Cash Loans

Applying for cash loans with LoanBird is as easy as 1, 2, 3! Here’s how:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

Quick and Easy Cash Loan Online

  • Step One - Apply

    Apply for cash loans today in just a few minutes. Simply select your loan amount, how long you need to repay and give us some simple details about you.

  • Step Two - Decision

    We’ll come back to you almost instantly with a list of the best cash loans in the UK that you’re eligible for. Simply choose your favourite.

  • Step Three - Cash

    Read and sign the agreement for your cash loans online, and you’ll receive your cash loans straight away – usually in just 10 minutes!

Get Cash Loans Today

Finding cash loans to solve your short-term cash flow issues can be a lifesaver in certain situations. Whether your boiler has broken down and you can’t sit in an unheated home until payday, or if your car is in the garage for urgent repairs, life has a way of throwing unexpected expenses at the most inconvenient of times. Trying to find cash loans straight away can be stressful, and if you have anything less than a perfect credit rating it can be even more so.

Here’s where LoanBird comes in: we are an FCA authorised broker partnered with over 30 of the best lenders in the UK. We help you find the best deals on cash loans online quickly, with none of the usual stress. Even better, we don’t charge any fees – our services are completely FREE to use!

Apply for cash loans today with LoanBird to see what great deals you’re eligible for.

Man on laptop with card

Find the Best Cash Loans in the UK

If you’ve been there before, you’ll know that finding cash loans online can involve hours of filling out application after application, trying to find a lender that will accept your credit rating and financial circumstances. Our straightforward cash loans online application process is much simpler. We cut out the long, difficult process and replace it with one easy form. We’ll show you the best deals for cash loans today – perfectly tailored to your financial situation, so you can proceed with confidence.

Here are just some of the benefits of using LoanBird’s cash loans finder tool:

Quickly apply for cash loans in just a few minutes

Apply for cash loans online 24/7 from anywhere

Receive a decision on your cash loans straight away

Find all the best deals on cash loans in the UK

No hard credit check left on your file

Cash in your account in 10 minutes

Safety and protection of FCA approved broker and lenders

No brokerage fees – completely FREE to use!

Applying for cash loans today with LoanBird is simple. You fill out one application form and are matched with the best deals for cash loans in the UK from a fantastic panel of FCA authorised lenders. We do the hard work so you don’t have to. Find the best cash loans now with LoanBird!

Laptop and change on desk

Get Approved for Cash Loans Online

If you have a poor credit score, it can feel impossible to be approved for cash loans in the UK. Many lenders have strict criteria and aren’t willing to look beyond your credit score to offer cash loans fairly. As an FCA authorised broker, we’re able to help 8 out of 10 applicants find the perfect cash loans straight away. Many brokers will charge you for this service. We don’t.

Finding cash loans online via direct lenders can be a big risk for you. Direct lenders need to run a ‘hard search’ credit check on your file before they can make a decision. This will stay on your credit file, visible to other lenders, for at least two years. If you aren’t approved by the first lender and have to have multiple credit checks on your file, it can make it even more difficult to get credit again in the future.

We work differently. We run a ‘soft search’ credit check to match you with the best cash loans straight away. Your LoanBird application has no impact on your credit rating, and it won’t be visible to other lenders in the future. It also allows us to provide you with pre-approval on the short term cash loans online that we show you, so you can proceed with your application confidently. If you have a less than perfect credit score and don’t want to damage it further, our loan finder application is the best way to search for cash loans today.

We can’t guarantee that every single customer will be successful, but we are able to greatly increase your chances of finding the perfect cash loans today, and we take away the stress when doing so. It’s important that the information you provide in your cash loans online application is accurate – otherwise it may slow down or even stop your application for cash loans in the UK.

you can apply for cash with multiple lenders here

We Help You Find Cash Loans Straight Away

So how is it that we’re able to increase your chances of being approved for cash loans today? We don’t cut corners and we never match you with unsuitable cash loans in the UK. We simply work differently. Our panel of over 30 of the best lenders in the UK are all FCA authorised, trustworthy lenders. We work with your best interests in mind. So, rather than basing our decision on your credit score, we look at whether you can afford the loan you’ve applied for. It’s simple, it’s fair and it works.

We’ll need to see the last few months’ worth of bank statements so that we can calculate your regular income and outgoings such as direct debits, other loans and credit card repayments. If, after this, there’s enough money to make the repayments on your loan – and have plenty of money left over for living expenses – our lenders will usually be happy to approve your application.

Before you can apply for cash loans today, you’ll need to meet our eligibility criteria.

• At least 18 years of age

• A resident in the UK

• Hold a UK bank account with a valid debit card

• Receive a regular income

While some lenders require you to be in full-time employment, we’re able to help people find cash loans in the UK even if they aren’t. You’re welcome to apply for cash loans today if you are in part-time work, self-employed, in receipt of benefits or a pension – as long as you have a regular income, we don’t discriminate. You’ll also need to be able to show a photo ID such as a driving license or a passport as proof of your identity.

Man searching for loans online on laptop

Apply for Cash Loans Now

Ready to apply for all the best cash loans now with one simple application? Want to find out what deals you’re eligible for on cash loans straight away without affecting your credit report? Like the sound of working with trustworthy, FCA authorised companies for cash loans in the UK? You’re in the right place.

At LoanBird, we help you find cash loans online quickly, easily, and without charging you a penny. Submit your application for cash loans now and you could have money in your account within the hour.

Apply for cash loans today.


Cash Loans FAQs

What’s the Maximum I Can Borrow with a Cash Loan?

You can apply for cash loans up to a maximum of £15,000, but this will depend on the lender and the type of loan you choose. Here at LoanBird, we connect you with lenders who can match your requirements, so whether you need a £500 loan for a short term expense, or something larger like a £2,000 loan, our panel of lenders will be able to match your requirements and offer the terms you need. We do not encourage customers to apply for the maximum amount available and you should only apply for the loan amount you need and can afford to repay.

Do I Have to Have Cash Loans Online Deposited into a Bank Account?

It is a requirement to have your cash loan amount paid into your bank account if successful with your application. This is because the lender will need to securely transfer your new loan amount to you, and it cannot be paid out in any other way. Whilst they are cash loans in name, the lender you choose cannot pay out in cash, so a valid bank account is needed to apply. As well as being secure to ensure the money arrives with you safely, it also allows you to get the funds in just 10 minutes of signing your credit agreement.

What APR Can I Expect with Cash Loans Today?

The APR charged with cash loans online can vary between lenders. All the lenders we can connect you with offer APR starting from 49.9%, so you can find some low APR rates to match your circumstances through us. Please note that the APR charged can vary between lenders of cash loans in the UK and can be affected by the loan amount and terms you choose. You may also find certain loan products will have a higher APR than others, for example, a payday loan compared to a personal loan. We recommend carefully reviewing your offers and choosing an offer you are happy with before proceeding with an application.