Lending amounts of: £100 – £5,000
Borrowing periods: 1 – 36 months
Simple payday loans for the UK
Representative APR: 279.5% | Representative Example: Loan Amount: £300 | Borrowed for 60 days | Total Repayment: £420.82 in 2 monthly installments of £210.41 | Interest Charged: £120.82, interest rate 120.8% pa (Variable).
With the sheer number of lenders claiming to offer the best payday loans, how can you make sure that you’re getting the best deal?
LoanBird is here to help you find the best deals online with our fast and free payday loan service. We are a fully licensed broker, offering payday loans in the UK from multiple FCA approved lenders to save you from doing the hard work. Our website and handy loan tool compares the best lenders in the UK under one roof, making it easier than ever to find a deal that best suits your needs and affordability.
With around 2,000 users every day and fantastic feedback from our many happy customers, LoanBird is determined to help people across the UK access the best payday loans with ease. To start your journey with LoanBird, apply now and you could have the cash you need today!
Straightforward Payday Loans Online
Step One - Apply
Select the amount you want to borrow, followed by the time period you need for our payday loans online.
Step Two - Decision
Once you’ve filled in our online application form, submit your information and receive a decision in seconds.
Step Three - Cash
Once you have accepted the loan agreement, the money will be sent straight over to your bank account, hopefully within 24 hours.
What are Payday Loans in the UK?
Payday loans are a type of loan that can be used to cover short-term cash flow issues until your next pay cheque comes in. Most lenders offer payday loans online of up to £2,000 and can send money to your bank account within 10 minutes of approval, which can make a world of difference in an emergency.
This form of borrowing is designed to be used for unexpected and unavoidable payments such as emergency car repairs and bills that are higher than usual. Payday loans are not suitable for non-essential purchases such as holidays and luxury goods. They are also not suitable for debt consolidation.
While they’ve had a bad reputation in the past, payday loans are now one of the most regulated loan options in the financial market. They are subject to price caps, meaning interest and fees cannot surpass 0.8% of the amount borrowed per day, and you’ll never pay more than 100% of the loan amount in interest. Late repayment fees have also been capped at £15. Because of these changes, payday loans in the UK now offer more transparency and easier borrowing terms, and you can be more confident in using payday loans.
If you require more time to pay back your loan, you may find that a short term loan is more suited to your requirements. This will allow you to split the cost of your loan into up to 12 monthly repayments, which may be more manageable. However, this could make the overall cost of your loan higher, so it’s always worth checking.
What’s the application process like for a payday loan?
It’s very easy to apply for payday loans, with most providers allowing you to simply apply online. Some providers do also have outlets or stores that you can use to apply in person!
When you apply for a payday loan, the lender will take your information. This will range from your date of birth and address, up to your employment information – including your salary.
This information will be used to work out whether you’ll be accepted for a loan, and if so, for how much. Once you’ve been accepted, the funds will be paid directly into your bank account, usually on the day you apply.
What can a payday loan be used for?
There are many different reasons why someone may need to take out a payday loan. Most commonly, it’s due to an unexpected and urgent bill.
Maybe your car broke down recently, and you need to pay for it to be repaired to prevent loss of earnings. Perhaps you’ve recently gone over your overdraft limit, and are incurring excessive charges?
Another common reason someone might take out a payday loan is to pay for an urgent medical or care bill.
Why choose a payday loan with loanbird?
With such a sheer amount of lenders, all claiming to offer the best payday loan, how can you make sure that you’re getting the best deal?
Well, Loan Bird is a credit broker designed to help you find the best deals online, and is completely free to use.
Loan Bird will search multiple lenders, to save you from doing the hard work. If you’ve decided that a payday loan is what you’re looking for, then feel free to apply.
Do the repayment rates stay the same with payday loans?
Your repayment rates should never change, but we would always advise to check this with your lender before you apply.
One thing to consider before you apply for a payday loan, though, is the repayment rate. These types of loans often have a much higher repayment rate than other forms of credit. Such as a bank loan or a credit card, though you’re much more likely to get accepted for a payday loan, even with a less than perfect credit score.
With that being said, a payday loan could be exactly what you’re looking for. Perhaps you’ve received an urgent bill that needs to be paid today, and you simply don’t have the cash available. Well, a payday loan could tide you over until you do.
Are short term payday loans the same as payday loans?
