Easy Loans

Applying for easy loans with LoanBird is, well, easy! Here’s how to do it:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

  • Step One - Apply

    Applying for our quick and easy loans takes just a few minutes. All you need to do is select the amount you need and how long you want to repay it.

  • Step Two - Decision

    Once you’ve submitted your info, we’ll show you the best deals for easy payday loans and more. Simply choose your favourite.

  • Step Three - Cash

    Once you’ve read and signed the agreement for your easy loans in the UK, the cash can be in your bank account in just 10 minutes!

Quick and Easy Loans

Easy online loans can be a lifesaver in certain situations. If you need quick and easy loans so you can pair for emergency car repairs and get your vehicle back on the road, or have a broken down boiler and urgently need to cover the repair bill, the last thing you need is to go through the stress of finding a lender to help you. If you have a bad credit rating, it only becomes more difficult.

Here’s where LoanBird comes in: we’re an FCA authorised broker with a panel of over 30 of the best companies offering easy loans for bad credit. Most importantly, our services are completely FREE to use. We don’t charge any brokerage fees to help you find quick and easy loans to get the cash you need without the stress or fuss.

We help you find the best deals for easy online loans; the kind that would usually take hours of slogging on your computer, going from website to website and feeling anxious about whether you would be accepted for the deals you’re seeing. Our easy cash loans application process is much simpler. We take that long, difficult process and turn it into a few minute, stress free application that gives you pre-approval for the best easy loans in the UK. Our easy approval loans take the stress out of applying for easy online loans.

Appling for easy payday loans through LoanBird is exactly like shopping around to get the best deals, only much quicker and far easier. You’ll only need to fill out a single form for our easy cash loans with some simple personal information, choose the loan amount and repayment period you’ll need, and we’ll come back to you almost instantly with a fantastic choice of quick and easy loans in the UK. Then, all you need to do is choose the best loan deal. It couldn’t be easier!

To get started with your application for easy loans for bad credit, all you need to do is click Apply now!

a man withdrawing cash from a loan deposit

Find the Best Easy Loans in the UK

When you need a loan with a poor credit rating, it can sometimes feel like it isn’t possible at all, or at least that you would have to pay well above the going rate to get quick and easy loans. At LoanBird, we’re here to tell you that you can find easy loans for bad credit, confident in the knowledge that you’re finding the best deals without having to stress about it.

Going from lender to lender to find the best deal not only takes time, but it’s also a big risk. Most lenders won’t tell you whether you’d be eligible for their advertised deals before you apply, and by that time, they will already have left a ‘hard search’ credit check on your credit file. These stay on your file, visible to other lenders, for at least two years, and having even a few at once can make it impossible to find easy payday loans.

We work differently. As an FCA-authorised broker, we’re able to match you up with the best deals for your personal circumstances, using just a ‘soft search’ credit check. Our easy approval loans process is the best option if you have a less than perfect credit score. Your quick and easy loans application has no impact on your credit rating, and it won’t leave a trace on your report. We’ll only show you lenders who are the most likely to approve your application for easy loans in the UK and, with our pre-approval, you can proceed with your easy payday loans application confidently.

While we can’t guarantee that every single customer will be successful, we are able to help 8 out of 10 applicants find the perfect easy online loans for them. It’s also very important that the information you provide in your application for easy cash loans is all correct. If not, it could slow down your easy approval loans application, or it could also lead to your chosen lender having to turn you down after running their credit check.

get a loan easily with a near-instant decision

Benefits of our Easy Loans for Bad Credit

Quick and easy loans application process

Apply online 24/7 from anywhere

Get a near-instant decision

Find the best deals in minutes

No hard credit check left on your file

Easy cash loans in your bank account in 10 minutes

Be matched with FCA authorised lenders of easy loans in the UK

No brokerage fees – completely FREE to use!

