Experian vs Clearscore
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Experian vs Clearscore

Experian vs Clearscore Here at LoanBird, we understand that keeping track of your credit score and financial history is an essential aspect of your financial life. With the rise of online credit score providers, Experian and ClearScore are two of the best credit score trackers that offer free credit score checks, credit report monitoring, and...

Credit Score Guide – What You Need to Know
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Credit Score Guide – What You Need to Know

Credit Score Guide: What You Need to Know  A credit score is a three-digit number that helps lenders determine the creditworthiness of an individual. A high credit score indicates that the individual is financially responsible, making them a lower risk borrower, while a low credit score suggests a high risk of default.  Lenders use credit...

What Is Equity Release?
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What Is Equity Release?

What Is an Equity Release?  Loans are complicated things in any sense. And, if you are a homeowner, you may be considering taking out a larger loan than most in the form of an equity release. But what does it mean to release equity from your property? What do you really stand to gain, and...

What is a SIPP – and How Does It Work? 
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What is a SIPP – and How Does It Work? 

What is a SIPP – and How Does It Work?  Planning for your retirement is essential. You have climbed the mountain and done the work – now it is time to reap the rewards and hopefully relax a little!  But, to do so, it is essential to make sure, as early as possible, that you...

4 Ways to Prevent Credit Dependency
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4 Ways to Prevent Credit Dependency

4 Ways to Help Prevent Credit Dependency When times start getting tight, more and more people start applying for (and even depending on) credit. Even the most meticulously organised of people can find it difficult not to rely on credit to get by – you’re not alone if this applies to you!  With LoanBird being...

Could My Credit Score Stop Me From Getting a Phone Contract?
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Could My Credit Score Stop Me From Getting a Phone Contract?

Will My Credit Score Hinder Me From Getting a Phone Contract?   In this day and age, we are all expected to have a mobile phone of some kind for work, our social lives, and general safety. There are plenty of phones to choose from and plenty of phone providers around the country – but...

What Is a Guarantor – and What Do They Do
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What Is a Guarantor – and What Do They Do

What Is a Guarantor – and What Do They Do?   When making some of the biggest and most important financial commitments in our lives, many of us are asked to supply details for a guarantor. Generally speaking, we all know that that means someone to guarantee that we are eligible for the commitment in...

What Assets Can You Tie to a UK Loan? 
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What Assets Can You Tie to a UK Loan? 

Assets You Can Tie to a Loan in the UK It’s a common misconception that loans and lending are all about liquid cash. In fact, asset-based lending is becoming increasingly popular across the nation as it is an often viable way for individuals and business owners to get access to capital they desperately need. However,...

How Easy Is It to Finance a Boat in the UK?
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How Easy Is It to Finance a Boat in the UK?

Can You Finance a Boat in the UK? Boats and yachts are some of the most extravagant assets that any of us can buy. They tend to cost a fortune – but give you an incredible wealth of luxury freedom on the open ocean! Sadly, many of us cannot access excessive money just lying around...

How Credit Limits Work & How Lenders Assess Them
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How Credit Limits Work & How Lenders Assess Them

How Do Credit Limits Work? Credit cards can be confusing at the best of times, and let’s face it – some banks/lenders certainly enjoy casting out similar terms such as ‘credit score” and ‘credit limit’. But – what does it all mean? If you’ve never owned or used a credit card before, it’s important to...