Short term loans and payday loans are almost identical. The only real difference between them is the length of time that you can borrow for. All of the information below can apply to either short term loans or payday loans, unless otherwise specified.
One of our primary ambitions is to cater to as many customers as possible through our free comparison service. That’s why you have the option to tailor your loan on the application form, however you may need.
Paying back your payday loan
Your repayment terms will be based on the information that you provided at the application. You’ll be able to choose a maximum repayment term. However, you should keep in mind that the longer you take to pay your loan off, the more you’ll end up paying over time due to the interest.
Your repayments are likely to be a portion of your total monthly pay if you can’t pay the loan back by your next paycheck. As this type of credit should be used to tide you over until you get paid, you should always aim to pay in full within a month where possible.
It is important to remember that payday loans are exclusively for short term lending. They should not be considered for longer term borrowing, and are strictly an immediate solution.
Different lenders will offer different ways to pay them back. Most will request a regular payment such as a direct debit, or a recurring visa payment. This allows them to debit the money each month, directly from your account. Whilst this may seem convenient, you may prefer to pay online with a card.
It’s helpful to note that you’re locked into a 14 day ‘cooling off’ period with the lender. This means that you can cancel your agreement at any time within the first 14 days. You will still need to pay back all the money you borrowed, along with any interest incurred up until the cancellation.
Are You Eligible for Payday Loans in the UK?
Here at LoanBird, we aim to offer our services to as many people as possible. You are welcome to apply for payday loans online with us if you meet the following straightforward eligibility criteria:
• Aged 18 years or older
• A UK citizen
• Hold a valid UK bank account in your own name
• Have a monthly income (e.g. from full or part-time employment or self-employment)
You will need to provide proof of your identity, as well as a direct contact number and email address so our lenders are able to contact you and speed up the lending process.
We will also require proof of your employment status and monthly income; this is so we are able to see that you will be able to afford the agreed repayments. At LoanBird, we want to ensure that you’re making the right decision and do not recommend payday loans where they may cause you further financial difficulty.
Understand What You Owe Before Paying The Loan Back
No doubt, this is one of the most evident rules, but you will be surprised at the number of times people don’t know the exact amount they owe to their lender. Once you get to know the precise figure that you owe, you will be able to set out a plan to clear your loan.
Another rule that you need to establish is that you must promise yourself not to take up another payday loan while paying one back. Also, if you can, steer clear of payday loans with any rollover options.
Keep An Eye On Your Expenses
As soon as you have outlined and figured out where the significant chunks of your money go to, you will be in a much better position to make sound financial decisions. Tracking your expenses will help you identify areas where you can cut costs down and save money.
Put A Monthly Financial Plan Together
You need to make a monthly financial plan and then stick to it. Allocate specific amounts to particular costs and stick to the budget. Monthly financial plans can be easily made using excel spreadsheets, and if you’re someone who is excel savvy, you can even take into consideration macroeconomic indicators.
It may sound daunting to save money when you’re already running in a deficit, but there is always some amount somewhere that you can cut down. It may not be an unnecessary expense, but it can easily be something that you can put off for the distant future.
Try Looking For A Second Job
If you’re someone who only has one job and already has debt, looking for a second job might help you get rid of the debt much sooner. The second job could virtually be anything; you could work part-time at a shop or waiting tables. An additional wage will give you a higher disposable income, meaning you can pay back any loan or owed credit much sooner.
Remember, the longer you wait, might result in you extending your payday loan meaning you’re paying more interest over time. Therefore, if you can it would be in your interest to get a second job sooner rather than later.
Speak To Your Lender
Most payday lenders are often seen as vultures because of previous aggressive strategies (high cost late repayment fees etc). But don’t forget – they are regulated by the FCA and they have to follow a policy called ‘treating the customer fairly’. So, lenders will have experience in dealing with any problems similar to what you might be going through right now.
Like most companies lenders will have customers needing to opt out of their service for one reason or another. They will know all about the limitations/terms regarding your repayments.
The FCA like to know that all lenders act upon responsible lending rules and do as much as they can to help a customer when need be. With that being said, they are in a much better position to assist you and even provide you with some form of guidance towards a positive solution.
Should You Turn To Payday Loans To Cover Utilities?
As we’ve discussed, payday loans can be expensive when a high-interest rate is involved. Despite high-interest rates, many people still opt to borrow even if they have poor money management qualities. What you should be aware of is that it might not be as costly to keep your utility bills in arrears.
