Find the ideal CCJ loans here at LoanBird and do so in 3 easy steps. Here’s how to do apply:
Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.
Find A CCJ Loan Today
Step 1 - Apply
Fill out a quick application with a few details about the CCJ loan you require with your current finances; it only takes a few minutes.
Step Two - Decision
We’ll give you a decision in seconds, showing you a list of CCJ loans, personal loans and more that you’re eligible for. All you have to do is choose!
Step Three - Cash
Read and digitally sign your CCJ loans agreement. The cash could be in your bank account within just 10 minutes through faster payments!
Find Loans for People with a CCJ Through LoanBird
When your credit history is less than perfect and a CCJ against you has held you back when looking for a loan, there is no need to give up. It’s all about looking in the right places for bad credit lenders who can help you. Fortunately, here at LoanBird, we can help you do exactly that, highlighting the lenders best placed to help you. Having a CCJ shows that you have had financial difficulties in the past, with many lenders unlikely to give you the time of day because of this. However, this would ignore your current finances and whether you have the affordability in the present. Where others can’t help, we can and as an FCA authorised broker, we can connect you with trusted, responsible lenders. Even with a CCJ, there could be a lender able to help you.
CCJ loans are designed to help provide financial help where no-one else can. We can help provide loans for people with a CCJ from lenders who will assess your current finances, and it’s completely FREE to use our service. Our panel of over 30 FCA approved direct lenders are in a position to offer financial help if you have the ability to pay and can prove this. Click apply now and we’ll quickly show you who can help today.
What are the Benefits of CCJ Loans Through LoanBird?
Quick and easy online application
Find CCJ loans up to £5,000
Apply for loans for people with a CCJ online from anywhere
Instant decision CCJ loans finder
Choose instant CCJ loans, business loans, personal loans and more
Find CCJ loans with no credit check required
Over 30 FCA authorised lenders of instant CCJ loans in the UK
Instant bad credit loans available
Cash in your account 10 minutes after approval
No brokerage fees – completely FREE to use!
How to Choose Loans for People with a CCJ Easily
It’s simple when you use LoanBird to find financial help with a CCJ. All you have to do is click apply now and fill in our convenient application form. We’ll then do the rest and quickly show you a selection of available lenders offering CCJ loans today. It’s just a case of browsing the lenders you are pre-approved for and choosing the loan offer that matches your requirements. We’ve made the application process as simple as possible to help you find what you need quicker. You can spend hours scrolling through search engines for a trusted lender of CCJ loans, but you can never really be sure who’s best to choose. As a broker, we can take the legwork out of finding the right lender and connect you with the best offers around.
Did we mention you’ll be pre-approved? Once you provide us with a few details, we’ll run a ‘soft check’ of your credit file and by doing so, match you with eligible lenders. This check won’t show on your credit file, so you can browse the available CCJ loans without the worry of impacting your credit score further. Only once you decide on a lender to complete your application with will a ‘hard search’ of your credit file be performed. This is so the lender can fully assess your financial history as part of the decision process. Whilst we cannot guarantee you will be approved, by using LoanBird, you will be in a much stronger position to find the right lender first time.
Am I Eligible for CCJ Loans?
Our eligibility criteria for CCJ loans is simple and allows us to help many more people. We can offer CCJ loans fairly and much quicker than many other lenders, providing satisfaction for all applicants. You can apply for instant CCJ loans through us if you are currently:
At least 18 years of age
A resident in the UK
Hold a UK bank account with a valid debit card
Receive a regular income
Meeting the above will mean you can use LoanBird today to connect with and find loans for people with a CCJ without fuss. As part of your application, you will be required to provide proof of ID as well as proof of address. You will also need to support your application with your most recent bank statements, vital to prove you can afford repayments when you have a CCJ against your name.
Apply for CCJ Loans Today
Heard enough? If our service sounds exactly what you’re looking for, click apply now and start finding the right lenders quickly. If you’re successful, you could have a loan in your bank account within 10 minutes and put the money to good use straight away.
CCJ Loans FAQs
Can I Pay off CCJ Loans Early?
If you find yourself in a healthy financial position and can afford to pay off your CCJ loan much quicker, you can pay it off early. You’ll need to contact the lender directly to do so as you’ll need to check regarding any early repayment fees that could be due. The majority of lenders will be happy to help you settle your loan quicker than expected and we encourage customers to look to do so if you can afford to. Similarly, we also advise when looking at repayment terms to not take out a loan longer than necessary.
Are Loans for People with a CCJ Possible on a Low Income?
All applicants will need to show they can afford the repayments on the loan they want to apply for, so if you are on a low income, you will need to demonstrate you can afford it. We do not recommend applying for loans if you are not comfortable maintaining repayments or anticipate you may struggle to do so. CCJ loans are for customers who have the affordability now but have struggled to find lenders due to their bad credit history.
How Quickly Can I Receive the Cash for CCJ Loans?
If your bank supports faster payments, then many of our panel of lenders can pay your loan within 10 minutes. We don’t feel you should wait longer than necessary for your CCJ loans payment to be put to good use. It’s all part of our commitment to providing a first-class service for our customers, so you can get the loan you need much quicker. Our lenders will only pay-out your loan into an eligible UK bank account, so you cannot request this to be paid by cash or cheque. Transferring the funds to your account is also much safer and is done so securely.
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