Borrow Money

Use our easy 3-step process at LoanBird to borrow money quickly. Here’s how to do it:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

Borrow Money Online with LoanBird, Now!

  • Step 1 - Application

    Fill in our application to borrow money, which will only take you a few minutes, and we’ll show you your lender offers in seconds.

  • Step Two - Decision

    Review the offers available to you and choose the one you want to borrow money with; you’ll get a decision quickly on whether you’ve been successful.

  • Step Three - Cash

    Once approved, you’ll be sent your digital loan agreement to review and sign. Once done, you’ll receive the funds directly to your bank account in 10 minutes!

How to Borrow Money in the UK Using our Smart Search at LoanBird

When looking to borrow money, you want to find the best lenders who can help you get what you need quickly. Here at LoanBird, our smart search will connect you with the lenders who can help you borrow money in the UK fast and at a great rate. With just one application form, you can be connected with our panel of over 30 UK lenders no matter your credit rating. Whether you want to borrow £100 or £10,000, we have lenders ready to go and offer you the terms you’re looking for.

All you need to do is fill out just one application form and you’ll have access to your personalised offers to borrow money in the UK. If approved, you’ll see each offer detailed and then all you need to decide is which one to go for – you could receive the funds within just 10 minutes into your bank account. Click apply now and start looking for the perfect way to borrow money online that’s fast, simple, and convenient wherever you are.

a young woman looking to borrow money on her laptop with LoanBird

The Benefits of Choosing to Borrow Money Online with Us

Quick and easy online application

Borrow money online up to £15,000

Apply for loans online from any anywhere on any device

Instant decision loan finder

Choose from payday loans, business loans, personal loans and more

Find a loan with no credit check required

Over 30 FCA authorised lenders to borrow money in the UK

Instant bad credit loans available

Cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

Borrow Money Online Easily with LoanBird

We are happy to help customers with our simple to use, online form that’s completely FREE to use. Not only that, but you won’t need to undergo a credit check either to use our service. Only a ‘soft search’ of your credit file will be performed which will not show on your credit file and will not impact your current credit score. This enables our panel of lenders to pre-approve you so that you can borrow money in the UK with ease. This also allows you to browse your lender offers at your own pace so you can make a financially savvy choice that’s right for you.

Browsing online to find the best lenders to borrow money in the UK from can be time-consuming with so many choices available. Making the right choice can be difficult, with some lenders offering the amount you want but not necessarily at the terms you want. Some may even charge hidden fees which aren’t obvious from the outset, whilst others won’t offer a pre-approval process to check you are suitable first. Using LoanBird to borrow money in the UK is an obvious choice as we are FCA authorised brokers. We will always connect you with lenders who are FCA approved and follow responsible lending guidelines, showing you the lenders you’re most likely to be approved for.

Are You Eligible to Borrow Money Online?

Our eligibility criteria to borrow money online is kept simple so that we can help many different customers. To be able to find loans through us today, you should be:

At least 18 years of age

A resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

If you can meet the above, you can click apply now and complete your application with no delay. Each lender we connect you with will require you to undergo a full credit check as well as need supporting documents for the approval process. This usually involves providing photo ID, such as your passport or driving licence as proof of identity, as well as proof of address. This can normally be provided with a recent utility bill and/or your recent bank statements. Many lenders will require the latter to assess your affordability, so we recommend having all documents prepared before proceeding.

a man and woman in suits talking in their office

Apply Now to Borrow Money Online

It’s easy to get started and borrow money online through LoanBird. Just click apply now to see how much you could borrow and get a decision in minutes. Have any questions? Please browse our FAQs to see common answers to queries we regularly receive or feel free to contact us directly to speak to a member of the LoanBird team. We look forward to helping you borrow money from the best available lenders today.


Borrow Money in the UK FAQs

How Quickly Can I Borrow Money Online through LoanBird?

We can connect you with lenders to borrow money online extremely quickly, with our application taking only a few minutes to complete. If you match with a lender and agree with their offer, you can complete your application with them and get a decision immediately. Once signed, you will receive the funds within 10 minutes of signing, as long as the lender and your bank support faster payments. If you need to borrow money quickly, we can help you do so to resolve your financial situation the same day.

I Have Bad Credit, Can I Still Borrow Money Online Today?

Yes, we can help you if your credit score is poor and you have been turned away by other lenders recently. As we are credit brokers, we connect you with lenders who can match your requirements, filtering out those from our panel of lenders who cannot help based on your finances. We’ve helped many customers find the loan they need despite a bad credit history, so if you have the affordability and can prove this to a lender, there is every chance you’ll be successful with your application to borrow money.

What Interest Rates Can I Expect to Get when I Borrow Money Online?

The amount of interest you’ll pay on your loan will vary between lenders, but the APR rate starts from 49.9%. When you review your lender offers to borrow money online, you’ll be able to see the APR being offered and how much you will have to pay in total for the loan amount and terms you want. We recommend all applicants review the lender offers thoroughly to ensure you are happy with the terms being offered before continuing your application and signing the loan agreement if approved.


Related Info to Help Borrow Money:

Short Term Loans

Instant Loans

No Guarantor Loans

Emergency Loans

Long Term Loans