How it Works
A Quick Example of How it Works
Applying with LoanBird is as easy as 1 – 2 – 3
1. Apply > 2. Decision > 3. Cash

Step One:
Fill in one of our easy application forms.
Our lenders can provide many types of loans which can be accessed via any particular device compatible with the internet. Choose the value you want to lend plus the duration you require, then just pop your information into where it’s requested.
Various loans available with:
- Lending amounts: between £100 – £5,000
- Loan terms: up to 3 years

Step Two:
Always a quick decision
When the online application form is complete, you will receive a decision on your loan immediately. If you’re approved by any lenders, all the terms will be clearly detailed from the offset for you. Meaning, you’re in control and you’ll be able to check everything before you decide to go ahead.
- Application form: 3 – 4 minutes on average
- Decision in seconds: We search multiple lenders

Step Three:
Receive your cash in the most
convenient way.
When you have accepted the loan agreement, the money will be sent straight over to your bank account. Most customers receive the cash on the same day, within 10 minutes.
- Online transfer: Sent to the account of your choice
- Quick cash: Same day approvals available
Rates from 12.9% APR to 1625.5% APR. Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).