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£300 Loan

No Fees
High Approval Rate
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Borrow a Loan From £100 – £5,000*


Quickly Search Multiple Lenders To Find The Best Deal


Most Loans Are Paid on the Same Day

Always Open

Apply Anytime, 24 Hours, 7 Days a Week


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Rates from 12.9% APR to 1625.5% APR. The Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

WARNING: Late repayment can cause serious money problems. For help, visit moneyhelper. LoanBird are a licenced credit broker, not a lender. LoanBird does not make credit decisions.

Borrow £300 Today

Step 1
Firstly, select the loan amount you want and how long you would like to borrow it for.
Step 2
Once you’ve submitted all your information, you will receive a fast decision. We'll show you your options from our panel of direct lenders – review and choose the offer that suits your needs!
Step 3
Finally, once you have accepted the loan, the lender will send the cash straight to your bank account. Most customers receive the cash on the same day, within 60 minutes.

Need a £300 loan without impacting your credit score? LoanBird connects you with pre-approved options quickly and easily. Apply now to find tailored lenders and receive funds in as little as 60 minutes.

Find the Best £300 Loans for You

Find the best £300 loan for you   

When you need a £300 loan for bad credit with no credit check to cover unforeseen expenses, finding the right lender among the many available can be a daunting task. It can be time-consuming to determine which ones are suitable for your specific needs and circumstances. Instead of randomly applying and hoping for approval, LoanBird offers a better solution for finding the ideal lender for you. With just a few details, we can provide you with a list of pre-approved £300 bad credit loan options instantly. This means you won’t have to spend hours searching for the perfect loan.

We’ll handle the legwork so that you can focus on making an informed decision about the UK £300 payday loan you want to apply for. It’s that simple – click on Apply Now to instantly see if you qualify for a £300 loan with no credit check. Choose the lender you prefer and you could have the funds in your bank account within 60 minutes.

loanbird advising customers can get a £300 loan in minutes

Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

It won’t affect your credit score

Benefits of choosing Loan Bird for your £300 loan

Simple application process to find a UK £300 loan for bad credit today.

Directly connect with lenders and receive a loan for £300 in minutes.

Apply online anytime, anywhere, and from any device 24/7.

Receive a quick decision for borrowing a loan of £300.

No hard credit check is conducted, leaving no impact on your credit report.

We work with only FCA-authorised direct lenders offering a £300 bad credit loan.

Funds are transferred to your account within 60 minutes after approval.

Completely free to use, with no broker fees!

What to consider when choosing your £300 loan lender

If you’re considering borrowing a £300 loan for bad credit, it’s essential not to rush into anything. Applying for the first lender you come across during your online search increases the risk of making an uninformed decision, resulting in a declined application that can adversely impact your credit rating. Taking a random approach to applying for a £300 loan with no credit check from a direct lender is not recommended, especially since some lenders may charge hidden fees or higher interest rates. Here are some important points to consider before applying:

Interest Rates and Fees – Compare the interest rates and additional fees from multiple lenders to ensure you get the best deal. Hidden fees can significantly increase the cost of borrowing.

Repayment Terms – Look for lenders offering flexible repayment terms that fit your financial situation. Consider the length of the repayment period and whether you can make repayments weekly, bi-weekly, or monthly.

Lender’s Reputation – Check reviews and ratings of lenders. A lender with a good reputation is more likely to offer fair terms and excellent customer service.

Eligibility Criteria – Ensure you meet the lender’s eligibility criteria before applying. This can help prevent unnecessary declines that could impact your credit score.

Soft Credit Checks – Prefer lenders who conduct soft credit checks. These checks do not affect your credit score and allow you to explore your options without risk.

Customer Support – Consider the quality of customer support. Reliable customer service can be crucial if you encounter any issues during the loan term.

Transparency – Choose lenders who are transparent about their terms and conditions. Avoid those with unclear or ambiguous policies.

At LoanBird, we simplify the process of finding the right lenders for you by offering a simple application form. Just inform us about the length and frequency of repayments, and we’ll match you with a pre-approved £300 payday loan. This way, you’ll minimise the number of applications and increase your chances of approval on the first try.

