Holiday Loans

Search for holiday loans to pay for a dream getaway using our 3-step process in minutes. Here’s how you can:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

Search For A Holiday Loan With LoanBird Today

  • Step 1 - Application

    Complete an application with us in just a few minutes, providing details of the holiday loan you’re looking for and a few details about you and your finances.

  • Step Two - Decision

    Within a matter of seconds, browse through your personalised list of holiday loan offers from our panel of lenders. All you have to do is select the one you want to apply for.

  • Step Three - Cash

    Once approved and you’ve signed your digital loan agreement, the holiday loan funds will be sent to your bank account within 10 minutes!

Find Holiday Loans to Help You Book Something to Look Forward to

Having a holiday on the horizon is always a good feeling, providing time to relax and escape from day to day life for a week or two, or even just a long weekend. We can help you find holiday loans to help make this a reality quickly and conveniently at LoanBird. With just a few details, you’ll have access to our panel of over 30 direct lenders able to offer competitively priced holiday finance loans that match your needs. Whether you’re looking forward to a summer break somewhere hot, or a city break for a few days to take in the sights, you can apply for a holiday loan up to £15,000 and choose repayments up to 5 years.

With just one application to complete that only takes a few minutes to do, you’ll see all of your personalised offers for the value and repayment term you want, ready for review. The whole process is very simple and as FCA authorised credit brokers, every lender we can connect you with is also FCA approved. As responsible brokers, every lender will treat you fairly as a customer and all follow responsible lending guidelines. FREE to use and with no credit check required to see your offers, you can browse freely without worry of impacting your credit score. Click apply now to see your holiday loan offers in an instant.

a canoe boat in the sea at a holiday destination

The Benefits of Finding Holiday Loans with LoanBird

Quick and easy online application

Find holiday finance loans up to £15,000

Apply for holiday loans online from anywhere

Instant decision holiday loans finder

Choose instant holiday finance loans, business loans, personal loans and more

Find a holiday loan with no credit check required

Over 30 FCA authorised lenders of instant holiday loans in the UK

Instant bad credit loans available

Cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

Have Bad Credit? We Can Still Help You Find Holiday Loans Today

You may be concerned that if you have a poor credit rating, holiday loans aren’t for you. However, we have helped many customers with bad credit find ideal holiday finance loans. We have a full range of lenders that can offer personal loans, bad credit loans and more as long as you prove your ability to make repayments. As long as you are not currently bankrupt, there is every chance we can find the right holiday loan lender for you.

When reviewing your holiday loans through us, you’ll see all the information about the lender and the loan they are offering in one place. As you will be pre-approved, you will already be one-step towards receiving the funds you want, thanks to the ‘soft check’ that is performed to check your credit history. This will not impact your credit rating and will not appear on your credit file, so if you do have a less than perfect credit score, you can browse without the worry of this being negatively impacted. This is all part of our commitment to helping as many customers as possible find holiday finance loans that they may have struggled to get elsewhere.

Eligibility for a Holiday Loan

We’ve kept our criteria for holiday finance loans simple, allowing more customers to find holiday loans today. To be eligible, you will need to be:

At least 18 years of age

A resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

The above is a minimum requirement to be able to use our FREE search online. Once you have chosen an offer from a lender, you will be required to undergo a full credit check and provide proof of identity and proof of address. It’s a good idea to have these documents to hand before you apply. Also, many lenders will request to see your most recent bank statements to assess your affordability. If you can provide these with no delay, this will speed up your application and help provide a quick lending decision.

a father and daughter holding hands on the beach

Find & Apply for a Holiday Loan Today with our FREE Search

Ready to see your holiday finance loans all in one place? Just start your application by clicking apply now and we’ll do the rest. We’re happy to help customers from many different financial backgrounds, and because we are FREE to use with no credit check, you can see what’s available with no obligation to continue until you’ve found an offer to match your needs. Have any questions about holiday loans? Please feel free to contact us directly and we can provide further advice. Alternatively, you can check our FAQs for common answers to questions we receive.


Holiday Loan FAQs

What’s the Longest Period I Can Choose to Repay a Holiday Loan?

We can help you find holiday loans up to a 5-year repayment term. This will depend on the value of your loan and what the lender can offer you. If it is a lower amount under £1,000, you may not be able to stretch to the maximum term, for example. Some lenders may cap the maximum term at 3 years depending on the terms you are looking for. We do not encourage customers to apply for the maximum term available, especially if you can afford to repay the holiday loan over a shorter period. You should look to pay what you can afford to each month but choose a shorter repayment period where possible.

Will I Need a Guarantor to Get a Holiday Loan if I Have a Poor Credit History?

It is not a requirement to apply for holiday loans with a guarantor. Our lenders can help customers from a wide range of financial circumstances, so even if you have poor credit, you could still find a holiday loan as a sole applicant. If you prefer to apply with a guarantor, we can help you find guarantor loan lenders that can offer these terms if you have a suitable person as a guarantor. If you do have poor or bad credit, remember you will not be required to have a credit check to review your holiday loan offers.

What’s the APR on Holiday Finance Loans You Can Connect Me With?

Our panel of lenders can offer APR rates starting from 49.9%, so you will be able to find some of the lowest interest holiday loans online through us. Each lender offer will vary on the interest charge, so we recommend when browsing your offers to fully review the terms available and make the best decision for you on what you can afford to pay. There’s no obligation to take out a holiday loan when using our service, so if you change your mind after browsing, you won’t have to continue your loan application unless it meets your requirements.


Related Info to Holiday Loans:

£1500 Loan

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