Experian vs Clearscore
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Experian vs Clearscore

Experian vs Clearscore Here at LoanBird, we understand that keeping track of your credit score and financial history is an essential aspect of your financial life. With the rise of online credit score providers, Experian and ClearScore are two of the best credit score trackers that offer free credit score checks, credit report monitoring, and...

Credit Score Guide – What You Need to Know
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Credit Score Guide – What You Need to Know

Credit Score Guide: What You Need to Know  A credit score is a three-digit number that helps lenders determine the creditworthiness of an individual. A high credit score indicates that the individual is financially responsible, making them a lower risk borrower, while a low credit score suggests a high risk of default.  Lenders use credit...

Could My Credit Score Stop Me From Getting a Phone Contract?
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Could My Credit Score Stop Me From Getting a Phone Contract?

Will My Credit Score Hinder Me From Getting a Phone Contract?   In this day and age, we are all expected to have a mobile phone of some kind for work, our social lives, and general safety. There are plenty of phones to choose from and plenty of phone providers around the country – but...

How Credit Limits Work & How Lenders Assess Them
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How Credit Limits Work & How Lenders Assess Them

How Do Credit Limits Work? Credit cards can be confusing at the best of times, and let’s face it – some banks/lenders certainly enjoy casting out similar terms such as ‘credit score” and ‘credit limit’. But – what does it all mean? If you’ve never owned or used a credit card before, it’s important to...