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Cash Loans

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High Approval Rate
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Borrow a Loan From £100 – £5,000*

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Quickly Search Multiple Lenders To Find The Best Deal

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Most Loans Are Paid on the Same Day

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Apply Anytime, 24 Hours, 7 Days a Week

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Rates from 12.9% APR to 1625.5% APR. The Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

WARNING: Late repayment can cause serious money problems. For help, visit moneyhelper. LoanBird are a licenced credit broker, not a lender. LoanBird does not make credit decisions.

Quick and Easy Cash Loans Online

Step 1
Application
Firstly, select the loan amount you want and how long you would like to borrow it for.
Step 2
Decision
Once you’ve submitted all your information, you will receive a fast decision. We'll show you your options from our panel of direct lenders – review and choose the offer that suits your needs!
Step 3
Cash
Finally, once you have accepted the loan, the lender will send the cash straight to your bank account. Most customers receive the cash on the same day, within 60 minutes.

Easily apply for cash loans of up to £5000 here at LoanBird. Get a quote from our panel of over 30 FCA-approved lenders today by completing a quick application form to tell us how much you need to borrow and for how long. You can make your cash loan repayments over a period of 1 to 36 months, giving you plenty of time to repay a small or large cash loan to your chosen LoanBird lender.

Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

It won’t affect your credit score

Get UK Cash Loans Today – Review Your Lender Offers for FREE

Finding a cash loan that will help you resolve a short-term issue can be ideal, especially if you do not have savings or credit available. Whether you need an emergency loan to help cover unexpected repairs or expenses, or need same day cash to help you until your next salary date, at LoanBird we can help you find the right lenders with just one application.

We are an FCA-authorised broker partnered with over 30 of the best cash loan lenders in the UK. As we only show you FCA-approved direct lenders, we can ensure you will find suitable offers for bad credit cash loans today, with none of the usual stress. Even better, we don’t charge any fees – our services are completely FREE to use 24/7 whenever you need to use us.

So why not apply now to get easy cash loans today with LoanBird, and see what great deals you’re eligible for on a loan up to £5,000 with repayments available up to 36 months.

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Find Affordable Cash Loans in the UK

We understand that looking for suitable lenders online can be time-consuming when all you want is to get cash today with minimal fuss. Our straightforward application process makes finding an affordable cash loan simple – we’ve cut out the long, difficult process you may find with some lenders and replaced it with one easy form to complete.

We’ll show you the best deals for a cash loan today from our panel of lenders, perfectly tailored to your financial situation, so you can proceed with confidence. Here are just some of the benefits of using our FREE cash loan finder today:

Quickly apply for cash loans in just a few minutes

Apply for cash loans online 24/7 from anywhere

Receive a decision on your loan straight away

Review the best deals on UK cash loans for FREE

No hard credit check left on your file

Improved chances of approval

Cash in your account within 60 minutes

Find FCA approved lenders in an instant

No brokerage fees – completely FREE to use!

Applying to get cash loans for bad credit today with LoanBird is easy – just fill out one application form and you will be matched with the best deals for online cash loans from our trusted panel of FCA-authorised lenders. We do the hard work, so you don’t have to. Click apply now to discover the best cash loans for bad credit now with LoanBird!

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How LoanBird Can Help With Bad Credit Cash Loans

At LoanBird, we understand that a challenging credit history shouldn’t be a barrier to accessing the financial support you need. That’s why we specialise in helping individuals with bad credit find viable solutions for their cash loan requirements. Our extensive network of over 30 FCA-approved lenders allows us to connect you with options tailored to your unique situation, increasing the likelihood of a successful application.

Unlike traditional lenders who may focus solely on credit scores, we consider your ability to afford the loan based on your current financial circumstances. LoanBird is committed to providing accessible and affordable cash loan solutions, empowering individuals with bad credit to take control of their financial well-being.

Get Approved Fast for a Cash Loan Today

If you have a poor credit score, it can sometimes feel impossible to be approved for the cash loan you need. Many lenders have strict criteria and aren’t willing to look beyond your credit score to offer loans fairly. As an FCA-authorised broker, we’re able to help 8 out of 10 applicants find the perfect loans straight away. Whilst many brokers will charge you for this service, we don’t and want our customers to continue using our service for FREE.