Easy Payday Loans and More

With a panel of over 30 of the best easy online loans providers in the UK, we’re able to offer you quick and easy loans that are perfectly suited to your needs. Whether you’re looking for easy payday loans, would benefit from having a guarantor, or need to borrow more through personal loans, we can help. The best part of it is you don’t need to spend ages reading up on the different types of loans available in the UK. All you need to do is tell us how much you need to borrow, how long you’d like to repay it over, and we’ll match you with the best easy loans for bad credit depending on your needs.

The trusted, FCA-authorised lenders of quick and easy loans that we partner with are amongst some of the most understanding and fair companies in the UK. If you have a less than perfect credit rating, you don’t need to worry when applying for easy loans in the UK through LoanBird. We offer easy approval loans – meaning you can apply with confidence. Many of our lenders make their decisions based on your affordability, not your credit score, which means you could still be eligible for great deals even if your credit score isn’t ‘excellent’.

Credit scores can be low for a great range of reasons, whether you’ve missed a repayment on your credit card or simply haven’t borrowed any money before. Finding good deals on easy cash loans with a low credit score is trickier than if you have a high score. You can rebuild your credit rating with some careful planning, but it takes quite some time – and there’s no need to miss out when you need easy loans for bad credit in the meantime.

When you apply for quick and easy loans with LoanBird, we’ll look at your regular income and monthly outgoings, such as direct debit payments and other loans, and work out if the repayments for your chosen loan would easily fit into your budget. We’ll always make sure that you have plenty of money left over for living expenses too. If it’s clear that you can afford the easy payday loans, your credit score will not be an issue when applying for our easy loans for bad credit.

To make our easy approval loans available fairly to as many people as possible, we keep our eligibility criteria simple. You’re welcome to apply for easy loans in the UK if you are:

• At least 18 years of age

• A resident in the UK

• Hold a UK bank account with a valid debit card

• Receive a regular income

Your income does not have to be from traditional, full time employment. You can be in part-time work, self-employed, in receipt of benefits or a pension – we’ll simply need to see your last few months’ worth of bank statements so we can see that you have a regular income source to cover your quick and easy loans repayments. We’ll also need to see proof of your identity, so you’ll need a photo ID such as a driving license or a passport.

eighty pounds in twenty notes

Get Easy Online Loans Today

So, if you’re looking for easy loans for bad credit and want to apply with the best lenders in the UK, you’re in the right place at LoanBird. Applying for easy loans in the UK with LoanBird is as easy as 1 2 3 and always completely FREE. If you have any questions about our easy payday loans, you’re welcome to contact us and we’ll be happy to assist you. Otherwise, sit down with a cup of tea and you could be approved for easy online loans before you’ve finished it!

Apply for quick and easy loans online with LoanBird today.


Easy Loans FAQs

Are Easy Approval Loans Guaranteed to Be Accepted?

No lender can guarantee your loan application will be accepted before running the necessary checks and assessment of your finances. Easy loans refer to the convenience of using our service to find affordable loan options that you are pre-approved for, so that you have the best chance of being approved even with bad credit. The loan lenders you’ll see provide easy loans in the UK quickly and will treat your application fairly whether you have good or bad credit. However, no trusted lender can guarantee loan approval before your application is reviewed even if you meet the eligibility requirements.

What Types of Easy Loans in the UK Are Suitable for Bad Credit?

There are various easy loan options available to customers when using our FREE search. Once you have completed an application form, we’ll know how much you want to borrow and how long for. This will help us connect you with the right lenders for your situation, so if you have bad credit, for example, we can show you the bad credit loan options that are suitable. At LoanBird, we are happy to help customers who have poor or bad credit as long as you have the affordability to make repayments and sustain them. We’ll show you the lenders able to offer easy loan products suitable for you.

Will My Easy Loans Application Need a Credit Check?

Yes, you will be required to undergo a credit check once you have chosen an easy loans lender offer, but you will not require one to see your lender offers. As credit brokers, we are able to quickly connect you with the right easy loan options without performing a full credit check. A ‘soft search’ will be conducted first of all that lets lenders see your suitability for the loan you want, enabling them to pre-approve your application. This won’t show on your credit file and will not impact your current credit score. You can browse your easy approval loans offers first, then once you have chosen a lender, undergo the necessary full credit check.


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