Finding fast payday loans with LoanBird is as quick as 1, 2, 3! Here’s how:
Representative APR: 279.5% | Representative Example: Loan Amount: £300 | Borrowed for 60 days | Total Repayment: £420.82 in 2 monthly installments of £210.41 | Interest Charged: £120.82, interest rate 120.8% pa (Variable).
Step One - Apply
Applying for fast loans in the UK takes just a few minutes. Simply fill out our easy form with how much you need to borrow and a few details.
Step Two - Decision
We provide a near-instant decision, giving you pre-approval for our simple fast loans. Simply choose the best deal.
Step Three - Cash
Read and sign the loan agreement for fast loans online. The cash could be in your bank account within just 10 minutes!
How to Find a Fast Loan in the UK with LoanBird
When you’re faced with an unexpected bill – whether it’s to pay for a replacement boiler, or for emergency repairs on your car – and you don’t have the spare cash, fast payday loans can be a lifesaver. However, being in a rush to find fast cash loans can sometimes mean you don’t have the luxury of shopping around for the best deal.
At LoanBird, we offer fast loans from a panel of over 30 of the UK’s best FCA authorised lenders. With one simple application form for fast loans online, we’ll provide you with pre-approval for the best deals you’re eligible for. The entire process is quick and easy – so you can apply for fast loans for bad credit confidently, and without having to spend hours going from lender to lender.
We’re an FCA authorised broker to help you find a quick and simple fast loan in the UK. We’re able to match you with the best fast loans with no credit check – so there’s no risk to your credit score involved in shopping around. There’s no stress, no fuss and most importantly, no cost involved. We don’t charge broker fees and our fast cash loans finder is completely FREE to use!
To get started with your fast loans application and find out what great deals you’re eligible for, click apply now.
Benefits of Our Fast Cash Loans
Fast loans application process
Apply for fast loans online, 24/7, from anywhere
Get a near-instant decision on our fast loans
Easy to find fast loans for bad credit
Get the best fast cash loans in minutes
Find fast loans with no credit check
Panel of over 30 FCA authorised lenders
Cash in your account 10 minutes after approval
No brokerage fees – completely FREE to use!
About LoanBird’s Fast Loans Online
At LoanBird, we take the long, difficult task of finding the best deals on payday loans and we make it quick and easy. With one simple application form, you’ll find out what fast cash loans you’re eligible for. We do all this without leaving a trace on your credit report – so if you’re looking for simple fast loans with no credit check, you’ve come to the right place. We’ll match you with the best fast loans for bad credit, good credit – all levels of credit. And, with pre-approval for all the fast cash loans we show you, you can proceed with confidence.
To begin, simply let us know how much you need to borrow, and how long for. Our panel of over 30 trusted lenders means you have a fantastic level of choice. You could borrow up to £5,000 and repay it over up to 36 months if needed. Whether you need fast payday loans, short term loans or would benefit from a personal loan best – we’ll show you what your options are, so you don’t need to spend hours researching the different types of loans available.
Once you’ve submitted your application for fast loans online, we’ll come back almost instantly with a list of the best fast loans in the UK that suit your requirements. What’s better, they’ll all be from lenders who are highly likely to approve you (based on the information you’ve provided us, and what we find in a soft search credit report – more on that below). The lender will carry out credit checks of their own, but it’s very rare that they aren’t able to help customers that have found them through LoanBird. So, all you need to do is select the best deal and we’ll put your application forward to your chosen lender. It couldn’t be easier – or faster!
Fast Loans with No Credit Check
When you apply for fast payday loans with a direct lender, they will carry out a ‘hard search’ credit check before letting you know if you’re eligible for the loan. As this type of search remains visible on your credit file for two years, it makes shopping around difficult. Multiple credit checks on your credit file can also make it more difficult to be approved for credit – covering anything from a new mobile phone contract to a mortgage – in future.
If you’re considering no credit check loans, we can help. As an FCA authorised broker, we can help you find simple fast loans with no credit check recorded on your file. We are able to run an invisible ‘soft search’, which is the same as when you check your own credit report. This gives us enough information to recommend the best fast loans for bad credit, without risking your financial future in any way.
We’ll Help You Find Fast Loans for Bad Credit
At LoanBird, our aim is to match all applicants with the best deal that suits their requirements and personal circumstances. When you submit your quick loans application, we ask for a few simple details about your finances, such as how much you earn and your regular expenses. We’ll use this to show you the best fast payday loans that you can sustainably afford each month – this means having enough money to cover the repayments with plenty left over to live on.
This is the best way to find simple fast loans for bad credit – many of the trusted lenders we work with are happy to look past a low credit score. At LoanBird, we take our responsibilities as an FCA authorised broker of fast loans in the UK seriously. We would not be able to put you forward for a fast cash loan if it would be likely to lead to further financial difficulties.
We keep our eligibility criteria straightforward. You’re welcome to apply for fast loans through us if you are:
• At least 18 years of age
• A resident in the UK
• Hold a UK bank account with a valid debit card
• Receive a regular income
Your income can be from full or part-time employment, self-employment, benefits or a pension. The best way to increase your chances of being approved for our fast loans for bad credit is to only apply for the amount you need to cover an emergency expense.
Breaking up the repayment of your fast payday loans over a longer period can increase the total cost of your loan, but it will make each instalment smaller, and more easily affordable. However, you can experiment with increasing and decreasing the repayment term as much as you like – with no ‘hard search’ credit checks carried out, it won’t affect your credit report in any way.
Apply for a Fast Loan in the UK Today
Are you ready to find the best fast loans for you in a flash? All you need to do is apply for simple fast loans online with LoanBird. We’ll match you with the best fast cash loans, completely tailored to what you’ll most likely be approved for. The entire process takes just minutes from start to finish and can save you hours of stress and plenty of money!
To get started with your fast payday loans application, all you need to do is click apply now.
Fast Loans FAQs
How Quickly Will I Receive Fast Loans?
Your fast loans application moves very quickly once you have chosen a lender to proceed with. Where your application takes just a few minutes to complete, the lender will then provide you with a lending decision as quickly as possible and once you have signed your digital loan agreement, you will receive the funds the same day. With many lenders, this can be within 10 minutes of signing, with your new fast loan amount deposited into your bank account using the faster payments system. This is available for customers where their bank and the lender support it.
Does a Fast Loan Require a Good Credit Rating to Apply?
It is not a requirement to have a good or excellent credit rating to use our service here at LoanBird. We can help customers from a variety of different financial backgrounds find fast loans online, so if you do have a less than perfect credit history, we can still help. We can connect you with specialist fast loan lenders who provide bad credit loans for those with a CCJ, for example, or those who want to avoid other high interest options. Whatever your financial circumstances, our panel of lenders will be able to offer a loan option to match.
What’s the APR with Fast Loans Online?
Our fast loan in the UK lenders offer terms starting from 49.9% APR, with many options available to you providing the best on the market. Whilst 0% interest is desired by many applicants, the reality is you will be paying for some form of interest on your borrowing, and we’re happy to help connect you to the lowest rates possible for your circumstances. Some fast loan in the UK products will have a higher APR than others, so we recommend fully reviewing your offers and deciding on the best option for you before proceeding with a lender offer.