When comparing direct lenders online, many will need to run a ‘hard search’ credit check on your file before they can make a decision. This will stay on your credit file, visible to other lenders, for at least two years. If you aren’t approved by the first lender and have to have multiple credit checks on your file, it can make it even more difficult to get credit again in the future. This is where we work differently to ensure minimal impact on your credit score when looking for same day cash.

We run a ‘soft search’ credit check to match you with lenders of cash loans for bad credit straight away. This has no impact on your credit rating, and it won’t be visible to other lenders in the future either. It also allows us to provide you with pre-approval on the short term loans that we can show you, so you can apply with confidence.

We can’t guarantee that every single customer will be successful, and we don’t make lending decisions ourselves as a broker, however, we can greatly increase your chances of finding the perfect cash loan today. The information you provide in your application must be as accurate as possible, otherwise, it may slow down or even stop your application for cash loans in the UK from being approved.

you can apply for cash with multiple lenders here

Cash Loans Straight Away – Are You Eligible?

Our panel of over 30 direct lenders in the UK are all FCA-authorised, trustworthy lenders. We work with your best interests in mind so, rather than basing our decision on your credit score, we look at whether you can afford the loan you’ve applied for – it’s simple, it’s fair, and it works.

We’ll need to see the last few months’ worth of bank statements so that we can calculate your regular income and outgoings such as direct debits, other loans, and credit card repayments. If after this there’s enough money to make the repayments on your loan – and have plenty of money left over for living expenses – our lenders will usually be happy to approve your application to get cash today.

Before you can apply for a cash loan and review your lender offers, you’ll need to meet our eligibility criteria.

At least 18 years of age

A current resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

While some lenders may require you to be in full-time employment, we’re able to help people find bad credit cash loans in the UK even if they aren’t. You’re welcome to apply for cash today if you are in part-time work, self-employed, in receipt of benefits or a pension – as long as you have a regular income, we don’t discriminate. You’ll also need to be able to show a photo ID such as a driving license or a passport as proof of your identity. Once you’ve chosen a lender offer, review the details and what you’ll need to continue your application with them and good luck – you could have the cash today within just 60 minutes!

Man searching for loans online on laptop

Apply for a Cash Loan Now

Ready to apply for an affordable loan with one simple application? Discover which deals you’re eligible for on cash loans for bad credit straight away without affecting your credit report. If you like the sound of working with trustworthy, FCA-authorised companies for cash loans in the UK, you’re in the right place.

Have any questions? Please get in touch with the LoanBird team today and we’ll be happy to help. If you’re ready to apply for a cash loan up to £5,000, apply now.

Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

It won’t affect your credit score

Cash Loan FAQs

Ready to apply for an affordable loan with one simple application? Discover which deals you’re eligible for on bad credit cash loans straight away without affecting your credit report. If you like the sound of working with trustworthy, FCA authorised companies for cash loans in the UK, you’re in the right place.

Have any questions? Please get in touch with the LoanBird team today and we’ll be happy to help. If you’re ready to apply for a cash loan up to £5,000, apply now.

It is a requirement to have your cash loan paid into your bank account if successful with your application. This is because the lender will need to securely transfer your new loan amount to you, and it cannot be paid out in any other way. Whilst they are cash loans in name, the lender you choose cannot pay out in cash, so a valid bank account is needed to apply. As well as being secure to ensure the money arrives with you safely, it also allows you to get the funds within 60 minutes of signing your credit agreement.

The APR charged with bad credit cash loans online can vary between lenders. Each lender we can connect you with offers APR starting from 12.9%, so you can find some low APR rates to match your circumstances through us. Please note that the APR charged can vary between lenders of cash loans in the UK and can be affected by the loan amount and terms you choose. You may also find certain loan products will have a higher APR than others, for example, a payday loan compared to a guarantor loan. We recommend carefully reviewing your offers and choosing the one you are happy with before proceeding with an application.

Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

It won’t affect your credit score

apply now