Low Credit Score Loans
Get low credit score loans from UK lenders in an instant with our easy 3-step process today. Here’s how:
Representative APR: 279.5% | Representative Example: Loan Amount: £300 | Borrowed for 60 days | Total Repayment: £420.82 in 2 monthly installments of £210.41 | Interest Charged: £120.82, interest rate 120.8% pa (Variable)
Find A Low Credit Score Loan Through LoanBird Now
Step 1 - Application
Fill out our application form with a few details about you and the low credit loans you’re looking for. This should only take a few minutes to complete.
Step Two - Decision
Browse the lender offers personalised to you within a few seconds, choosing the low credit score loans offer ideal for you.
Step Three - Cash
Once approved and you have signed your digital loan agreement, you’ll receive the money for low credit loans in the UK within 10 minutes.
Find Low Credit Score Loans in the UK in Minutes with LoanBird
If you have been searching for low credit score loans due to a poor credit history, here at LoanBird we can connect you with lenders who can help. With one application, you can have access to over 30 FCA approved lenders offering low credit loans in the UK, and you won’t have to undergo a credit check to see them. Only a ‘soft check’ of your credit history will be performed to help the lenders determine your suitability for low credit score loans, which will not impact your current credit rating and will not appear on your credit file. With just a few details and only one application, in minutes you could find the loan you want.
Whether you have been trying to get a new loan to pay for an essential purchase such as a new car or home renovations or need a short term loan to cover an emergency expense, we can show you what’s available. Once you have browsed your available offers, it’s a simple case of choosing the one you want to apply for, and you could have the funds to use within 10 minutes of signing your loan agreement. Click apply now to see your low credit loans in the UK offers straight away.
What are the Benefits of Using Our Smart Search to find Low Credit Loans?
Quick and easy online application
Find low credit score loans up to £5,000
Apply for low credit loans online from anywhere
Instant decision low credit score loans finder
Choose instant low credit payday loans, business loans, personal loans and more
Find low credit loans with no credit check required
Over 30 FCA authorised lenders of instant low credit loans in the UK
Instant bad credit loans available
Get cash in your account 10 minutes after approval
No brokerage fees – completely FREE to use!
How to Choose the Best Low Credit Loans in the UK For You
Knowing if you have found the right lender to provide low credit score loans can be difficult when manually searching online. With so many lenders out there, it isn’t always simple telling the difference between a responsible lender and one less so. Every lender we can connect you with here at LoanBird from our panel of lenders are FCA approved and are on the FCA register. Following responsible lending guidelines, there are no hidden fees, and you will be able to review the full terms of the loan being offered before deciding on the one to proceed with. It’s all about providing our customers with the information they need to make a financially savvy decision.
By using LoanBird you’ll also have access to all your lender offers for FREE. We do not charge for our service and if you do change your mind after viewing your low credit score loans lender offers, there is no obligation to continue. With so much choice in loan types available through us, you’ll find low credit payday loans, personal loans, and guarantor loans all able to help those with a poor credit rating.
Eligibility for Low Credit Score Loans
To be able to see your personalised offers of low credit loans in the UK, you will need to meet the following criteria. We’ve made the eligibility to use our FREE search as open as possible so that we can help many more people find low credit score loans. You will need to be:
At least 18 years of age
A resident in the UK
Hold a UK bank account with a valid debit card
Receive a regular income
Meeting the above means we can show you within minutes your loan offers and choose a suitable lender. As part of the lending approval process, the lender you choose will require you to provide proof of identity, proof of address and your most recent bank statements. These documents help to identify you so that a full credit check can be performed and also assess your affordability for low credit score loans repayments. If you do not have the necessary information available, this can delay your application.
Apply Now for Low Credit Score Loans & Get the Cash in 10 Minutes
Ready to see your available offers? If so, click apply now and start your application today. As FCA authorised credit brokers, all offers from low credit score personal loans to low credit payday loans can be paid out in minutes from signing your digital credit agreement. If you have any questions about using our FREE platform, please don’t hesitate to get in touch. You can also find answers in our FAQs section if you prefer.
Low Credit Score Loans FAQs
Is There a Limit to How Much I Can Borrow with Low Credit Loans?
As credit brokers, we can help you find loan lenders offering up to £15,000, but this will depend on a number of factors. With low credit score loans, you may be limited to borrowing a maximum of £5,000. By using our smart search, you can enter the amount you wish to borrow, and we’ll see which of our lenders can offer the terms you want. We always recommend only to borrow the amount you need rather than applying for the maximum available. We do not encourage customers to apply for more than they can afford to repay comfortably.
Do Low Credit Payday Loans Come with a High APR?
The lenders we can connect you with for low credit loans in the UK have APR rates starting from 49.9%. With some online lenders offering loans with triple-digit interest rates, you may find a better option through us. Every lender will offer something different, but it will be in line with the loan details you have requested. When you have poor credit and have struggled to find lenders who can help elsewhere, we can show you low credit payday loans, personal loans and more that will provide competitive rates.
What Happens if I Miss Repayments on Low Credit Loans in the UK?
As per your credit agreement, you could be liable for late repayment charges if you miss a repayment on low credit score loans. You should contact the lender as soon as possible when a payment has been missed to arrange a suitable timeframe for repayment. Continually missing repayments can leave you at risk of defaulting on your loan agreement. If your circumstances have changed since agreeing to terms on low credit loans, you should speak to your lender ASAP. You can also find further financial advice from Citizens Advice and The Money Advice Service.
Related Info to Low Credit Score Loans: