offers and finalising the agreement. Unlike traditional lenders, we understand the urgency of your situation and strive to provide fast and convenient quick loans for bad credit without compromising on quality.

a girl looking at her bills considering to get a quick loan

Quick Loans for Bad Credit

Accessing a wide range of fast loans online is made easy and free with our comparison tool, putting the world of finance at your fingertips. Regardless of whether you require the best quick loans in the UK, guarantor loans, or personal loans, we are here to assist you.

The best part? You don’t have to spend time researching and understanding the differences between different types of quick loans for bad credit in the UK. We understand that it can be confusing, and ultimately, what matters most is your specific needs. Simply tell us how much you need to borrow and the repayment term, and we’ll handle the details and match you with the most suitable loan type.

If you are searching for a quick cash loan and have a less-than-perfect credit score, you can rest easy. We offer several quick loans for bad credit, and we’ll only display those that you are more likely to be approved for.

You will already have pre-approval for these fast loans, giving you the confidence to move forward and ensuring that you don’t waste your time. While we cannot guarantee that every loan application will be approved, our pre-approval process offers a much higher likelihood than applying blindly. It is critical that you provide us with accurate information to avoid slowing down or completely rejecting your application. We successfully match a high number of people with online loans and help 8 out of 10 applicants find a quick loan for bad credit.

To increase your chances of being approved for a quick loan in the UK, you can only apply for fast loans that you are confident you can afford. Many of our lenders evaluate affordability, which is why they can offer a quick loan for bad credit. They will examine your income and regular expenses to ensure that you can cover the payments on your quick and easy loans and have extra funds available for living expenses. This is fantastic because it reduces the number of borrowers who default on their loans, which can have serious consequences for their credit ratings.

a man checking if he can get a quick loan with bad credit

Are You Eligible for a Quick Loan?

At LoanBird, we prioritise your current financial situation over your credit history. Our eligibility criteria are straightforward:

  • You must be at least 18 years old.
  • You must be a UK resident.
  • You must have a valid debit card linked to a UK bank account.
  • You must have a steady source of income.

We understand that unexpected expenses can arise, and we’re here to provide support regardless of your credit score. Our commitment to inclusivity means that individuals with poor credit can still access quick bad credit loans in times of need. We can also offer payday loans with bad credit.

an infographic showing the process of a quick loan

The Process Of Applying For Loans

Quick loans can be easily applied for online, offering a fast and efficient approach compared to traditional loan options. If your application is approved, you could receive the loan within 24 hours, and sometimes as quickly as within an hour.

The process typically involves the following steps:

  • Submit your loan application, which will undergo a review process by the lender.
  • The lender will assess your situation, including the reason for your loan and your ability to repay it.
  • Your creditworthiness will also be checked by the lender.
  • If the loan is approved, you will receive a confirmation email or letter with a copy of your loan agreement to sign.
  • The lender will then transfer the funds to your bank account.

Your loan agreement will outline the terms of the loan, including the interest rate and repayment period, as well as any fees or charges for late payments.

a pretty girl holding a banner introducing quick payday loans with direct lenders

When Do You Need a Loan Bird Quick Loan

If you’re faced with a sudden bill or need funds for emergencies, LoanBird is here to help. Our platform stands out from competitors by offering:

  • Access to a panel of over 30 FCA-approved lenders, ensuring competitive options tailored to your needs.
  • Pre-approved offers for quick loans with bad credit, saving you time and reducing the risk of multiple credit checks.
  • A free-to-use, user-friendly online platform, making the entire process hassle-free.

Unlike traditional lenders that may require extensive paperwork and lengthy processing times for quick loans with bad credit, LoanBird makes the borrowing process simpler, allowing you to get bad credit quick loans when you need them most. From covering unexpected medical expenses to car repairs and utility bills, our bad credit quick loans can provide a reliable solution to your financial challenges.

a young man showing how quick the loan process is with loanbird

What Is a Quick Loan With No Guarantor?

