Payday Loans for Bad Credit
Find and apply for payday loans for bad credit from our panel of lenders in 3 easy steps:
Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.
Find Payday Loans for Bad Credit in 3 Steps
Step 1 - Application
In just minutes, you can complete our short application form and discover your lender offers. We just need a few personal details about you and the payday loans for bad credit you need.
Step Two - Decision
We provide a fast process, so you’ll see your lender offers very quickly. Review the payday loans for bad credit available and choose the lender you want to continue with.
Step Three - Cash
Once approved and you’ve signed your digital loan agreement, receive the cash into your bank account the same day. On average within 10 minutes of signing.
How Do Payday Loans for Bad Credit Work at LoanBird?
When the unexpected arises and you need to settle an emergency bill quickly, payday loans can be ideal when you are short on cash. Providing short term cash loan when you have bad credit will help you resolve your situation fast, here at LoanBird we can show you suitable options for bad credit applicants. As you may find it difficult searching for suitable lenders, we make this easy by showing you loans for bad credit from our panel of lenders. All you then have to do is choose the lender offer suitable for you, and get approved in minutes, with the cash into your account within just 10 minutes of signing.
As our service is FREE to use whenever you need it, we can show you lender offers of payday loans for bad credit 24/7. We do not require a full credit check for you to see your offers either, performing a soft check to be able to match lenders with your circumstances. Whenever you need LoanBird to help you discover your lending offers, just click Apply Now, complete our short application, and quickly see what is available for you.
Reasons to Choose LoanBird to Find Payday Loans for Bad Credit
We are happy to help those with varying credit histories discover suitable payday loans for bad credit. Our panel of lenders can help with many types of loans including personal loans, short term loans, and other instalment loans. Here are a few of the reasons to choose LoanBird today:
Fast online application that’s simple to complete
Find payday loans for bad credit up to £5,000
Apply online from anywhere on any device
Get an instant decision with our online loan finder
Discover loans with no credit check needed to apply
Over 30 FCA authorised UK loan lenders
Get cash in your account 10 minutes after approval
No brokerage fees – completely FREE to use!
Trusted, FCA Authorised Lenders at LoanBird
We connect you with trusted, reliable lenders of payday loans for bad credit. Rather than be concerned with applying for an unauthorised lender when searching online, you can trust you’ll only see FCA authorised lenders on our panel. When you apply, we’ll show you which of our panel of lenders can help with the loan amount and terms you need. You’ll then be able to review each of our FCA approved lenders’ offers and decide the best match for you.
When comparing loan lenders online, it’s important to use only those that are FCA compliant and have your best interests. At LoanBird, we can take the uncertainty away of using untrusted sources, ensuring you borrow from regulated, authorised direct lenders. If you do find yourself needing emergency loans to cover an unexpected expense, or you have an urgent repair bill to resolve quickly, use LoanBird to see your available options today.
Eligibility for Payday Loans for Bad Credit
To apply and see your lender offers today, you will need to meet our eligibility requirements first. We’ve made our criteria as simple as possible to help as many people find payday loans for bad credit when they need them. You’ll need to be:
At least 18 years of age
A current UK resident
Hold a UK bank account with a valid debit card
Receive a regular monthly income
As we are an FCA authorised credit broker, we do not lead our own money, instead, we match you with suitable lenders from our panel. There is no charge to you for using our service to find suitable loans, so browse and review your offers before continuing. You can take as long as you need and make an informed choice. Your application with your chosen lender will be subject to credit and affordability checks, so ensure you can afford the loan you want before applying.
Apply Now & Find Payday Loans for Bad Credit Today
If you need payday loans for bad credit but aren’t sure which lenders can help, use LoanBird today. Click apply now and we’ll quickly show you who can lend up to £5,000 in minutes. Have any questions? Please get in touch and we’ll be happy to help.
If you are experiencing financial difficulties, our loan options may not be suitable for you. For financial advice, please visit Money Helper for more information.
Payday Loans for Bad Credit FAQs
How Long Does an Application Take with Bad Credit?
Whether you have a good or poor credit history, or FREE online service is still fast to use. Just enter your details and the loan amount and terms you need, and we will instantly you show your lender offers. Once you have chosen a lender, you will be subject to credit and affordability checks as per their approval process. Your application may be delayed if you are unable to provide proof of identity, address, and your most recent bank statements. Once approved, people on average receive the loan amount within 10 minutes of signing.
Can Payday Loans for Bad Credit Help with Long-Term Debt?
Payday loans are a form of short term borrowing and they are not designed for covering other loans or long term financial difficulties. We can help you find long term loans if you need them or debt consolidation loans as an alternative. Borrowing more money to cover long term financial difficulties is not ideal, so if you are in this position, it’s recommended to seek impartial financial advice through Money Helper.
Can I Borrow More Than £5,000 with Payday Loans for Bad Credit?
You can borrow between £100 – £5,000 with payday loans for bad credit and other short term small loans. If you are looking to borrow larger amounts, we can help you discover lender offers for other loans up to £15,000. These will usually be long term options up to 5 years, so are not suitable for covering a financial emergency or similar.