£200 Loan

If you need a small financial boost you can explore £200 loan options here at LoanBird. Our panel of lenders is ideal for those looking for a small £200 loan to manage unexpected expenses or bridge short-term financial gaps. Our hassle-free borrowing solution is made for people seeking quick access to a modest sum of money, which they can pay back over 1 to 36 months after their application is approved by one of our lenders.

Rates from 12.9% APR to 1625.5% APR. Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

Borrow £200 Today – Search with No Credit Check Required

Step 1 - Application

Find a £200 loan in just a few minutes. Simply fill out our application form with a few details about yourself and the loan you need.

Step Two - Decision

After filling in the form, we’ll show you a list of the best 200 pound loans on the market – with pre-approval as an added benefit!

Step Three - Cash

Many of the £200 loan UK direct lenders we partner with use the Faster Payments System (FPS). You could receive the £200 pound loan today into your bank account within 60 minutes of signing the agreement.

We’ll Connect You For FREE with the Best £200 Loan Direct Lenders

Ensuring you have enough money when the unexpected happens is not always simple, especially if you don’t have the savings or credit available to cover it. If finding an easy to use and convenient platform will help take the stress out of resolving your short term emergency, at LoanBird, we can help you do exactly that. With our simple 3 step process, you’ll see eligible lender offers for £200 pound loans you’re pre-approved for – just choose the one that is best for your situation!

You can use our FREE online platform to find a £200 loan provider in a hurry 24/7. There’s no obligation to choose a lender when reviewing your offers, and we only require a soft search of your credit file to help you -that’s right, you can find a £200 loan with no credit check required until you find the offer you want.

Whether you have good or bad credit, just tell us how long you want to borrow £200 for and we’ll present you with FCA approved lenders ready to help, all without the need for a ‘hard search’ of your credit file. If you need to resolve an unexpected expense swiftly, just click apply now, and you could be credited into your bank account within just 60 minutes.

As an FCA authorised broker, at LoanBird our goal is to connect you with direct lenders of £200 loans who can offer you the terms you’re looking for. We can help you choose wisely and make a financially savvy decision that fits your affordability. So, if a £200 loan with instant approval would help you, start your search today at LoanBird.

a young man applying for a £200 loan on his mobile

Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

Check My Eligibility

It won’t affect your credit score

The Benefits of Finding a Loan for £200 with LoanBird

Easy to use application form, helping you find a £200 loan in minutes

Connect with multiple £200 loan direct lenders with one application

Apply online 24/7 from anywhere, with any device

Get a near-instant decision for a £200 pound loan

Find a £200 loan with no credit check required to review your offers

We only use FCA authorised £200 loan direct lenders

Funds into your account within 60 minutes after approval

Completely FREE to use – no broker fees!

Get a Quick Decision For a £200 Loan – Find a Lender Today

We work quickly so you don’t have to search the web looking for the best £200 loans for your situation. Taking away this time-consuming aspect means you can spend longer deciding on the right choice for you, which is especially important when looking for £200 payday loans online. It takes only a few minutes to enter your personal and financial information to see your available lender offers, on average 3-4 minutes, and because you’ll be pre-approved, you’ll see all the relevant information about the loan and the lender to review.

With this pre-approval from the information you provide us, we can help you find exactly the right £200 pound loan for your needs. The difficulty when searching for a £200 loan with instant approval is finding a lender that won’t charge any hidden fees or will take the time to consider your application fairly. Carrying out the necessary credit and affordability checks is important, and some may not have the option to pre-approve you first. This can mean you run the risk of applying for a loan you may not be eligible for and having an unnecessary hard search of your credit file.

Through LoanBird, we ensure the £200 loan UK lenders you’ll see have your best interests and present you with all the facts you need to know. You can then apply with confidence for a quick £200 loan after careful consideration, rather than rushing into any agreement.

Eligibility for £200 Loans

To be eligible to apply for a loan of £200 pounds today, you will need to meet the following eligibility criteria:

Be 18 years of age or older

Have a UK bank account with a valid debit card

Be a UK resident

Have a regular income

Can afford to sustain repayments on a loan for £200

Every £200 loan direct lender we connect you with will have similar eligibility criteria, but they may differ slightly. Please check your eligibility with the lender before proceeding with an application for £200 loans. If you can easily meet the above, then click apply now to see which eligible offers await you.

Remember, if you are someone with a poor credit history, we can look to connect you with £200 loan bad credit direct lenders that will assess your affordability despite a low credit rating. We do not make our own lending decisions as a credit broker, and we cannot guarantee you will be approved. Please ensure before applying that you have considered a loan for £200 is affordable for you.

How to Choose the Right £200 Loan For You

Whether you’re looking for emergency loans to cover an unexpected expense or same day loans to help get cash as soon as possible, you need to be sure that your choice of £200 loan is going to be the right one for you. That’s why with one application, you can review multiple options at once, providing a quicker way to discover eligible loans and helping you decide the most suitable.

We’ve made our application and search function convenient and simple to use. You’ll see all the information relating to your search for a £200 loan as well as the repayment terms and lenders you are pre-approved for. A ‘soft search’ of your credit file, which will not show on your credit report, is performed to be able to show you these pre-approved terms.

The benefit of seeing pre-approved offers for £200 loans is that you’ll see at a glance the lenders best placed to help you. This will help you avoid applying for multiple loans and risking more declined applications than necessary, which can negatively affect your credit rating.

Using LoanBird, you can make an informed decision and choose the right £200 loan for you with minimal effort.

someone using a calculator

Apply for a £200 Loan Today

We are here to help you find a short term £200 loan that will help you when the unexpected happens. If you have any questions, then please contact us directly. You can also browse our FAQs to see answers to common questions we receive – anything else, just ask!

Our three-step process will help you find what you need when considering a £200 loan for bad credit, helping you make a better decision for your finances. Ready to start your application and use our FREE search? Apply Now.

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It won’t affect your credit score

£200 Loan FAQs

How Long Can I Borrow a £200 Loan For?

The maximum loan term you can choose is up to 3 years (36 months), but we always recommend customers to pay off their lending as quickly as possible. You should only look to take out a quick £200 loan for the maximum terms available if you cannot pay sooner than this. The longer you choose to repay, the more you may have to pay back in interest. In your application form, you can determine how long you want to spread repayments for as well as the reason you are taking out the loan. This information will help us swiftly match you with the right lenders. If you find you can pay off your loan amount earlier than planned, please contact the lender directly to discuss an early settlement figure.

Can I Have the £200 Loan paid by Cash or Cheque?

All applicants are required to have a valid UK bank account for any agreed loan amount to be paid into. Unfortunately, the lenders we connect you with cannot accommodate any other method of providing your £200 loan. This is so you receive the funds safely and securely and allows the lender to provide a fast transfer within 60 minutes. If you do not currently have a UK bank account, then you will not be eligible to use LoanBird.

I’m on a Low Income, Can You Still Help Me with £200 Loans?

We aim to help people from as many different circumstances as possible, so if you are currently on a low income, receive benefits or even a pension, we can look to help. What’s important is you can afford the repayments you want to apply for on a £200 loan and that you can prove this affordability on your bank statements. You should not look to apply for more borrowing if you are currently in financial difficulties and will struggle to maintain your chosen repayments.

Can I get a £200 loan with no credit check?

You can search for £200 loans using our FREE platform without the need for a hard search of your credit file. This enables you to review your offers for a £200 loan with no credit check required straight away, with only a soft search used by us to connect you to lenders. This will not show on your credit file so you can browse your offers without impacting your credit score. If you do proceed to borrow £200, you will then be subject to credit and affordability checks by the lender.