Drafty Loans Alternative
Searching for a quick, smart alternative to Drafty loans? LoanBird is your solution. As FCA-authorised brokers, we offer a hassle-free way to compare Drafty-like loans from trusted lenders. Our innovative tool uses just one application to reveal multiple pre-approved options, saving you time and effort. This service is entirely free, with no impact on your credit score thanks to a ‘soft check’, ideal for those with bad credit. Our platform enables you to make an informed decision quickly and confidently, so discover flexible, affordable loan alternatives to Drafty with us today. Click ‘Apply Now’ to explore your personalised offers 24/7.
Rates from 12.9% APR to 1625.5% APR. Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).
Find a Flexible Drafty Loan Alternative With Our FREE Search!
Step 1 - Application
Start by completing an application that takes just a few minutes, telling us the types of loans like Drafty.co.uk you want. Choose up to £5,000 with repayments of up to 36 months.
Step Two - Decision
You’ll see your available lender offers of alternative Drafty loans in the UK. Review your offers and choose the best one for your needs.
Step Three - Cash
Once approved and you’ve signed your digital loan agreement, the loan amount will be credited to your bank account the same day, within 60 minutes!
Compare & Apply for Alternative Drafty Loans in the UK with our FREE Tool
Find your loan offers from companies like Drafty in minutes using our innovative smart search, using just one application to see multiple available lenders willing to help today. We can help you make an informed choice quickly on a Drafty alternative loan, so you can make the best decision for your finances based on your affordability.
You could manually browse looking for loans like Drafty online, but this can be time-consuming and may not provide you with the best loan options. Here at LoanBird, we designed our smart search to speed up this process and show you the lenders you should be looking at who are best placed to help you. We highlight alternative Drafty loan lenders that can match your required loan terms, so you can make an informed decision and compare your offers all at the same time – did we mention that it’s completely FREE to use and there’s no credit check? Let us help you speed up your search at LoanBird.
We’re Financial Conduct Authority (FCA) authorised brokers, helping our customers find pre-approved alternative Drafty loans in the UK in minutes from trusted FCA approved direct lenders. This is possible as we perform a ‘soft check’ of your credit file, providing our panel of lenders with enough information to pre-approve the loan you’re looking for. This search will not appear on your credit file and will not impact your current credit score, ideal if you have bad credit and want to compare loans like Drafty before applying.
This pre-approval process helps our customers to make a financially savvy decision whether needing a loan in an emergency or quick cash the same day. There’s no obligation to continue if you change your mind either, so you can browse and review Drafty alternative offers whenever you need to, 24/7, and only proceed with a lender on your terms.
Start your search today for drafty alternatives by clicking apply now. Provide us with a few details about you and the alternative Drafty loan you want to find, and we’ll quickly show you your personalised offers to review at your own pace. All you then have to do is just choose the one that meets your needs – simple lending with flexible repayments available, start your application today.
What Are the Benefits of Using LoanBird to Find Loans Like Drafty?
Quick and easy online application
Find alternatives to Drafty loans up to £15,000
Apply online from anywhere on any device
Instant decision alternative Drafty loan finder
Choose UK Drafty loans alternatives, guarantor loans, personal loans and more
Find loan offers with no credit check
Over 30 FCA authorised lenders of alternative Drafty loans in the UK
Flexible bad credit loans available
Cash in your account within 60 minutes after approval
No brokerage fees – completely FREE to use!
Choosing the Best Alternatives to Drafty Loans at LoanBird
Once your application form is completed, we move quickly to show you your lender offers. As FCA authorised credit brokers, each lender offer you will see comes from trustworthy sources, with all lenders in our panel approved by the FCA.
You’ll be pre-approved for each offer that matches your requirements, if you meet the eligibility criteria. This means you can then choose the best option for you and continue your application with the lender directly. Of course, if you prefer to take a bit longer reviewing your lender offers for alternative Drafty loans, feel free to do so. There’s no obligation to quickly decide and we want you to be able to gain as much information as possible before making a financially savvy decision, choosing what’s best for your circumstances.
You can use our FREE online search as a resource whenever you need to, showing you 24/7 loans at a time suitable for you. You’ll see all the relevant information you need, including the terms being offered, the APR, and the details about the lender you need to know. With APR starting from 43.1%, you’ll see affordable, flexible loan options that match your budget. There are no hidden fees as part of your application, so browse companies like Drafty.co.uk for FREE today and find the ideal loan for you.
Am I Eligible for Loans Like Drafty?
To be eligible to apply today and find UK Drafty loans alternatives, we’ve kept the criteria simple. We want to be able to help as many people as possible find a great value loan, so we’ve kept our requirements as open as we can. You will need to be:
At least 18 years of age
A resident in the UK
Hold a UK bank account with a valid debit card
Receive a regular income
Meeting the above will mean you can view your offers of alternative Drafty loans in minutes. Once you have found a lender you want to continue with, you will need to provide supporting documents for your application. Most lenders will request proof of identity to confirm who you are as well as proof of address. This is usually a valid photo ID and a recent utility bill, both of which we recommend having to hand when applying.
You will also be required to provide your most recent bank statements as well so that the lender can fully assess your current finances & what you can afford to pay. Once you have provided all this information, you could have the funds in your account within 60 minutes of signing your loan agreement when approved.
Apply Now To Review Your Offers – Find Alternative Drafty Loans in Minutes!
Want to see your personalised offers of loans like Drafty today? Start your application by clicking apply now. If you have any questions, please don’t hesitate to contact us to speak to our team, and we will be happy to assist further. Whether it’s further information about alternative Drafty Loans in the UK or you want to find out more about us, we’re ready to help with your enquiry.
Drafty Loans Alternative FAQs
Drafty is an online lender that offers customers to apply for a Drafty credit line. This is different to a loan and works similarly to a credit limit on a credit card, where you can get approval for a certain credit limit amount. Customers can then borrow money up to this credit line and then make repayments on their account. As this is different to a regular loan, we can help you find alternative loans to Drafty that provide a set loan amount and repayments if you prefer this form of credit.
We can connect you with our panel of lenders who have no minimum requirement to have a certain credit score. This means we can help a wide range of customers with different financial backgrounds find the loan they need. Alternative Drafty loans are available in many different product types, from bad credit loans to personal loans, as well as other payday lenders like Drafty. Depending on the amount and terms you are looking for, we’ll match the right lender to you whether you have a good or bad credit history. If you do have bad credit, you will need to ensure you have the affordability to maintain repayments.
It is not required to provide a guarantor when using LoanBird to find loans like Drafty. As we are credit brokers, we can connect you with lenders as a sole applicant even if your credit history is less than perfect. If you prefer to apply with a joint application, we can help you find guarantor loans if this is what you need. You may have found lenders online that will only help you if you have a guarantor, but we work differently and will show you other alternative Drafty loans that will not require this.
The maximum term you can apply for is 5 years with alternative Drafty loans, but this will depend on the lender. Some may limit this to a maximum of 3 years (36 months), so when you fill in our application form, we will match you to the lenders that are in the best position to help. You should only apply for the terms you can afford to pay, and we do not encourage customers to apply for the maximum terms available.