How Credit Limits Work & How Lenders Assess Them
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How Credit Limits Work & How Lenders Assess Them

How Do Credit Limits Work? Credit cards can be confusing at the best of times, and let’s face it – some banks/lenders certainly enjoy casting out similar terms such as ‘credit score” and ‘credit limit’. But – what does it all mean? If you’ve never owned or used a credit card before, it’s important to...

How Do Cold Weather Payments Work?
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How Do Cold Weather Payments Work?

What Are Cold Weather Payments? With general costs of living becoming increasingly expensive, more and more of us have to make adjustments to get by. More of us also have to ask for help with our general expenses – with energy expenditure at home likely to escalate for some time. As the cold months start...

How Does a Bridging Loan Work?
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How Does a Bridging Loan Work?

What Is a Bridging Loan – And How Does It Work? When you’re in the middle of trying to move home, there’s nothing worse than having the financial rug pulled out from underneath you! You may have agreed to sell your old home and be set to move into a shiny new property – but...

A (Brief) Guide to UK Inflation 
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A (Brief) Guide to UK Inflation 

Your (Brief) Guide to UK Inflation Inflation is an economic phenomenon that affects territories across the globe. In basic terms, it is a natural or forced price rise – which can take place across different industries or even on a national scale.  In recent times, people in the UK have witnessed new inflation highs as...

‘Means-Tested’ Benefits – Could They Help You?
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‘Means-Tested’ Benefits – Could They Help You?

What Are ‘Means-Tested’ Benefits? Hundreds of thousands of people depend on benefits and welfare credits to get by. However, applying for some benefits seem a little more daunting than others, especially those considered ‘means-tested’. Typically, these benefits provide some of the most valuable support on behalf of the government – but they do arrive with...

How Do NFTs Work – Are They Worth the Investment? 
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How Do NFTs Work – Are They Worth the Investment? 

What Are NFTs – And Are They Worth Buying? Unless you’ve been living under a rock for the past few years, you will likely have heard the term ‘NFT’ thrown about a bit – especially if you keep up to date on the latest investing and trading news.  NFTs have made big news in recent...

Registering for VAT in the UK
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Registering for VAT in the UK

When Should I Register for VAT? If you run your own business – whether as a sole trader, one side of a partnership, or as a limited company – there may come a time when you have to register for VAT. As it happens, VAT is an essential contribution from many businesses nationwide, and your...

Will a Water Meter Save You Money?
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Will a Water Meter Save You Money?

Is It Worth Fitting a Water Meter to Save Money? With household bills always on the rise, millions of us are looking for ways to help us lower our monthly costs. Water is one of our biggest concerns. Naturally, we can’t go without it – yet, keeping up with water bills can be a nightmare. Thankfully,...

Premium Bonds – Should You Invest?
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Premium Bonds – Should You Invest?

Are Premium Bonds Worth Your Time?  If you’re looking to start saving money, it’s likely you’ve already had your fill of various ISAs and interest rates on the market! You will have already heard of premium bonds, too, if you’ve done your research. Premium bonds currently provide one of the most popular ways to save...

How to Save Money on Your Car Insurance
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How to Save Money on Your Car Insurance

8 Ways to Save Money on Your Car Insurance Car insurance is, by law, something you are always going to need to have if you’re going to drive on British roads. It’s there for a reason! Not just to protect you, your family, and your car, but other road users, cars, and pedestrians alike. However,...