Make sure you liaise with your utility provider though, as the last thing you’d want is all your amenities being switched off.
Could A Friend Or Family Member Help?
If there is no other way to repay your payday loan, then you could always ask your friends or family to give you a hand. By taking a loan from your family/friend with a 0% or minimal-interest rate can remove the risk of paying further interest on your payday loan. This could put you in a much better position and assist in the long run.
If you don’t have money management noted as one of your strong points, then managing a payday loan could turn into a task that requires a large amount of commitment and consistency.
It will require a proactive mindset but this is something that is possible for anyone. If you do manage to find a second part-time job which can help support some of your expenses, then you know you will be in a much better position to be able to repay your loan.
Once you’ve repaid the loan, try saving the income from your part-time job. As they say – if you look after your pennies your pounds will look after themselves.
Benefits of Our Payday Loans Online
If you have a less than perfect credit score, many payday loan lenders may not be willing to lend to you. The catch is that you won’t find out until the company has already performed a ‘hard search’ credit check, which remains in your credit file for two years. Applying with different lenders and having multiple hard searches on your file can actually damage your credit rating further.
When you apply for payday loans in the UK with LoanBird, we only run a soft search, which does not appear on your credit file. Another benefit of our services is that we work with a great number of lenders which gives you the best chance of being matched up with your ideal payday loan with just one simple application.
After you have chosen your preferred lender, they will need to run a hard search credit check in order to approve your application properly. You should be wary of lenders who offer payday loans with no credit checks, as it is likely that they are not a legitimate company and are not abiding by FCA regulations. Credit checks are carried out to protect borrowers from taking on more debt than they can manage. Choosing a company that does not perform them means you will likely be at risk of fraud.
Borrow with Confidence
As a licensed broker, we accurately and efficiently search a large majority of lenders of payday loans in the UK. This ensures that you find tailored loans that suit your needs. Each company on our lending panel is a fully authorised and regulated lender, meaning you can feel confident with whatever choice you make.
No Brokerage Fees
We provide a completely free to use service. We don’t charge brokerage fees to match you with the best payday loans online and promise that at no point throughout the quote or application process will we add any extra charges or fees.
We take your privacy and security very seriously. We never pass your details on to a third party except where you give us express permission to do so, and this is only ever with your chosen lender in order to move forward your loan application. The only contact you will receive will be from your chosen borrower after you have submitted your payday loans application, and they will only do so in relation to your loan. For more information on this, please see our terms and conditions.
Bad Credit? No Problem
Our advanced networking tool provides access to lenders who assess based on affordability, offering payday loans online to suit all circumstances. We are frequently able to help people with bad credit get approved for payday loans in the UK; simply apply today to find out if we can help you too!
Please note that we cannot make any decisions when it comes to lending or providing credit for any of our customers. Each company on our lending panel is a fully authorised and regulated lender, and they will make their own judgments when it comes to providing any form of credit.
Same Day Decision
At LoanBird, we don’t make you wait around. In the unlikely event we are not able to match you with a lender, we’ll let you know immediately, and there will be no lasting record of the application in your file. Most payday loans will be approved on the same day of application.
You will be able to choose flexible repayment dates that work around your pay dates. Most lenders request a regular payment such as a direct debit, or a recurring visa payment known as a Continuous Payment Authority. This allows them to debit the repayments directly from your account, ensuring you never default because you’ve forgotten to make a repayment. However, you may also be able to make the repayments yourself.
What should I expect from payday lenders?
Be wary of companies posing as lenders saying they can guarantee you a payday loan. Until your state of affairs have been looked into no company will actually know.
Regardless of your needs, LoanBird can help. Our lending tool offers amounts from £100 to £5000 on a flexible, short-term basis. Whether you just need some money to get the big shop done, or if you’re desperately searching for a new car, we’ll have the right loan for you.
You can borrow from anywhere between 1-month to 36-months, providing an opportunity to choose a payment plan that works for you. You’ll be able to spread your payments out over the course of a year, giving you true flexibility over your total monthly expenditure.
One reason many people turn to LoanBird for payday loans is due to us having access to most of the UK’s lenders very quickly. Normally within a couple of minutes! Our short term multi-lending platform works to deliver financial support without any longer-term ties or financial responsibilities, such as secured loans or bank-issued loans.
