24/7 Loans

Need a loan at any hour? LoanBird’s 24/7 loans service is here for you, day or night. Whether facing an unexpected bill or a financial emergency, our platform offers a convenient solution. Accessible around the clock, you can easily find direct lenders ready to provide loans to match your needs. Our simple application process quickly shows available loan options, ranging from £100 to £5,000, with terms of up to 36 months. The best part? Our service is completely free, with no credit checks needed to see your initial offers. Experience the ease of finding 24/7 loans with LoanBird. Click ‘Apply Now’ to explore your options anytime.

Rates from 12.9% APR to 1625.5% APR. Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

Quick & Easy 24/7 Loans Online

Step 1 - Application

Fill out our quick application form with just a few details about the 24/7 loan you need and your finances. It takes just a few minutes to do so online.

Step Two - Decision

We’ll provide you with a decision in seconds and show you a list of 24/7 loans direct lenders you’re eligible for. Simply choose the best deal for you!

Step Three - Cash

Read and digitally sign your 24/7 loans agreement. The instant cash could be in your bank account within just 60 minutes!

Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

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It won’t affect your credit score

Find the Lender You Need with our Fast 24/7 Loans Today

We know an unexpected bill can arrive at the unlikeliest of times, and as we all work busy lives, finding the time to resolve this quickly can be a struggle. That’s where our 24/7 loans come in handy as no matter where you are and what time of day it is, you start to find a lender able to help you.

Whether it’s the middle of the night or the early hours of a Sunday, you can be rest assured LoanBird can help you find what you need. You can search early morning or late night for loans from direct lenders ready to provide a loan of up to £15,000 depending on your circumstances. If you know how much you want to borrow, the type of loan you require, as well as the repayment terms, just fill in our short application form and we can instantly show you the available 24 7 loans.

You can apply for as little as a £100 loan up to £5,000, with loan terms available of up to 3 years (36 months). Some lenders may be able to provide higher amounts of up to £15,000, but this will be limited to certain loan types where suitable.

Want to know the best thing about our platform? It is completely FREE to use, you will not require a credit check to review your lender offers, and as our website is accessible 24 hours a day, you can search whenever you need to. Just click Apply Now to get started and you’ll be surprised just how convenient our service is, showing you all the available short-term and 24/7 payday loans lenders in one place.

Save yourself some time and use LoanBird today to find 24/7 loans direct lenders willing to help and resolve your financial position.

loanbird shows some benefits of 24 7 loans

What are the Benefits of our 24 7 Loans?

Quick and easy online application

Find 24 7 loans up to £5,000

Apply for fast 24/7 loans today from anywhere on any device

Instant decision 24/7 loans finder

Choose from instant payday loans, installment loans and more

Find 24/7 loans offers with no credit check required

Over 30 FCA authorised direct lenders of instant 24/7 loans in the UK

Instant bad credit loansavailable

Cash in your account within 60 minutes after approval

No brokerage fees – completely FREE to use!

How to Find Loans 24/7 with Our Easy to Use, FREE Platform

We’ve focused on providing a convenient, FREE online service that can help you find 24/7 loans whenever you need them quickly. At LoanBird, it couldn’t be simpler to find an affordable loan that matches your budget, and with high approval rates, there’s a good chance you’ll get the cash you need.

It takes just a few minutes to complete your application, and once done, we’ll show you quickly the 24/7 loans you’re eligible for today. No hidden fees, and no untrustworthy lenders – only FCA approved direct lenders who can responsibly lend to you if you can prove your affordability.

We work differently because we are an FCA authorised broker, able to connect our customers with the right lenders on the first time of asking. Rather than spend hours looking online for 24 hour loans in the UK, we can help you in minutes review multiple offers matched to your details. There’s an overwhelming choice of lenders on the market today, so knowing which are to be trusted is not always as simple as it may seem. That’s why when using LoanBird, you won’t need to worry, and you can make a financially savvy decision right for you.

