6 Month Loans

Apply online easily for a 6 month loan from our panel of lenders using our 3-step search. Here’s how:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

Get A 6 Month Loan With LoanBird

Step 1 - Application

Fill out our quick application with a few details about the 6 month loan you require along with your current finances; it only takes a few minutes.

Step Two - Decision

We’ll give you a decision in seconds, and you’ll see a list of 6 month loans in the UK, personal loans and more that you’re eligible for. All you have to do is choose the offer you want!

Step Three - Cash

Digitally sign your 6 month loan agreement and receive the cash in your bank account within just 10 minutes!

Search & Apply For 6 Month Loans in the UK Through LoanBird

Finding loan lenders of 6 month loans is kept simple here at LoanBird, as we can show you a selection from our FCA approved panel of lenders that you’re already eligible for. No guessing whether a lender can help you is required when you use our intelligent search, as we’ll show you instantly who can offer the terms you are looking for. There could be many different reasons you need a 6 month loan; home improvements, to fund a holiday, or to cover an emergency expense you need to spread the cost of. Customers who use our FREE online service may all differ in the reasons why they need a loan, but they all experience the same outcome – a list of loan offers personalised to them.

With just a few details entered in our application form, we can connect you with the lenders from our panel who are best placed to help you. As FCA authorised brokers, we can ensure each lender will be working to your best interests. That means no hidden fees and transparency on the terms of their offer to you. You’ll be able to browse freely the 6 month loans in the UK without a credit check and with no obligation to continue your application if you change your mind. Our platform is FREE to use and is designed to help you make a more informed, financially savvy decision – click apply now to try it today.

a woman holding a loanbird sign advising we offer 6 month loans

What are the Benefits of Finding 6 Month Loan Lenders with LoanBird?

Quick and easy online application

Find 6 month loans in the UK up to £5,000

Apply for 6 month loans online from anywhere

Instant decision 6 month loan finder

Choose instant 6 month loans, business loans, personal loans and more

Find a 6 month loan with no credit check required

Over 30 FCA authorised lenders of instant 6 month loans in the UK

Instant bad credit loans available

Cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

Choose 6 Month Loans the Easy Way with Us

At LoanBird, we want our customers to spend more time reviewing their personalised offers of 6 month loans in the UK and less time searching. That’s why with just one application, you’ll see in seconds the offers matched with your details. It’s then up to you which offer you continue with if you’re happy with the terms. You could spend hours searching online and manually reviewing each lender or instead use an FCA authorised broker to do the hard work for you.

Getting the same day funding you’ve been looking for is entirely possible by applying with a lender we connect you with. That way you can put your new 6 month loan to good use straight away, then have plenty of time to pay it back. As we work differently to other lenders, we can help you even if other lenders have declined you recently. If you have bad credit and not had much luck finding a 6 month loan lender willing to help, you could find what you’re looking for through LoanBird.

Eligibility for 6 Month Loans in the UK

The eligibility criteria for 6 month loans means we can help as many people as possible. We can offer 6 month loans quickly and fairly, connecting you in minutes to the right lender. To apply for our instant 6 month loans, you will need to currently be:

At least 18 years of age

A resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

Meeting the above will enable you to use our FREE search today, so you can find a 6 month loan with ease. As part of your application, we recommend being prepared for the lender to ask for additional documents to help make a decision. Most lenders will require you to have proof of identity, proof of address and your most recent bank statements. If you have all of these available before applying, this will speed up the approval process with your chosen lender.

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Find a 6 Month Loan & Apply Today

Ready to review your 6 month loan offers? Click apply now and choose the ideal loan for you. Have some further questions? Feel free to browse our FAQs or get in touch with the LoanBird team today with your query – we look forward to helping you find affordable 6 month loans in the UK.

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6 Month Loan FAQs

How Do I Receive the Funds for a 6 Month Loan if Approved?

Once you have chosen a lender and been successful with your application, you’ll have to sign your digital loan agreement. Once the lender has this signed, they will transfer the 6 month loan amount directly into your bank account. The loan cannot be paid out via any other method so receiving cash or a cheque is not an option. It also must be transferred to your own bank account, which you will have as it is part of the eligibility requirements. If your bank uses faster payments and the lender supports this, you could have the funds within 10 minutes of signing.

What Happens if I Miss a Repayment on my 6 Month Loan?

If you miss a repayment on your 6 month loan, you will need to contact the lender as soon as possible. They will be able to agree a sufficient time period to repay any arrears. You will need to refer to your credit agreement to see whether any missed repayment fees would be due and the risks associated with continually missing repayments, such as defaulting on the loan. If your financial circumstances have changed and feel you will miss further repayments, you will need to discuss with the lender to see what they can do. You can also seek independent financial advice from Citizens Advice and The Money Advice Service.

Do I Need to Have a Good Credit Rating to Get 6 Month Loans in the UK?

It is not a requirement to have a good credit rating to use our service, as many of the lenders we can connect you with are able to help those with bad credit. Whilst you should aim to have a good credit rating, you may be someone that had financial difficulties in the past but now have the affordability, however, still have a poor credit score. It’s for this reason we can help you seek out lenders of 6 month loans best placed to help. If you have a poor credit history, you will need to ensure you can demonstrate your affordability for the loan you want. If you have bad credit and no available funds for a loan, you will need to review your finances to see what expenditure you can reduce first.