What else can we tell you about payday loans?
About your eligibility
At LoanBird, we cater to good credit, poor credit and no credit. We completely understand that everyone comes from a different walk of life, but at some point or another, we all need money.
There are a few reasons that we require you to meet a certain set of eligibility criteria. It’s not to put you off, but rather to ensure that you’re making the right decision. Also, we must adhere to any given laws regarding brokering and lending money.
We’re extremely customer focused, so we only want what’s best for you. One way that we can make sure that we’re doing our part is determining your eligibility.
Most lenders will want to contact you once you have confirmed your loan agreement. Providing us relevant information about yourself helps speed up the process. A direct contact number and a useful email address will assist our lenders in getting the money to you as quickly as possible.
Instant payday loans for the UK
Our online application offers an instant service with a response time that is difficult to beat. You could actually complete the entire application from start to finish before the kettle is boiled.
We are so happy with the feedback we have received so far in making sure each application is as direct and responsive as possible.
Let us do the legwork for you, we carry out a large search through our payday loan lenders. We will try to ensure your funds are deposited ASAP.
Sometimes the speed of your deposit is out of our hands, it can depend on your bank and what their transaction process is like. Payday loans can be one of the most flexible types of loans on the market. Some of our lenders will even let the customer pay the loan early without the expense of any fees.
Existing and new payday loan lenders
Our existing and new payday loan lenders will review your application immediately and propose an offer in seconds. Our application process takes minutes to complete with an average decision time of 59 seconds.
We know and understand time is valuable, that’s why we chose to operate online. Loan Bird will never leave you in limbo, so once you fill in our application form we will respond urgently.
Same day payday loans with no fuss
Once your online loan application has been accepted our lenders will be in touch. Most payday loans will be approved on the same day of application. Repayments will be set up on a direct debit, and lenders will look at flexible dates to suit repayments.
Once you’ve got the right loan for you, it is important to stay organised with all repayments so your credit score stays positive. Usually, lenders send out reminders before each repayment day, we would suggest requesting this when accepting your loan offer.
Payday loans – Declines
Unfortunately, customers will sometimes receive a declined application. Most of the time customers are declined because of affordability or their credit rating. We won’t leave you waiting around for a decision, if we cannot find you a loan we will advise you immediately.
Please check if you have any existing loans or any pending applications with any of the lenders we present you to.
Don’t worry there are other options! Working with so many lenders means more options for you as a customer.
Out with the old, in with the new
Not so long ago the financial lending industry had a negative spot in the media, mainly involving payday loans. The industry was subject to this grey area due to a high number of payday lenders charging unaffordable APRs and interest rates.
The Financial Conduct Authority (FCA) stepped in and fined the vast majority of lenders that did not follow the correct process and customer care. For some companies, these fines were in the millions meaning they had to cease business activity.
The FCA then decided to roll out new regulatory requirements for all firms, there were around 200 new applications for an FCA authorisation which were quickly discontinued. New firms withdrew applications as they realised the new regulation requirements would be achievable.
Payday loans are now one of the most regulated loan options in the financial market. New regulations came into effect early 2015 meaning by 2016 the payday loans sector reduced to around 150 active firms.
Payday loans – Changes
Price caps were introduced in 2015 meaning interest and fees cannot surpass 0.8% per day of the borrowed value. When customers are borrowing payday loans they should never pay more than 100% of the loan amount, late repayment fees have also been capped at £15.00.
All lenders have to appear on at least one website and include a direct link to at least one comparison site. Because of these changes payday loans now offer more transparency and easier borrowing terms. Customers are now more confident in using payday loans with borrowing figures on the rise.
Treating the customer fairly is now a critical part of any lenders business model. All FCA authorised firms should be focused on responsible lending.
Only the best online payday lenders
We only choose the best online payday lenders, which are all fully FCA regulated firms. Plus, they all enforce a strict policy when it comes to responsible lending. When you submit one of our applications our payday loan lenders can provide an immediate decision meeting your affordability.
You can apply for a payday loan in many ways, some people prefer face to face and others prefer the ease of applying online. Applying directly to one payday loan lender could hinder your chances of obtaining the best possible deal.
A lot of people prefer to shop around before making a decision. By using our website and comparison tool, you are comparing the vast majority of UK payday loans under one roof. This makes it easier to find a deal that best suits your needs and affordability.