We’ll only ever connect you with the best 24/7 loans direct lenders in the UK. Once you’ve reviewed your lender offers, you’ll be able to receive the financial help you need within 60 minutes, so you can get an emergency loan quickly if you need it.

Click Apply Now and see what options are available for you with 24/7 instant loans in the UK.

Are You Eligible for 24 Hour Loans Today?

We keep our eligibility criteria as straightforward as possible. This is so we can offer 24/7 loans as fairly as we can and quicker than the rest. You can apply for 24 hour loans through us if you can meet the following:

At least 18 years of age

A current resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

There is no minimum income requirement when applying for 24 7 loans through LoanBird. This is because we have a wide panel of lenders who are willing to accept almost all financial circumstances, as long as you have plenty of affordability to sustain repayments.

We also don’t expect you to have a minimum credit score to apply for a 24/7 loan. As long as you are not in current financial difficulties and can afford the required loan payments, which the lender can see from your most recent bank statements, you could be approved. Your income can come from part-time or full-time employment, or even self-employment. We are also happy to help those who currently receive benefits, or a pension find loans 24/7.

Whatever your financial situation, click Apply Now and we’ll see how we can help you. Before applying, you will need to consider if a loan is right for your current circumstances. If you have other means to settle an unexpected expense or emergency such as savings, it’s always best to use this first to help. We’re here to help you find affordable loan options whenever you really need them. Carefully review your lender offers and ensure you’re happy with the interest and terms offered before continuing. Hopefully then, you’ll find 24 hour payday loans, short term loans and cash loans that will help.

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Apply Now for a 24/7 Loan Wherever You Are in the UK

Getting the financial help you need any time of day is possible through LoanBird. We can help you resolve your financial emergency or unexpected bill with easy 24/7 loans in the UK on your terms. Just tell us what you need and how long for, and we’ll do the rest. Save time and effort and let us help you find the perfect 24/7 loan to help you today.

Any questions? Please contact us to speak to a member of our team. Alternatively, you can browse our FAQs as well as the many helpful sections on our website.

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It won’t affect your credit score

24/7 Loan FAQs

Can I Apply for a 24/7 Loan at Any Time?

Yes, you really can apply whenever is convenient for you and discover 24/7 loans direct lenders. Whether it’s in the middle of the night, on a Sunday or very late on a Friday, LoanBird can be used at any time. Our FREE platform uses smart technology to ensure wherever you are and whatever device you’re accessing our website from, you can find the right lenders when you need them. This is all whilst keeping things as simple as possible with our application process. So, whenever is best for you, you can count on LoanBird to connect you with lenders to help. Please note, whilst you can search for 24/7 fast loans today at any time, your application can only be processed by your chosen lender during their business hours. Applications received outside of this will be processed the next working day.

What’s the Maximum Length of Repayments I Can Choose with 24/7 Loans?

We can connect you with lenders who can offer repayment terms of up to 5 years, but not all lenders will be able to offer the same terms and may cap this at 36 months. To see the longest repayment terms for the loan you want, select this as well as the amount after clicking Apply Now. If you can’t see the terms you want at this stage, you may find a lender willing to offer extended terms up to a maximum of 5 years for 24 hour loans. This will depend on your circumstances as well as the lender’s criteria. For more information, please contact us directly.

Will a Soft Search Affect My Credit Score when Looking for 24/7 Loans?

No, a ‘soft search’ will not appear on your credit report when performed. This allows us to see at a glance your financial history to determine which 24/7 loans direct lenders in the UK you are suitable for. Many lenders you’ll find online will not be able to offer this and instead, you will undergo a ‘hard search’ as soon as you apply. As we work differently as brokers, we can show you pre-approved offers thanks to a ‘soft search’. You can then make a savvy decision on 24/7 loans best for you, increasing your chances of getting 100% acceptance first-time. Please note, a ‘hard search’ will be required by your chosen lender when applying which will appear on your credit file.