A quick loan without a guarantor is essentially the opposite of a guarantor loan. It’s a loan that doesn’t require a co-signer to vouch for you and repay the loan if you’re unable to. This type of loan can provide a rapid response as there’s no need for additional people to sign on your behalf, which can lead to a lot of back-and-forth. Plus, not having a guarantor means you can avoid the hassle of additional paperwork.

At LoanBird, anyone can apply for a no guarantor loan, even if they have a poor credit rating. If you know you can’t secure a loan on your own, a guarantor would typically be the next option.

two people being careful when applying for a loan online quickly

How to Apply for a Quick Bad Credit Loan

Applying for a quick bad credit loan is simple with LoanBird. Our direct lender loans and efficient application process ensure you receive the money you need swiftly. Plus, our technology matches you with the best quick cash loans for your needs, making the entire process quick, easy, and stress-free.

To apply, simply visit our website and complete our online application form. Provide basic information about yourself, including your income, employment status, and desired loan amount. Our advanced matching algorithm will then analyse your details and connect you with suitable lenders who offer quick bad credit loans.

Once matched, you’ll receive multiple offers for quick loans for bad credit. Compare the terms and select the offer that best fits your requirements. Once you’ve chosen a lender, review the loan agreement carefully and sign electronically. Upon acceptance, the funds will be deposited directly into your bank account, typically within 24 hours.

At LoanBird, we understand that time is of the essence when it comes to financial emergencies. That’s why we’ve made the application process as uncomplicated as possible, ensuring you get the money you need quickly and efficiently. If you need to cover unexpected expenses or make essential purchases, our quick bad credit loans provide a reliable solution to your financial challenges. Apply today.

a happy woman applying online for a quick loan with no guarantor

Get A Quick Cash Loan Today

Looking for quick loans online can be overwhelming, but we’re here to help. Our aim is to assist you in finding quick loans for bad credit without any stress or hassle. We have already helped many people find the right quick payday loans in the UK, and we can do the same for you. With our service, you’ll save time and avoid damaging your credit score by finding the best deal possible. Our process is quick, easy, and completely free!

If you have any questions or need more information before you submit your application, it’s quick and easy to contact LoanBird online. Once you’re confident that our fast and free services are the best way to find a quick loan in the UK, all that’s left to do is apply!

Quick Loans with Bad Credit FAQs

Rest assured, our FCA-authorised credit broker connects you exclusively with reliable and trustworthy direct lenders offering easy bad credit quick loans. We prioritise your financial security by ensuring that all lenders available through our FREE search are FCA-approved. This simplifies the process for you, allowing you to choose a responsible lender with confidence. Regardless of your credit score, our goal is to match you with loan terms that are both suitable and beneficial for your situation.

Yes, typically, a credit check is conducted as part of the loan application process. This is standard practice as your credit score provides valuable insight into your creditworthiness and repayment history. It’s important to note that a lower credit score may lead to higher interest rates or less favourable loan terms. However, our platform aims to assist individuals with various credit backgrounds, offering opportunities for financial assistance regardless of past credit history.

The maximum amount you can borrow with easy quick loans in the UK varies depending on the type of loan and the lender’s policies. Through our platform, you can apply for quick loans of up to £15,000. However, it’s essential to consider that individual lenders may impose limits on the amount you can borrow. For example, some lenders may offer quick loans for bad credit of up to a maximum of £3,000. When completing our application form, simply specify the amount you require, and we’ll match you with lenders who can accommodate your needs.

When applying for a quick loan online, it’s crucial to exercise caution and be aware of potential pitfalls. Firstly, be wary of brokers for online loans who charge fees for loan searches. Our platform offers a FREE search service, connecting you directly with lenders without incurring additional costs. Additionally, carefully review and understand the loan terms and conditions before agreeing to them. Ensure that you use the loan responsibly, such as paying off debts or covering urgent expenses.

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