Loans For Bad Credit No Guarantor

Find loans for bad credit with no guarantor required, helping you get the cash you need quickly. Here’s how to use our 3-step process today:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

Discover Lenders of Loans for Bad Credit with No Guarantor Today

  • Step One - Apply

    Complete our application form online with a few personal details and submit. It’s a short form that will take just minutes to complete.

  • Step Two - Decision

    You’ll be shown a list of lenders who can provide loans for bad credit with no guarantor. Browse the offers and choose the one you are happy to continue with.

  • Step Three - Cash

    You’ll get an approval decision quickly and, if successful, the cash is transferred to your account within 10 minutes.

A Concise Guide On Loans For Bad Credit No Guarantor

If you are someone with a poor credit history and have been searching for suitable options to borrow money, it can be tough. Not every lender you will find will be a suitable match for your circumstances. That’s where LoanBird can help and make your search much easier. With our simple-to-follow 3-step process, you can apply online, find a lender offer, and get approval in no time at all. Lenders of loans for bad credit with no guarantor needed will provide the terms they can offer – all you have to do is choose the one most aligned with your needs.

There are many reasons for needing this type of short term loan for bad credit, especially if you have had difficulties in the past. It can take a long time to build up your credit rating if you’ve experienced arrears, defaults or CCJs in the past. Whilst you may have overcome your financial issues and now have plenty of affordability, your credit score may still be low. Some lenders may offer you the funds you need but require a guarantor to co-sign your agreement, which is not always possible for many people. That’s why at LoanBird, we’ll help you find no guarantor loans that are suitable if you have less than perfect credit.

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Features & Benefits of Using LoanBird Today

Quick and easy online application

Find loans for bad credit no guarantor up to £5,000

Apply for loans for bad credit and no guarantor from anywhere

Instant decision loan finder

Choose instant loans for bad credit with no guarantor and much more

Find loans with no credit check required

Over 30 FCA authorised lenders of loans for bad credit no guarantor

Get cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

Choosing Loans for Bad Credit No Guarantor that are Best For You

We’ve made it simple for those needing emergency funds to discover suitable lenders online. Finding loans for bad credit no guarantor can be time-consuming if doing so manually and browsing multiple different websites. You may even miss out on the best option for you, so our innovative 3-step process solves this issue. All you have to do is tell us how much you need to borrow, between £100 – £5,000, and how long for, 1-36 months. We’ll then do the rest and present you with your loan offers for FREE, all from our Financial Conduct Authority (FCA) approved panel of direct lenders.

There is no rush to make a decision either, so once you can see your loans for bad credit with no guarantor offers, browse each one in your own time. You will be able to see the full details of each offer and make a decision best for you. If you cannot find what you are looking for and change your mind, that’s fine too. With no obligation to continue your application, you can browse with confidence and carefully make an informed decision.

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Loans for Bad Credit with No Guarantor Eligibility

Want to see your loan offers today? You will need to meet our eligibility requirements first, but we’ve made the criteria as straightforward as possible. You must be:

At least 18 years of age

A resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

As we can connect you with lenders providing loans for bad credit no guarantor, we do not require you to have a minimum credit score. As long as you can afford the required repayments and are not in current financial difficulty or bankruptcy, we can help connect you to suitable lenders today. Once you have chosen a lenders offer, you will complete your application process on their website. LoanBird does not conduct any credit checks, but this may be required with your chosen lender before approval.

Apply Now & Get Loans for Bad Credit No Guarantor Approved Today

Loans for bad credit and no guarantor can provide you with the financial boost you need in an emergency. Whether it’s an unexpected bill or an emergency repair, you can find a lender who is willing to help those with a low credit score today.

Click apply now to begin your application, and if you have any questions at all, please do not hesitate to ask.

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Access Our Loans for Bad Credit No Guarantor via One Application, if you:

are 18 or older

The minimun age to use our service is 18.

live in the UK

Must be a current resident of the United Kingdom.

have a Bank Account

You need an active UK bank account to allow the money to be transferred to you.


Only take out a loan if you can afford to meet the monthly payments.


You must have a monthly income to show you can afford repayments.


Online loans are one of the most efficient ways of borrowing.

Loans for Bad Credit No Guarantor FAQs

Are loans for bad credit and no guarantor easy to get approved for?

Whilst no loan is guaranteed to be approved, lenders of loans for bad credit and no guarantor are willing to help. You will need to demonstrate your affordability, so ensure that you can maintain the repayments you want before proceeding. Credit and affordability checks are required by FCA authorised lenders, so you will need to choose a loan amount and term that will not cause financial difficulty.

Do loans for bad credit with no guarantor require a fee instead?

No, we do not charge for using our service as it is FREE to browse your loans for bad credit no guarantor offers. The lenders you will be connected with will be happy to assess your application if you choose to continue with them, without any hidden charges.

How quickly can I get the cash with loans for bad credit no guarantor?

You can receive an approved loan amount on the same day in many circumstances. As we do not lend ourselves, this will be down to your chosen lender to process quickly. They will always aim to transfer approved funds on the same day and in most cases, this will be approximately 10 minutes. Your bank will need to support faster payments to ensure there is no delay and an application will need to be made inside the lender’s business hours.

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