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CCJ Loans

No Fees
Bad Credit Accepted
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Borrow a Loan From £100 – £5,000*


Quickly Search Multiple Lenders To Find The Best Deal


Most Loans Are Paid on the Same Day

Always Open

Apply Anytime, 24 Hours, 7 Days a Week


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Rates from 12.9% APR to 1625.5% APR. The Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

WARNING: Late repayment can cause serious money problems. For help, visit moneyhelper. LoanBird are a licenced credit broker, not a lender. LoanBird does not make credit decisions.

Find A CCJ Loan Today

Step 1
Firstly, select the loan amount you want and how long you would like to borrow it for.
Step 2
Once you’ve submitted all your information, you will receive a fast decision. We'll show you your options from our panel of direct lenders – review and choose the offer that suits your needs!
Step 3
Finally, once you have accepted the loan, the lender will send the cash straight to your bank account. Most customers receive the cash on the same day, within 60 minutes.

Having poor credit and a CCJ can make it difficult to find an affordable loan – at LoanBird, we understand the challenge and are here to help. We specialise in connecting those with CCJs to direct lenders who are willing to consider more than just your credit history. Our FCA-authorised platform links you with ethical direct lenders, offering loans for those with CCJs and bad credit. These loans are tailored to assist when traditional options may not be accessible. With over 30 FCA-approved lenders, we focus on your current affordability, offering a free service that understands your needs. Click ‘Apply Now‘ to find understanding lenders ready to assist with your CCJ loan requirements.

Find Loans for People with a CCJ Through LoanBird

If you have a less-than-perfect credit history and a CCJ against you has hindered your search for a loan, don’t despair. The key is to look for bad credit lenders who can assist you, and that’s where LoanBird comes in. We can guide you in the right direction by identifying the best lenders to help you.

Having a CCJ suggests that you have faced financial difficulties in the past, which may cause many lenders to dismiss your application. However, this approach overlooks your current financial status and whether you have the affordability to repay a loan today. While others may not be able to assist you, we can. As an FCA-authorised broker, we can link you with reliable, ethical direct lenders of loans for CCJ applicants. Even with a poor credit history, CCJ loans from a direct lender in the UK can still be available to you.

Loans for CCJ and bad credit are designed to assist those who are unable to obtain financial assistance elsewhere. We can assist you in obtaining loans for CCJ and bad credit from lenders who evaluate your present financial situation, and our service is entirely free. Our panel of over 30 FCA-approved direct lenders are capable of providing financial aid if you can demonstrate that you have the means to repay it. Click Apply Now, and we will swiftly direct you to a very bad credit CCJ loans direct lender who can assist you today.

loanbird advises it has multiple options for ccj loans

Benefits of Finding Loans With a CCJ at LoanBird

Easily apply online with a quick and straightforward application process.

Discover loans for people with CCJs up to £5,000.

Apply for loans for individuals with a CCJ from anywhere online.

Access an instant decision CCJ loan finder.

Choose from a range of options, including instant payday loans with CCJs, personal loans, and more.

Check eligibility for loan with a CCJ with a soft credit check (lenders conduct full credit checks when you choose a loan).

Gain access to over 30 FCA-authorised lenders of instant CCJ loans in the UK.

Receive instant bad credit loans.

Get cash in your account within 60 minutes after approval.

Pay no brokerage fees – the service is completely free to use!

How to Choose Loans for People with a CCJ Easily

Finding CCJ loans with no guarantor from a direct lender is made easy with LoanBird. Simply click Apply Now and fill out our user-friendly application form. We will take care of the rest and quickly present you with a range of CCJ loan options available from different lenders. All you need to do is browse the CCJ loans from a direct lender in the UK that you are pre-approved for and select the loan that best meets your needs. Our streamlined application process has been designed to help you find what you need quickly.

Rather than spending hours searching for a trustworthy CCJ lender on search engines, we can help you connect with the best loan offers around. Plus, we will pre-approve you. Once you provide us with some basic information, we will conduct a soft check of your credit file to match you with eligible lenders. This check will not be visible on your credit file, so you can browse the available loans with a CCJ without worrying about further impacting your credit score. Only when you decide on a very bad credit CCJ loans direct lender to apply with, will a hard search of your credit file be conducted. This will enable the lender to fully assess your financial history as part of the decision-making process.

Although we cannot guarantee approval when you’re finding and comparing loans with us, by using LoanBird, you will be in a much stronger position to find the right lender the first time.

Am I Eligible for CCJ Loans?

LoanBird’s eligibility criteria for CCJ loans and payday loans with CCJs are straightforward, enabling us to assist many more people. Our process is fast, fair and provides satisfaction for all applicants. You can apply for a loan for CCJ applicants through us if you meet our criteria below:

At least 18 years of age.

A resident in the UK.

Hold a UK bank account with a valid debit card.

Receive a regular income.

Meeting these requirements means you can easily use LoanBird to connect with lenders offering loans for people with a CCJ. As part of your application, you will need to provide proof of ID and address. Additionally, you will be required to submit your latest bank statements to demonstrate your ability to make repayments even with a CCJ on your record.

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Apply for CCJ Loans Today

If our service sounds exactly what you’re looking for, click apply now and start finding the right lenders quickly. If you’re successful, you could have a loan in your bank account within 60 minutes and put the money to good use straight away.

If you have any questions, please get in touch to speak to the LoanBird team. Alternatively, browse through our FAQs for common questions answered.


Yes, you can pay off your CCJ loan earlier if you are in a financially stable position to do so. To pay off the loan early, you must contact the lender directly and inquire about any early repayment fees. Most direct lenders for loans for CCJ applicants are usually happy to assist you in settling your loan quicker than expected. We recommend customers to pay off their loans early if they can afford to. Additionally, we advise customers to avoid taking out a loan for a longer term than necessary when considering repayment terms.

To be considered for a loan, all applicants are required to demonstrate their ability to repay the loan amount. Thus, if you have a low income, you will need to provide proof that you can manage the loan repayments. We strongly advise against applying for a loan if you are unsure about being able to maintain repayments or anticipate potential difficulties. Loans for people with CCJs are intended for customers who can afford to repay the loan amount but have had difficulties finding lenders due to their poor credit history. We can help you locate CCJ loans with no guarantor from a direct lender.

If your bank supports faster payments, most of our lenders can transfer your CCJ loan within 60 minutes. We believe that you shouldn’t have to wait longer than necessary to put your loan to good use. Our goal is to provide excellent service to our customers, so you can obtain the loan you need much more quickly. Our lenders only transfer loan funds to eligible UK bank accounts; cash or check payments are not available. This method of transferring funds is also much safer and is done securely.

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