3 Month Loans

Browse your 3 month loan offers at LoanBird in 3 easy steps. Here’s how to apply today:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

Find A 3 Month Loan From LoanBird Today

  • Step 1 - Application

    Simply fill in our quick application form with just a few details about the 3 month loan you require along with your current finances; it only takes a few minutes.

  • Step Two - Decision

    We’ll provide you with a decision in seconds, and you’ll see a list of 3 month loans, personal loans and more that you’re eligible for. All you have to do is choose the one you want!

  • Step Three - Cash

    Digitally sign your 3 month loan agreement and receive the cash in your bank account within just 10 minutes!

Apply with Trusted Lenders of 3 Month Loans Online in Minutes

To find quick online lenders, you may have to spend hours searching and looking for the best ones who won’t overcharge or apply any hidden fees. As there are so many lenders who can help you with 3 month loans online, it’s not always easy to spot the ones you should be looking at. As we are credit brokers, at LoanBird we can connect you with FCA approved lenders in minutes, ensuring you can trust the offers available will follow responsible lending guidelines. We are FCA authorised brokers with our service completely FREE to use, with no credit check required to browse your 3 month loan offers.

Our easy to follow 3 step process makes searching and applying for a 3 month loan extremely simple, with only a few personal details about your finances and the loan you need. In minutes, you’ll have access to our panel of over 30 direct lenders and be able to review your offers at your pace. If you find the ideal offer, you can then continue with the lender and complete your application. Most customers will receive the 3 month loan on the same day, with some even receiving the cash within just 10 minutes of signing their credit agreement. Click apply now and see your available 3 month loan offers straight away.

two girls holding a sign saying find 3 month loans with loanbird

Why Choose LoanBird to Find 3 Month Loan Lenders?

Quick and easy online application

Find 3 month loans up to £5,000

Apply for 3 month loans online from anywhere

Instant decision 3 month loan finder

Choose instant 3 month loans, business loans, personal loans and more

Find a 3 month loan lender with no credit check required

Over 30 FCA authorised lenders of instant 3 month loans in the UK

Instant bad credit loans available

Cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

How to Choose the Right 3 Month Loan For You

If you know how much you can comfortably afford to pay towards repayments each month and need a 3 month loan to cover an expense, we can connect you with the right lenders. As we only work alongside FCA approved 3 month loan lenders, each of your pre-approved offers will follow FCA guidelines and provide all the information you need. We can help you make a savvy financial decision without the pressure of having a full credit check just to see your offers. A ‘soft search’ will be performed that will allow us to connect you with our panel of lenders, but this will not show on your credit report and will not affect your credit score. This is particularly beneficial to those with a bad credit history, as it will avoid any negative impact and you can find the right lender for you in no time.

Our online service is a convenient way to find 3 month loans without spending hours searching online. As you will be pre-approved for the offers you’ll see, you will already be one-step towards being fully accepted for the loan you want. Then after completing your application, you could have the funds in just 10 minutes to settle that emergency bill or unexpected expense.

Are You Eligible for a 3 Month Loan?

The eligibility requirements for 3 month loans are straightforward to follow; we made sure it was this way so that we can help as many people as possible. We can help you find 3 month loans quickly and fairly when you need them. You can apply for our instant 3 month loans if you are currently:

At least 18 years of age

A resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

By meeting these conditions, you will be able to click apply now and find a lender in no time. You will need to be prepared to provide supporting documents to the lender of your choice. This is usually proof of identity such as your passport or driving licence, as well as proof of address such as a recent utility bill. They may also request to review your most recent bank statements to assess your finances and check you can afford the payments. We recommend having these documents to hand before applying with the lender you want to ensure there is no delay with your application.

a business woman and man working together

Apply Today for 3 Month Loans Online

Once you are ready to browse your 3 month loan offers, just click apply now and get started. If you have questions about LoanBird and our service, or just want more information about 3 month loans online, please don’t hesitate to get in touch. Our team are on hand to help answer any queries you may have. You’ll also find many common questions answered in our FAQs section.


3 Month Loan FAQs

Can I Receive the Cash for 3 Month Loans Instead of into a Bank Account?

All 3 month loans have to be paid into a valid bank account if approved. As part of the eligibility criteria to use our service, a bank account with a valid debit card is required. You will not be able to request the funds are paid via cash or cheque or any other method. Having the funds paid directly into your bank account ensures a safe and secure transfer of the 3 month loan amount and also ensures the lenders we connect you with are following responsible lending guidelines. The benefit of having the funds directly into your bank account is that this is the quickest way of receiving the funds so you can start putting them to good use.

Can I Apply for Terms Longer than a 3 Month Loan?

If you require a loan for a longer period than 3 months, we can help you find loans with terms up to 5 years. When completing an application with us, you can choose the amount and loan repayment term from a dropdown list, so if you need something different to a 3 month loan, you have plenty of other choices available. Depending on your current financial circumstances and what you can afford to pay, the term lengths and amount you can borrow will vary between lenders. We do not encourage customers to take out a loan at the maximum term length if you can afford to settle the loan quicker than this.

Will I Need a Guarantor for 3 Month Loans Online?

It is not a requirement to have a guarantor to apply for 3 month loans online, but we can help you if you wish to apply with one. We have guarantor loan lenders available if this is something you want to apply for, but most lenders of 3 month loans can help you apply as a sole applicant even with bad credit. Whilst we cannot guarantee any application will be successful, as credit brokers we can connect you with pre-approved offers against your details, providing you with a better chance for approval on the loan you want.


Related Info to 3 Month Loans:

6 Month Loans

Payday Loans

Short Term Loans

Compare Loans

Low Credit Score Loans