Direct Loans

Looking to find and apply for direct loans? Get connected easily with lenders who can help, here’s how:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

Find A Direct Loan Today

  • Step 1 - Application

    Simply fill in our quick application form with a few details about the direct loans in the UK you’re looking for along with your current finances; it only takes a few minutes.

  • Step Two - Decision

    We’ll provide you with a decision in seconds, and you’ll see a list of direct loans in the UK, personal loans and more that you’re eligible for. All you have to do is choose the one you want!

  • Step Three - Cash

    Digitally sign your direct lender loans agreement and receive the cash in your bank account within just 10 minutes!

Find & Apply for Direct Loans from FCA Approved Lenders Today

If you’re looking to borrow money to fund your next project, home improvements or for a business venture, finding lenders of direct loans can help you do so faster. But knowing where to start looking and which lenders you are most suitable for can be a long, drawn-out process. That’s why here at LoanBird we are dedicated to making this whole process much simpler and easier to navigate. With just one application, we can show you a panel of lenders who are willing to help. Whether you need £100 or £15,000, there will be a lender available from our panel of over 30 FCA approved lenders in a position to help you get what you need.

We are an FCA authorised broker, so we connect you with the right lenders every time. We only work with trustworthy, reputable lenders of direct loans in the UK, providing peace of mind that the lender you choose will be transparent and clear with their terms. Just provide us with a few details about you and the direct lender loans in the UK you’re interested in, and we’ll do the rest quickly. Did we mention we are completely FREE to use? We will never charge you for using LoanBird to find direct loans, personal loans, business loans and more. Additionally, you do not need to have a credit check either to compare direct loans in the UK. We perform a ‘soft check’ of your credit file which will not show on your credit report and will not impact your current credit score. So if you have a bad credit rating, you’ll be please to know you won’t impact this further just for using our service – Apply Now.

loanbird showing direct loans come with an instant decision

What Are the Benefits of Using LoanBird to find Direct Lender Loans in the UK?

Quick and easy online application

Find direct loans up to £15,000

Apply for direct loans online from anywhere

Instant decision direct lender loans finder

Choose direct loans in the UK, payday loans, personal loans and more

Find direct loans in the UK with no credit check required

Over 30 FCA authorised lenders of direct loans in the UK

Instant bad credit loans available

Cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

How to Choose the Right Direct Lender Loans in the UK for You

We know it can be sometimes overwhelming deciding on the right lender to choose. With the market full of lenders all offering direct loans to help your situation, it can be difficult to spot the ones you should avoid. Some may even charge hidden fees as part of your agreement, whilst others may have no pre-approval process in place leaving you to have a ‘hard search’ performed on your credit file unnecessarily. We are well aware of the many choices out there, which is why we developed our platform to make this much more convenient. We only work with FCA approved lenders and the best thing is if you are eligible, you will be pre-approved immediately for the loan you want.

Direct lender loans in the UK are plentiful, but not all will operate in your best interests. We’ve made sure that you can see all the relevant information you need to make a savvy financial decision in one place. You can take your time to review your available direct loan offers and do so without worry of affecting your current credit score. It’s all about empowering you to make better decisions on your finances as long as you have the affordability to apply.

Am I Eligible for Direct Loans in the UK?

Our eligibility criteria for direct lender loans are deliberately simple. We want our customers to easily find what they need and quickly so that we can help as many people as possible. We can connect you with direct loan lenders quickly and fairly, providing satisfaction to our customers. You can apply for our instant direct lender loans in the UK if you are currently:

At least 18 years of age

A resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

If you fit the above requirements, click apply now and start your application today. Our platform then works quickly to identify the lenders you are suitable for, presenting you with direct lender loans offers for you to browse. You will need to provide supporting documents for your application including photo ID to prove your identity, as well as proof of address and your most recent bank statements. It’s best to have these documents to hand before starting your application. You will undergo a ‘hard search’ of your credit file once you have chosen a lender to continue your application with.

a well dressed woman working and drinking coffee

Compare & Apply Today for Direct Loans through LoanBird

Heard enough? Then click apply now and see the offers for direct lender loans available to you today. If you have any further questions, please feel free to contact our team or browse our FAQs for more helpful information.


Direct Loans FAQs

Do You Charge any Fees for Using LoanBird to find Direct Loans?

Our platform is FREE to use for our customers to find direct lender loans in the UK with no fees charged. We want you to be able to browse freely your available direct loan offers and even when you do choose a lender to continue with, we will not charge any fees to you. We may receive a commission or fee from the lender that we introduce you to, but this will not form part of your loan amount.

Can I Get Direct Loans in the UK with a Poor Credit Rating?

Yes, there is no requirement to have a good or excellent credit score just to use LoanBird. We are happy to help customers from many different financial backgrounds find loan options affordable for them. Whilst we cannot guarantee you will be successful with a direct lender loans application, we can enable you to see what is available to you based on the information you provide us with. That way you can ensure that any loan offer you find will be based on what you can afford to pay.

What Happens if I Miss Repayments on Direct Loans?

If you miss a repayment on your direct loans schedule or feel you will begin to struggle to maintain them, you need to contact the lender directly. Whilst as a broker we can help with advice, it is your lender who your credit agreement is with, so they will be your point of contact in the case of missing payments. They will be able to arrange with you a suitable timeframe to pay any arrears on your loan. Before applying for direct lender loans in the UK, you need to ensure you can afford to maintain the repayments. Of course, financial difficulties can occur unexpectedly, so contact the lender as soon as possible as missing repayments can leave you at risk of defaulting on the credit agreement.


Related Info to Direct Loans:

Installment Loans

Short Term Loans

Same Day Loans

£1500 Loan

12 Month Loans