Our panel of over 30 FCA-authorised lenders can instantly inform us if you’re an ideal candidate for applying. We do this by conducting a soft search of your credit file, which doesn’t appear on your credit report. This way, you can browse and compare the various lender offers for borrowing £300 loans without a credit check until you’ve selected a loan today from a direct lender. Our search is completely free to use and offers the most convenient way to view multiple lenders in one place, allowing you to make a better-informed decision when you select your £300 loan for bad credit.

Am I Eligible for a £300 loan with bad credit?     

LoanBird keeps its eligibility criteria straightforward to ensure fairness in offering £300 quick loans with bad credit. You can apply for a £300 direct lender loan if you meet the following requirements:

You are at least 18 years old.

You are a UK resident

You have a UK bank account with a valid debit card.

You have a regular income.

You can afford to make monthly repayments.

Our extensive panel of lenders is willing to consider almost all financial circumstances, including those who are seeking bad credit loans. You may have income from part-time or full-time employment, self-employment, benefits, or even a pension, as long as you can afford the repayment terms you are applying for.

two people discussing loans over a web call

How to apply  

When you need a £300 loan for bad credit urgently to handle an unexpected expense or bill, our streamlined application process ensures you get the funds you need quickly and easily. To begin your application, click Apply Now. You will be guided through a simple form where you’ll provide essential information about your financial situation and the loan terms you’re looking for. Be sure to fill in the application form with accurate details regarding your income, employment status, and desired repayment plan. This helps us match you with the most suitable lenders from our panel.

Once your application is submitted, our system will perform a soft search of your credit file (which doesn’t affect your credit score) and instantly match you with lenders who can offer the best options for your £300 loan from a direct lender for bad credit. You will then receive offers from multiple FCA-authorised lenders. Take your time to compare the interest rates, repayment terms, and any additional fees, and choose the offer that best suits your needs.

After selecting your preferred loan offer, follow the lender’s instructions to complete the application process. You may need to provide additional documentation, such as proof of income or identity. Once approved, the lender will transfer the funds directly to your bank account. Depending on the lender, you could receive the money within the same day.

For any questions or assistance, our customer service team is always ready to help. You can also refer to our FAQs section for answers to commonly asked questions. Apply today and take the first step towards getting the funds you need.

Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

It won’t affect your credit score

£300 Loan FAQs

We understand the need to receive a £300 loan for bad credit with no credit check from a direct lender in a financial emergency. Once you’ve submitted your application with your chosen lender, they will work diligently to review your application for an emergency loan for bad credit and make a decision. On average, successful applicants can receive their £300 payday loan within 60 minutes of approval. This fast turnaround time means that you can have the money you need in your account quickly and without delay.

Yes, you can pay off your £300 payday loan earlier than expected if you have the means to do so. However, it’s important to review the terms and conditions of your lending agreement first. Some lenders may impose an early repayment fee, so it’s important to factor in whether you’re willing to pay this in addition to the total outstanding balance. If you’re unsure about the terms and conditions, feel free to get in touch with us, and we’ll be happy to help you navigate the process. We also offer £100 loans for bad credit and £3000 loans.

If you find it difficult to keep up with your agreed repayments for your 300-pound loan, you must contact your lender as soon as possible. They may be able to assist you and find a solution that works for both parties. However, as a broker, we cannot determine what the lender can offer you when you borrow 300 pounds. If you need further advice, please don’t hesitate to contact us before you borrow £300. We also suggest seeking independent financial advice from The Money Advice Service and Citizens Advice Bureau.

Yes, a £300 loan from a direct lender for bad credit can be suitable for those with bad credit. Our panel of FCA-authorised lenders considers various financial circumstances and offers options tailored for individuals with poor credit histories. However, it’s important to ensure that you can meet the repayment terms and conditions before applying. If you need further guidance, our customer service team is available to help, and you can also consult independent financial advice sources like The Money Advice Service or Citizens Advice Bureau.


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Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

It won’t affect your credit score

apply now