Guaranteed Payday Loans

Find the next best thing to guaranteed payday loans using our FREE online service in 3 easy steps:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

High Acceptance Payday Loans at LoanBird

  • Step One - Apply

    Our application takes just minutes to complete, requiring a few details, including the value and repayment terms of the short term loans with bad credit you want.

  • Step Two - Decision

    We will show you eligible lender offers suitable for your circumstances. You can browse and choose the loan offer best for you.

  • Step Three - Cash

    Complete your application with the chosen lender, and if approved, you’ll receive the funds. This can take just 10 minutes from approval.

What are Guaranteed Payday Loans & How Can LoanBird Help?

When looking for a loan quickly, ideally you want to find lenders that are able to help rather than those that cannot. No one likes to be declined for borrowing, so many may seek guaranteed payday loans that will be accepted. However, most lenders cannot provide guaranteed approval before assessing an application and your credit history first. Here at LoanBird, whilst we cannot match you with guaranteed payday loans, we provide a service to help you discover the next best option – a panel of lenders that will consider all credit histories and circumstances.

If you require a loan fast, we can help you see which offers are available quickly from multiple lenders, saving you the time of searching online. This will also help avoid applying for lenders you are not suitable for, minimising your chances of being declined multiple times. You’ll see payday loans suitable for you and then all you have to do is choose the lender’s offer you want to continue with. Rather than search for guaranteed payday loans lenders, find those that are best placed to help instead. If you need a load urgently at an inconvenient time, we even offer weekend payday loans for your convenience. Click apply now to start your application today and start reviewing our lenders’ offers.

a well dressed man showing a same day loans service with LoanBird

Features of Using LoanBird to Find Alternative Guaranteed Payday Loans

Discovering suitable lenders for your circumstances is easy using LoanBird. You’ll find alternatives to guaranteed payday loans with just a few details whenever you need to, 24/7. Here are some of the main features of using our FREE online service.

Fast online application that’s simple to complete

Find payday cash loans up to £5,000

Apply online from anywhere on any device

Get an instant decision with our online loan finder

Discover loans with no credit check needed to apply

Over 30 FCA authorised UK loan lenders

Instant loans available the same day

Get cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

a laptop showing the benefits of getting a loan on the same day

Find Suitable Options Even with a Poor Credit History

With our pre-approval service, if you are someone with a less than perfect credit rating, you can apply with confidence that your application will be considered. Approval is not guaranteed, of course, but if you have affordability and your financial issues are in the past, there is a good chance you can find a suitable lender today. You’ll need to ensure you can afford the repayments you want, and during your application the lender may need to perform credit and affordability checks along with assessing your most recent bank statements to determine this.

Our panel of lenders consist of only Financial Conduct Authority (FCA) authorised companies, working to responsible lending guidelines. Whilst guaranteed loans may seem like a good idea for quick cash, the reality is all lenders need to follow these guidelines to ensure the loan you want can be maintained and will not cause you further financial hardship. That’s why our FREE service at LoanBird is an ideal way to see pre-approved offers so you can see what’s available before making a choice, hopefully finding a small loan to help you resolve your short term position fast.

Eligibility to See Lenders’ Offers Today

Applying through LoanBird is quick and convenient, and you’ll only need to meet the following requirements first before reviewing your offers:

Be at least 18 years of age

Be a resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

We’re happy to help as many people as possible find the loan they need in a hurry. Whilst we do not lend our own money, we’ll show you who can help from our panel and provide a fast way to review multiple lenders’ offers in one place. It couldn’t be easier and it’s FREE to use whenever you need us, day or night.

a gentleman playing on his mobile

Apply Online & Discover Affordable Options for You

Ready to discover the next best thing to guaranteed payday loans? Start your application today by clicking apply now and browse your pre-approved offers. If you have any questions about our service, please contact us. We can help you discover short term loans, instalment loans and more depending on your situation. If you are someone experiencing financial difficulties, our service may not be suitable for you. Please visit Money Helper for further information and advice to help.


Access our Weekend Payday Loans via one application, if you:

are 18 or older

The minimun age to use our service is 18.

live in the UK

Must be a current resident of the United Kingdom.

have a Bank Account

You need an active UK bank account to allow the money to be transferred to you.


Only take out a loan if you can afford to meet the monthly payments.


You must have a monthly income to show you can afford repayments.


Online loans are one of the most efficient ways of borrowing.

Guaranteed Payday Loans FAQs

Am I Guaranteed Approval No Matter My Credit History?

Most lenders are unable to provide guaranteed approval whether you have good or bad credit. Following responsible lending guidelines, our panel of lenders can help to match loan offers to your affordability. Once you have chosen an offer you want to continue with, your application will be subject to credit and affordability checks first. We welcome applications from those with a poor credit history, so long as you can afford the repayments required.

If I Have a Guarantor, Will This Help Me Get Guaranteed Payday Loans?

There is no requirement to provide a guarantor as part of your application, but we can help you discover guarantor loans as well as no guarantor loan options. As we can help those with varying credit histories, we may be able to match you with a lender if you have bad credit, so use our FREE online service to see what’s available to you today.

Are There Any Guaranteed Loans Available Through LoanBird?

We help applicants find pre-approval on many different types of loans, but we are unable to provide 100% acceptance loans or any guarantee you will be successful. As a loan broker, you can find multiple options through us and review each offer for FREE before choosing one to apply with. A guaranteed payday loan or similar is generally not available from trusted, FCA approved lenders. Using our online service is the easiest way to discover your eligible offers and connect with suitable lenders.

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