All lenders will need each loan applicant to have an active bank account. Payday loan lenders will want to set up your repayments against a direct debit only (bank account/debit card).
Please Note: Sometimes paying a lower loan rate over a longer time period can work out more expensive than taking out a higher rate loan over a shorter period of time.
Our lenders can help with negative credit
More and more of the UK are suffering from a substandard credit score. There are many examples why you might have negative credit, and certain companies see this as a reason to shut the door on your potential custom.
Our lenders offer payday loans to suit all types of profiles and circumstances. Loan Bird’s advanced networking tool provides access to lenders who mainly assess affordability. If you have a low credit score your loan approval may be determined on the basis that you have to pay a higher interest rate.
As a regulated credit broker Loan Bird has no need to peruse any credit check reports, usually we only require your monthly expenditure, income and a few personal details. Don’t worry if you have an imperfect credit score and are unsuccessful with our loans, we may offer alternatives which could also provide assistance.
Note: Some lenders may pursue a credit check to see if you qualify for a loan.
Did you know?
A lot of us use the term ‘blacklisted’, for example, your credit card company may place a negative note on your file for missing a payment. A negative file note can affect your credit rating but blacklisting doesn’t actually exist.
Most of the UK perceives a credit score as one overall rating. However, there are three main credit reference agencies which each provide different scores.
Most UK lenders will assess the likability of accepting your payday loan using more than one agency. If you are finding it difficult to get anywhere with your current credit score, these agencies provide free useful tools and advice for any customer.
Searching for payday loans? Use our soft search
You may have notice our advice on no credit check loans under our products category. Many companies will promote this to grab the customers attention, at some point in the process of a loan application a credit check will happen.
Companies using this false advertisement are worth treading carefully with, a credit check could be taken without your knowledge. Your credit report is valuable, so, don’t expose yourself to a potential note/mark on your file.
Read our article 8 things to do before you apply, this offers a tick list to use before you start applying.
Is loanbird a UK payday loan lender?
Loanbird.co.uk is NOT a payday loan lender, we are a licensed broker. This means that we do NOT make any decisions when it comes to lending or providing credit for any of our customers. Each company on our lending panel is a fully authorised and regulated lender. They will make their own judgments when it comes to providing any form of credit.
We will accurately and efficiently search a large majority of UK payday loan lenders to ensure that you find a loan that suits your needs. Our clever tool isn’t just free to use, but it’s been designed to supply a tailored loan offer to any individual who chooses to use it.
Easy access for payday loans to the UK
Everyone’s busy these days, and with smart phones dominating online usage it’s no wonder people expect quick access to UK payday loans. However, getting things done quickly can be a common oversight and lead to a disadvantage.
Some companies might seek to apply hidden charges throughout their service or loans that they provide. They might even call you at all hours in an attempt to obtain your personal information. So, it pays to spend a little more time assessing how a website works.
LoanBird provides a completely free to use service. At no point throughout the quote or application process will we add any extra charges or fees. As we only ever operate online, we will NEVER cold call our customers in an attempt to obtain additional information.
It’s important to note that the lender that you’ve chosen to borrow from may wish to contact you directly once you’ve submitted your application. This will only be in relation to your loan, though, so you don’t need to worry about unsolicited calls.
LoanBird will keep all of your information private and confidential. We only share your application details with the lender that you decide to go with. For more information regarding this, you can read our terms and conditions.
We strongly believe in treating our customers fairly whilst offering easy access to all of our payday loans and lenders. Why not join the 2000 people already using our service every single day?
Are you eligible?
If you’re considering taking out a payday loan, you may be wondering: “am I eligible?”
Whilst we do aim to offer our service to everyone in the UK, there are just a few things that you’ll need to consider beforehand.
Are you old enough?
First and foremost, our loans are only available to UK citizens aged 18 and above. This is the primary criteria that you will need to meet, but to ensure the best chance of successfully being approved for a payday loan, there are a few other things to consider.
Do you have a bank account?
This one might seem obvious, but you do need a bank account (in your own name) if you’re interested in taking out a payday loan. You can’t apply for credit in someone else’s name, and we need somewhere to send the funds!
All you need to do is provide the correct bank details, such as the sort code and account number, and if you’re approved, we’ll get the funds sent to you within 2 hours.
