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15 Minute Loans

No Fees
Bad Credit Accepted
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Borrow a Loan From £100 – £5,000*


Quickly Search Multiple Lenders To Find The Best Deal


Most Loans Are Paid on the Same Day

Always Open

Apply Anytime, 24 Hours, 7 Days a Week


Safe & Secure Online Technology

Rates from 12.9% APR to 1625.5% APR. The Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

WARNING: Late repayment can cause serious money problems. For help, visit moneyhelper. LoanBird are a licenced credit broker, not a lender. LoanBird does not make credit decisions.

Find a 15 minute Loan in the UK – Apply Now & Get a Loan in Minutes!

Step 1
Firstly, select the loan amount you want and how long you would like to borrow it for.
Step 2
Once you’ve submitted all your information, you will receive a fast decision. We'll show you your options from our panel of direct lenders – review and choose the offer that suits your needs!
Step 3
Finally, once you have accepted the loan, the lender will send the cash straight to your bank account. Most customers receive the cash on the same day, within 60 minutes.

Get Loans in 15 Minutes With No Credit Check at LoanBird

If you’re short on time and you’re looking to search and apply for a loan quickly, there are plenty of online lenders able to help. However, how do you know which lenders are regulated and can be trusted, especially if you don’t have time to compare and review different products?

That’s where we can help at LoanBird, as FCA authorised credit brokers, you can find trustworthy lenders all able to offer quick loans in minutes. We only work with FCA approved 15 minute loans direct lenders who can quickly provide the cash you need, all with one application.

To get access to quick loans in 15 minutes from our trusted panel of UK direct lenders, just click apply now to start your application. It takes only a few minutes to do so and will then allow you to see your available offers.

We have over 30 direct lenders ready to offer 15 minute loans, so then all you have to do is browse the available offers and choose the best one for your circumstances. The best part is, you can search for loans in 15 minutes with no credit check required to see your offers – you can view direct lender offers for a loan in minutes without the worry of impacting your credit score. Not only that, but our platform is completely FREE to use, connecting you with trusted lenders quickly.

Ready to find short term loans and payday loans in 15 minutes? Click apply now and you could have the cash in minutes to use once approved.

loanbird explaining it's lenders offer 15 minute loans

What are the Benefits of Using LoanBird to Find Loans Online in 15 minutes?

Quick and easy online application

Find an affordable loan in 15 minutes in the UK, up to £15,000

Apply for loans in minutes from anywhere on any device

Get an instant decision on a quick loan in 15 minutes

Choose a quick loan in minutes from installment loans, to emergency loans and more

Find loans in 15 minutes with no credit check required

Over 30 FCA authorised lenders of loans in 15 minutes in the UK

Instant bad credit loans available

Cash in minutes into your account after approval

No brokerage fees – completely FREE to use!

How to Easily Choose Loans in 15 Minutes With Us

Know how much you want to borrow and how long for? We can highlight 15 minute loans direct lenders able to match your details based on your affordability. Once you have completed your application form, you’ll immediately see a list of available offers from our lenders. You can browse at your own pace to check which 15 minute loan is best for you, and there is no obligation to choose today – you can use our service whenever you need to see what’s available and only apply once you are ready to do so.

All the information you need to make an informed decision will be shown to you, including the APR rates, repayment terms and lender details. Our FREE intelligent platform is designed to make things as easy as possible for our customers to make savvier financial decisions.

Whether it’s an affordable loan you need to buy a new car or make home improvements, or a short term loan for a smaller amount to cover an unexpected expense, we can match you with loans in minutes to help. Our customers come from a range of different financial backgrounds too, so even if you have a bad credit history, if you can demonstrate your affordability for the loan you want, we can still help you. If all goes well, some lenders may even be able to transfer a loan in 10 minutes of approval, providing an even quicker service – as long as your bank supports the Faster Payments System (FPS) and your application is approved within the lender’s business hours.

Am I Eligible for a 15 Minute Loan?

To be eligible to get 15 minute loans, we’ve made the requirements as simple as possible. We always look to help as many people as possible find quick loans in minutes, so if you can meet the below requirements, you can browse your 15 minute loan offers today:

At least 18 years of age

A current resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

Your available offers of loans online in 15 minutes are ready to view once you click apply now and provide a few details. As part of your application, once you have chosen the lender you want to apply through, you may need to provide supporting documents. You’ll need to have to hand your proof of identity, such as your driving licence or passport, as well as proof of address, such as a utility bill dated recently. Depending on your circumstances, you may also need to provide your most recent bank statements so that the lender can fully assess what you can afford to pay.

Please note, 15 minute loans with no credit check are only possible by having a soft search of your credit file. This enables us to match you with the right lenders. Once you do choose a lender to continue with, credit and affordability checks will be required. We only work with responsible lenders authorised by the FCA, so only once a hard check of your credit file and an affordability assessment are complete will you be able to get the cash you need in minutes.

a paper version of a loan agreement

Loans in 15 Minutes – Apply Now & Get The Cash You Need Fast

We hope we can help you find and apply for the loan you need using our FREE online search at LoanBird. It’s quick and easy to find 15 minute loans, so start your application today by clicking apply now.

If you have any questions about our service and the loan products we can help you with, get in touch with the team today. You can also find further help in our FAQs section if you need it. Please note, we are a credit broker who can put you in contact with 15 minute loans direct lenders. We cannot provide lending decisions ourselves, so only once you have completed a full application with the lender you choose can your loan be fully approved.

15 Minute Loan FAQs

Yes, all applicants are required to have a credit check as part of their loan application, but to browse your offers, no check is needed. Our platform is FREE to use and only a ‘soft check’ of your credit file will be performed to see available lenders’ offers. If you then choose to continue your application with a lender of 15 minute loans, a full credit check will be carried out. As we are an FCA authorised broker, we only connect you with lenders who follow responsible lending guidelines, with a credit check a vital part of this.

Here at LoanBird, we can connect you with lenders who can offer loans up to £15,000, but this will depend on the loan product you choose and how long you want to make repayments for, with some offering a maximum of £5,000. Your current financial circumstances including your credit rating will also influence how much you can borrow. When filling in your application form, advise us of the loans in 15 minutes you want to see offers for, and we’ll see if we can match a lender to the amount and terms you’ve requested. Whilst our service is FREE to use, we cannot guarantee a lender will be able to approve the loan amount you’ve requested. We also do not encourage customers to apply for the highest loan amount available, instead only borrow what you need.

No, all lenders will pay out the loan amount via your bank account and cannot accept alternative pay-outs in cash or a cheque. This is to ensure the funds go to the correct recipient as well as being a much safer and more secure method to receive your funds. It also means you can receive the loan amount faster, so if your bank supports faster payments, this makes receiving a quick loan in 15 minutes possible. Providing your bank details also enables the collection of repayments to be consistent and on time, so all you have to do is ensure enough credit is in your account each month.

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