Business Loan Alternatives

Get business loan alternatives through our smart search at LoanBird using our 3 step process. Here’s how:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

Find A Business Loan For You Today

  • Step 1 - Apply

    Fill out our quick application form – we only need just a few details about the business loan you require and your current finances. It takes just a few minutes to do this online.

  • Step Two - Decision

    Within seconds we’ll provide you with a decision and show you a list of business loans, personal loans and more that you’re eligible for. Simply choose the best deal for you!

  • Step Three - Cash

    Read and digitally sign your business loans agreement. The cash could be in your bank account within just 10 minutes!

Find the Lender You Need with our Business Loans in the UK

When your business needs a cash injection, but you’ve found it very difficult finding a lender online willing to help, LoanBird can help. Using our platform, you can discover a variety of business loan alternatives in the UK up to a maximum of £15,000 from our panel of FCA approved lenders. With just a few details about yourself and the business loan you want, we can connect you with the right lender. Best of all, you’ll be pre-approved for the new business loans you’ll see – all you have to do is pick the lender you want to apply through and get closer to having the loan amount in your bank account today.

As an FCA authorised broker, we are in a position to present you with over 30 direct lenders who can help you with business loans. Instead of spending hours searching online only to discover lenders you’re not eligible for, start using LoanBird today and make a smarter, financially savvy decision on your financial future.

a bank advisor and a customer discussing business loans

What are the Benefits of Using LoanBird for New Business Loans?

Quick and easy online application

Find business loans up to £15,000

Apply for business loans online from anywhere

Instant decision business loans finder

Choose instant payday loans, business loans, personal loans and more

Find business loans with no credit check required

Over 30 FCA authorised lenders of instant business loans in the UK

Instant bad credit loans available

Cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

How to Choose the Right Lender for your Business Loan

It’s not easy finding lenders able to help those with good and bad credit. Maybe you’ve experienced cash flow issues that mean your income is not as regular as you would like, or it is outside of peak season for your business. What happens when you need the funds quickly for an emergency business expense or something to help keep things going until your next income. There are many reasons customers find LoanBird and use our FREE search to discover lenders willing to help. As a broker, we are in a perfect position to connect applicants with the right loans first time. This is because we’ll run a ‘soft search’ of your credit file after entering a few details, helping us determine the lenders you should be looking at. In our opinion, this is a much better way to approach applying for business loans, personal loans and more, as you will avoid unnecessarily impacting your credit file just for browsing offers.

Taking out any form of business loans in the UK shouldn’t be rushed, needing careful consideration to avoid choosing a lender with hidden fees or less than flexible repayment terms. There are lenders online who won’t pre-approve you, meaning you won’t know if you are suitable before agreeing to a ‘hard search’ of your credit file. This will be seen by other lenders and if you are declined, will negatively impact your credit score. Using LoanBird avoids this and means you can take your time browsing the eligible business loan offers for you. Why not try it yourself today & see which lenders can help you. Start your application today.

Am I Eligible for Business Loans in the UK?

Our eligibility criteria for business loans in the UK is as straightforward as possible. We can offer business loans as fairly as we can by doing this, faster than similar websites. You can apply for instant business loans through us if you are currently:

At least 18 years of age

A resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

Meeting the above criteria will mean you’re only a few steps from finding lenders willing to help you and your business. As part of your application, once you have decided on the lender you wish to continue with, you will need to provide proof of identity, address, and your most recent bank statements. This is so the lender can fully assess your situation and offer the right loan terms based on what you can afford. Having these documents already prepared will speed up the process of getting the business loan paid into your account on the same day.

two men in business suits talking about work

Apply Now for New Business Loan Alternatives

Ready to see your pre-approved business loan offers? Click Apply Now and start your application today. If you have further questions, please see our FAQs, or feel free to get in touch with the team. We are more than happy to provide further advice when you need it about any of our services and the different types of loan we can help you with.


Business Loans FAQs

Do LoanBird Charge a Brokerage Fee for Finding a Business Loan?

We do not charge our customers for using our platform to find new business loans. Our service is completely FREE to use and always will be to our customers, so you have peace of mind we are here to help you. For us, helping you connect with lenders willing to provide a business loan is what’s important. As part of helping connect customers to our panel of lenders, we sometimes receive a commission or fee. This is in thanks to us introducing lenders with the right applicants, but this fee is never part of your loan amount.

What’s the Maximum I Can Borrow New Business Loans For?

When using our application, you will need to enter in the loan amount and repayment term you are looking for with a business loan. The maximum term with most lenders is 5 years, but this can vary between lenders and will depend on your circumstances. If you can’t see the loan payment or repayment term you are looking for, you can discuss this further with your chosen lender once with connected you. We always recommend customers to take out any form of borrowing no longer than needed. If you can pay off your loan quicker, then look to apply for a shorter repayment term with higher repayments. This also needs to align with your affordability, so you do not struggle to maintain the business loan.

What Happens if I Can’t Make Repayments on Business Loans in the UK?

If for any reason you cannot make your scheduled repayment, please contact the lender directly. Whilst we are happy to discuss your situation, it’s the lender your credit agreement is with, so you will need to discuss with them a suitable repayment solution. If you find yourself in financial difficulty during the business loan term, we highly recommend seeking independent financial advice. Both the Citizens Advice Bureau and The Money Advice Service can provide impartial assistance.


Related Info to Business Loans:

Unsecured Loans

Installment Loans

Secured Loans

Logbook Loans

Long Term Loans