£200 Loan

Find and apply for a £200 loan from FCA approved direct lenders in 3 easy steps! Here’s how:

Representative APR: 279.5% | Representative Example: Loan Amount: £300 | Borrowed for 60 days | Total Repayment: £420.82 in 2 monthly installments of £210.41 | Interest Charged: £120.82, interest rate 120.8% pa (Variable)

Borrow £200 Today

  • Step 1 - Application

    Find a £200 loan in just a few minutes. Simply fill out our application form with a few details about the loan you need.

  • Step Two - Decision

    After filling in the form, we’ll show you a list of the best 200 pound loans on the market – with pre-approval as an added benefit!

  • Step Three - Cash

    Many of the direct lenders of £200 loans we partner with use Faster Payments, meaning you could receive the £200 loan today into your bank account within 10 minutes of signing the agreement.

We’ll Connect You with the Best £200 Loan Lenders

Getting together the money when the unexpected happens is not always simple if you don’t have the savings or credit to cover it. You want to be able to find an easy to use and convenient platform to take the stress out of resolving your short term emergency. Here at LoanBird, we can help you do exactly that with our simple 3 step process, so if you need to find a £200 loan direct lender in a hurry, we can show you the ones you are most likely to be approved for.

Whether you have good or bad credit, all you have to do is tell us how long you want to take out a £200 loan today for and a few short details. We’ll then present you with the lenders we can connect you with in minutes, all without the need for a ‘hard search’ of your credit file. If you need to resolve your unexpected expense swiftly, click apply now and you could be credited into your bank account in just 10 minutes.

At LoanBird, we are an FCA authorised broker, connecting you with direct lenders of £200 loans who are also FCA approved. By seeing the lenders who you are pre-approved for in an instant, you can choose more wisely and have peace of mind of your decision.

a young man applying for a £200 loan on his mobile

Benefits of Finding £200 Loans Via LoanBird

Easy to use application form to find a £200 loan today

Connect with a direct lender of £200 loans in minutes

Apply online 24/7 from anywhere with any device

Get a near-instant decision for a 200 pound loan

No hard credit check left on your file to search

We only use FCA authorised £200 loan direct lenders

Funds into your account 10 minutes after approval

Completely FREE to use – no broker fees!

Get an Instant Decision on Your £200 Loan Application

We work quickly so you don’t have to search the web looking for the best £200 loans for your situation. Taking away this time-consuming aspect means you can spend longer deciding on the right choice for you, especially important when looking for payday loans online. It only takes a few minutes to enter your information and see the lenders available, on average 3-4 minutes, and because you’ll be pre-approved, you’ll see all the relevant information to help inform you the finer details of your loan choice.

With this instant pre-approval from the information you give us, we can help you find exactly the right £200 pound loan for your needs. The difficulty when searching for instant loans is finding a lender that won’t charge any hidden fees or will take the time to consider your application fairly, carrying out the necessary checks. Some may not have the option to pre-approve you, meaning you run the risk of applying for a loan you may not be eligible for, causing damage to your credit rating. Through LoanBird, we ensure the lenders you’ll see have your best interests and present you with all the facts. Then you can apply for the £200 loan with careful consideration rather than rushing into any agreement.

Eligibility for £200 Pound Loans

To be eligible to apply for a £200 loan today, you will need to meet the following eligibility criteria:

Be 18 years of age or older

Have a UK bank account with a valid debit card

Be a UK resident

Have a regular income

Can afford to meet the monthly repayments on a £200 pound loan

Every £200 loan lender we connect you with will have similar eligibility criteria, but they may differ slightly. Please check your eligibility with the lender before proceeding with an application for a £200 loan. If you meet the above, then apply now.

How to Choose the Right £200 Loan

When you need to cover an emergency expense, you need to be sure that your choice of £200 loan is going to be in your best interests. Not only is it time-consuming to check this yourself, but some lenders may also charge hidden fees and higher interest than you may first expect. We understand that this process needs to be as simple as possible for customers, so we’ve made our application and search function convenient and easy to use. You’ll see all the information relating to your search for a £200 loan as well as the repayment terms and the lenders you are pre-approved for. A ‘soft search’ of your credit file, which will not show on your credit report, is performed to be able to show you these pre-approved terms.

The benefit of seeing pre-approved offers for £200 loans is that you’ll see at a glance the lenders best placed to help you. This will help you avoid applying for multiple loans and risking more declined applications than necessary, negatively affecting your credit rating. Using LoanBird, you can see the right £200 loans for you and apply with confidence.

someone using a calculator

Apply for a £200 Loan Today

We are here to help you find a short term £200 loan that will help you when the unexpected happens. If you have any questions then please contact us directly. You can also browse our FAQs to see common questions we receive with answers.

Our three-step process will help you find what you need quicker and provide all the information you need without a ‘hard search’ on your credit file, helping you make a better decision for your finances. Once you’ve found the lender you want to complete an application with, receive the funds in under 10 minutes – Apply Now.

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£200 Loan FAQs

How Long Can I Borrow a £200 Loan For?

We can help you find lenders willing to lend to you for to up 3 years, but we always recommend customers to pay off their lending as quickly as possible. You should only look to take out a £200 loan for the maximum terms available if you cannot pay sooner. In your application form, you can determine how long you want to spread your repayments for as well as the reason you are taking out the loan. This information will help us match you with the right lenders first time. If you find you can pay off your loan amount early, please contact the lender directly as this may incur an early repayment fee.

Can I Have the £200 Loan paid by Cash or Cheque?

All applicants are required to have a valid UK bank account for any agreed loan amount to be paid into. Unfortunately, the lenders we connect you with cannot accommodate any other method of providing your £200 loan. This is so you receive the funds securely and allows the lender to provide a pay-out within 10 minutes. If you do not currently have a UK bank account, then you will not be eligible to use LoanBird.

I’m on a Low Income, Can You Still Help Me with £200 Loans?

We aim to help people from as many different circumstances as possible, so if you are currently on a low income, receive benefits or even a pension, we can look to help. What’s important is you can afford the repayments you want to apply for on a £200 loan and that you can prove this affordability on your bank statements. You should not look to apply for more borrowing if you are currently in financial difficulties and will struggle to maintain your chosen repayments.

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Related Info to £200 Loans:

Low APR Loans

Installment Loans

£600 Loan

15 Minute Loans

0% Interest Loans

 

Representative APR: 279.5% | Representative Example: Loan Amount: £300 | Borrowed for 60 days | Total Repayment: £420.82 in 2 monthly installments of £210.41 | Interest Charged: £120.82, interest rate 120.8% pa (Variable).