In order to be approved for a payday loan, it’s important that you have a monthly income. It doesn’t necessarily have to be full-time or part-time employment, as long as you can prove that you have regular money coming into your bank account.
As Loan Bird primarily provide short term lending solutions, we need to be able to see that you have the means to make the agreed repayments.
As part of the application, we will need to determine your employment status and your monthly income.
As payday loans are short term lending solutions, the interest rates will be higher than other borrowing options such as personal loans. The interest rate will be clearly displayed by the lender, along with the ‘representative APR’.
Whilst the interest rate will only show you the percentage that you’ll be paying back, along with a visual representation, the APR will give you an estimate of the total amount you’re likely to end up paying.
Representative APR will allow you to work out approximately how much you will end up repaying in total.
Interest rates generally apply to the total balance remaining, and not the total amount of the loan. As you pay the balance down, you should notice a reduction in the interest costs you pay too.
If you choose to pay off your balance early, you may benefit from paying lower than the total expected cost. This isn’t something that Loan Bird can predict, though – you will need to speak directly with your loan provider.
Apply for the Best Payday Loans Online Today
At LoanBird, we’re confident that we help people find the best payday loans in the UK to suit their needs and circumstances. We want you to be sure you’re making the right decision, so if you have any questions about our services simply contact LoanBird today.
If you are looking for payday loans in the UK, take a look at what we can offer you. Our service is fast, free and leaves no trace on your credit file – apply now!
A Quick Insight Into How Payday Loans Are Used
What We Found
Let’s take a look at some of the average statistics for payday loans in the UK. We are going to view the activity of customers, the usage of payday loans and how they are accessed.
Please Note: Other than (How payday loans are accessed) the information given is used as an average analysis example from Loan Birds service.
How payday loans are accessed
Most customers will choose one of two options when accessing this loan type. You can either apply through the high street giving you the option to talk to someone face to face or apply via the web through a broker or a specific lender. Applying for payday loans can offer a more suitable option as it provides access from phones, PC’s, laptops and tablets.
Using a broker offering a panel of lenders and a comparison tool can assist in choosing the best option quickly.
- Around 83% take out payday loans online.
- Around 29% take out payday loans on the high street.
Please Note: Figures for (How payday loans are accessed) have been taken from the Competition Market Authority (CMA) official payday lending report. If you wish to view the full document please find the link below.
Link to the CMA official payday lending report: https://assets.publishing.service.gov.uk/media/54ebb03bed915d0cf7000014/Payday_investigation_Final_report.pdf
All types of customers in the UK use payday loans. The most common portfolio we seem to have, is in employment and between 20 – 30 years of age.
The average customer will use this facility more than once in a year, with many showing returned custom. Here’s some averages of our customer use:
- Amount of loans taken: 4 in 5 people apply for more than one payday loan in a year.
- Average payday loan time period: 3 – 4 weeks.
- Borrowed amounts: £100 – £250.
- Average employment status: Employed.
- Age bracket: 20 – 30.
Reasons for a payday loan
The cost of living and expenses such as high household bills are becoming more of a popular reason for the use of payday loans. Quite a few customers have needed to pay something off, along with vehicle expenses and medical fees among the top reasons for the purpose of a loan.
- Around 50% use payday loans for in the UK for household bills.
- Around 30% use payday loans for other bills e.g. (medical/vehicle).
- Around 20% use payday loans to pay something off.
Representative APR: 279.5% | Representative Example: Loan Amount: £300 | Borrowed for 60 days | Total Repayment: £420.82 in 2 monthly installments of £210.41 | Interest Charged: £120.82, interest rate 120.8% pa (Variable).
Our website is completely free for you to use, but we may receive a commission or fee from some of the companies we feature or introduce you too.
Loanbird.co.uk is a registered Trading Name of RJW Assist LTD. RJW Assist LTD is registered in England and Wales (Company number: 09470548). Registered Address: Brook House, 40 Cuthbert Road, Stockport, Manchester, SK8 2DT. Licenced by the Information Commissioners Office: registration number: ZA436430. RJW Assist LTD is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under the reference number: 788094. We are a licenced credit broker, not a lender. Loanbird.co.uk does not provide any loan or consumer credit products directly.
Timescales on receiving your funds may vary from lender to lender and depends if your bank accepts faster payments. The loan amount and interest rate offered is subject to the lender’s requirements and approval.
Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk