Low APR Loans

Q: Can I Pay Off Low Interest Loans Earlier than the Term?

Many of the lenders we can connect you with will allow you pay off the remaining balance of low interest loans early. You will need to contact your lender directly if you wish to do so and be sure this is something you can afford to do. You should check your credit agreement regarding any early repayment fees that may need to be paid to do this or speak to your lender for further information. If you can settle your loan earlier than planned, this can sometimes lead to a refund in interest, but this will depend on the product type and the lender you choose.

When seeking low interest loans online, try our 3 step process to find the best available. Here’s how:

apply now

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

Apply For a Low APR Loan Today

Step 1 - Application

Fill in our quick application with a few details about the low APR loans you want along with your current finances; this only takes a few minutes of your time.

Step Two - Decision

We’ll give you a decision in seconds and present you with a list of low APR loans in the UK. From personal loans to guarantor loans and more, you’ll see what you’re eligible for. All you have to do is choose!

Step Three - Cash

Digitally sign your low APR loans agreement and receive the money in your bank account within just 10 minutes!

Low APR Loans in the UK Found in the Right Way at LoanBird

When looking to borrow money, you want to find the best rates of interest available to you. No-one wants to pay more than they need to for a loan, so that’s why here at LoanBird, we can help you find low APR loans that match your needs. However much you need to borrow and no matter the term length, we can help you connect with lenders offering low APR loans in the UK in minutes. All you have to do is follow our easy 3-step application process and you could find the right lender with one search and one application. Sounds good? Then click apply now to see your personalised offers today.

As we are FCA authorised brokers, we’ll connect you with lenders of low APR loans in the UK that have your best interests in mind. No hidden fees and completely FREE to users, our smart search tool will connect you with the best lenders based on your circumstances. Have bad credit? No problem. Want to use a guarantor to secure a loan? We can help their too; just tell us the type of low APR loans you are looking for and we’ll match with the lenders who can help. Then all you have to do is review your offers of low interest loans and choose the best one for you.

a man working out if he can afford a low interest loan

Why Choose LoanBird to Find Low Interest Loans?

Quick and easy online application

Find low interest loans up to £15,000

Apply for low APR loans online from anywhere

Instant decision low APR loans finder

Choose instant low APR loans, business loans, personal loans and more

Find low interest loans with no credit check required

Over 30 FCA authorised lenders of instant low APR loans in the UK

Instant bad credit loans available

Cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

How You Can Choose Low APR Loans in the UK Today

There really is nothing like getting approved for a loan at the best rates. When you need to fund home improvements, a dream holiday, a brand new car or even to consolidate existing debts, there are low APR loans in the UK available to help. We know how time-consuming it can be finding the right loan, with so many lenders available online. Navigating the various offers can be overwhelming, so at LoanBird we decided to fix this problem. By working alongside a panel of over 30+ direct lenders, we can offer you low APR loans with minimal effort. Rather than browsing search engines for hours, we can show you low APR loans in the UK all in one place, and it takes just a few minutes to do so.

There’s no obligation to take out a loan after using our service either, as it’s FREE to use and if you decide not to continue after reviewing your offers, that’s not a problem. We want our customers to get all the information they need in one place to make a better, financially savvy decision. If you can’t find what you’re looking for, you don’t have to continue your application. We also do not require you to undergo a credit check just to browse. Only a ‘soft search’ will be performed to allow us to pair you with lenders you are eligible for, showing you your pre-approved offers. This type of search won’t show on your credit file and won’t affect your current credit score. You can browse freely and if you find what you need, you can quickly continue your application for low APR loans with your chosen lender.

Are You Eligible for Low APR Loans?

The eligibility criteria for low APR loans are straightforward and allow us to help as many people as possible, unlike some other lenders you’ll find. We can offer low APR loans in the UK from our panel of lenders quickly and conveniently, providing a great service for all applicants. You can apply for our instant low interest loans if you are:

At least 18 years of age

A current UK resident

Hold a UK bank account with a valid debit card

Receive a regular income

If you can meet the above easily, you can start searching for low APR loans using LoanBird today. As part of your application, once you have chosen a lender to continue with, you will be required to provide supporting documents. Proof of identity such as your passport or driving licence will be required, as well as proof of address. The lender may also request that you provide your most recent bank statements, especially if you have bad credit. If you have all the necessary documents available before applying, this will ensure there is no delay during your application.

a customer checking low APR loans with her broker

Apply Today for Low APR Loans in the UK with LoanBird

If you want to see your personalised offers today, click apply now to browse the low APR loans for FREE. Have any questions? Please get in touch to find out more about LoanBird and our services. You can also find out further information in our FAQs section.

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Low APR Loans FAQs

How Do I Know the Lenders You Connect Me with for Low APR Loans are Regulated?

As we are an FCA authorised broker, we only work with FCA approved lenders of low APR loans. Our panel of over 30 direct lenders are all regulated and follow responsible lending guidelines, and you can find them on the FCA register. We take customer trust seriously and ensure we will only connect you with lenders who can meet your expectations and provide a fair and trusted lending process. Similarly, all of the lenders you find through our platform will want to ensure that you can afford the loan you are applying for and will run credit checks and affordability assessments where necessary.

Can I Pay Off Low Interest Loans Earlier than the Term?

Many of the lenders we can connect you with will allow you to pay off the remaining balance of low interest loans early. You will need to contact your lender directly if you wish to do so and be sure this is something you can afford to do. You should check your credit agreement regarding any early repayment fees that may need to be paid to do this or speak to your lender for further information. If you can settle your loan earlier than planned, this can sometimes lead to a refund in interest, but this will depend on the product type and the lender you choose.

What’s the Maximum I Can Borrow with Low APR Loans in the UK?

Here at LoanBird, we can help customers search for loans ranging from £100 to £15,000, depending on the purpose of the loan and the product type. Many low APR loans in the UK are available up to £5,000, but some lenders can offer higher amounts up to £15,000. When you fill in our application form for low APR loans, you’ll see a drop-down with the amounts you can apply for today, so click apply now and see how much you could potentially borrow in minutes. You should only borrow the amount of money you need, and we do not encourage customers to apply for the maximum amount available to them.