£100 Loan

Ideal for managing unexpected expenses or addressing short-term financial needs, find £100 loans here at LoanBird through our panel of respected lenders. This convenient borrowing option is designed to provide quick access to a modest sum, making it perfect for those seeking quick financial support without the complexity of larger loans. By applying for the £100 loan through LoanBird, you can enjoy a seamless application process, transparent terms, and friendly customer support, ensuring that your borrowing experience is hassle-free and straightforward.

Rates from 12.9% APR to 1625.5% APR. Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

Borrow £100 Today

Step 1 - Application

We’ll show you pre-approved offers from £100 loan direct lenders in just a few minutes. Simply fill out our application form with a few details about you and the loan you need.

Step Two - Decision

We’ll show you pre-approved offers from £100 loan direct lenders in just a few minutes. Simply fill out our application form with a few details about you and the loan you need.

Step Three - Cash

We’ll show you pre-approved offers from £100 loan direct lenders in just a few minutes. Simply fill out our application form with a few details about you and the loan you need.

Find & Connect with the Best £100 Loan Lenders in the UK

When you need a quick loan to cover a short-term expense, being able to see all the available lenders ready to help you in one place can provide the speedy solution you’re looking for. Here at LoanBird, we can do exactly that and show you £100 loans ready to go that can cover an unexpected expense or financial emergency.

Each lender offer is quick to review and apply for, and pre-approved based on your unique details – there’s no need to spend hours using search engines to find what you’re looking for, just one convenient application and search through our FREE to use intelligent platform, connecting you with Financial Conduct Authority (FCA) approved lenders in an instant.

We’ll only connect you with FCA approved £100 loan direct lenders in the UK, ensuring your peace of mind that you’ll be treated fairly as an applicant. Our search is completely FREE to use and will not need a hard search of your credit file to view your lender offers. Find a £100 loan with no credit check easily using LoanBird today.

Not only will you save time finding the right lenders every time, but you can also be credited into your bank account once approved in less than 60 minutes – click apply now to start your application!

a group of people discussing their lending options

Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).

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It won’t affect your credit score

What Are The Benefits of Finding £100 Loans With LoanBird?

Easy to use application form to find flexible £100 loans in the UK

Connect with £100 loan direct lenders in minutes

Apply online 24/7 from anywhere with any device

Get a near-instant decision for a 100 pound loan

No hard credit check left on your file – no credit check to see your loan offers

Only FCA authorised direct lenders

Receive the funds in your account within 60 minutes after approval

Completely FREE to use – no broker fees!

H2: Get an Immediate Decision – Find £100 Loans for Bad Credit

When searching for a £100 payday loan through LoanBird, we can instantly show you with a quick search which lenders are in the best position to help you. We know time is of the essence when you have an emergency bill to pay, and no-one wants to be left waiting on a decision for too long to resolve their situation.

Our approach helps you by presenting all the available lenders in one place, quickly and efficiently, showing you who’s best to connect with for your circumstances. This is all with just one application putting you in touch with multiple £100 short term loan lenders. The best thing is, even if you have a poor credit history, many of our panel of lenders are willing to help – as long as you can show you can afford to sustain the loan repayments. Finding a £100 loan direct lender for bad credit is entirely possible with us.

We’ve helped thousands of customers with a less than perfect credit rating find £100 loans for bad credit. Whilst we cannot guarantee you will be approved, you will be shown which of our lenders you have a higher chance of approval with. Find what you’re looking for with our smart, soft search process, and apply now to borrow the £100 loan you need.

Eligibility To Find £100 Loans To Match Your Details

To be eligible to apply for a quick £100 loan, you will need to meet our eligibility criteria first. At LoanBird, our search puts you in front of lenders ready to help you today. We do not make lending decisions ourselves as a broker, so meeting the minimum requirements below will enable you to start reviewing suitable lender offers:

Need to be 18 years of age or older

Have an active UK bank account with a valid debit card

Need to be a UK resident

Must have a regular income

Can afford to meet the monthly payments

Every £100 pound loan direct lender we connect you with will have similar eligibility criteria, but please double-check this before proceeding with your £100 loan application. You may need to present supporting information as part of your application which can include your proof of ID, address and most recent bank statements.

Once you have chosen a lender and continued your application, we cannot guarantee you will be approved. You will be subject to credit and affordability checks by the lender before full approval will be given. If they cannot determine a £100 pound loan is affordable for you, they will need to decline. Please consider your circumstances and affordability and whether a £100 loan is best for you before continuing.

Choose Loans of £100 Affordable for You

You may be searching for payday loans of £100 to help you settle an emergency, or a £100 pound loan to cover a small, short-term cash flow issue. Borrowing from a payday lender has been scrutinised over the years, however, you’ll find that this type of lending has changed for the better over the last few years. Regulated by the FCA and with a price cap introduced in 2015, changes to the way payday loans of £100 work mean lenders are far more responsible with this type of loan, meaning a better, more transparent lending product for you.

You should still only use an emergency £100 loan if your situation cannot be resolved through other means. If you don’t have the credit or savings to cover an unexpected bill or expense, a £100 loan can be a quick solution to help, but they are not designed for long-term borrowing. You should carefully consider your affordability before taking on any further borrowing no matter whether it’s for a small £100 short term loan or a larger £2000 loan. If you do have the means to afford repayments and the lender can see this during your application for a £100 loan in the UK, your chances of approval are improved.

As we know that finding trusted lenders online can be difficult, at LoanBird we make this easier for you. We only work alongside FCA approved lenders of £100 loans that will treat you fairly and provide transparent terms. Many lenders you’ll find online may not carry out the necessary checks or will carry out a hard search before pre-approving you. This can lead to a negative impact on your credit rating that can be avoided. Each lender we can connect you with is after pre-approval from a soft search of your credit file, meaning a hard search will only be performed once you have applied through a chosen lender of £100.

We believe this provides our customers with more time to decide on the right lender, decreasing the number of applications needed that could result in declined decisions, as well as the number of credit checks. With just one simple application and a quick soft search of your credit file, you’ll be a step closer to finding a responsible lender and choosing the affordable terms you need.

loanbird advising it has multiple £100 loan lenders

Choose from £100 Loan Direct Lenders in the UK & Apply Now

Our customers can feel safe using our FREE online platform to discover and borrow money from trusted lenders online. As an FCA authorised broker, the ‘soft search’ credit checks we carry out help to protect our customers and connect them with the right lenders the first time.

There’s no minimum income amount and if you have a poor credit history, you are welcome to apply for £100 loans at LoanBird. Whether you are employed full-time or part-time, self-employed, or receiving benefits or a pension, we can show you the lenders that suit your situation.

Click Apply Now to fill in our quick application form today – it’s FREE to use and you’ll be presented with your pre-approved lender offers of £100 loans without affecting your credit score.

If you have any questions, please don’t hesitate to contact us directly. You can browse our FAQs for answers to common questions we receive, and for anything else, just ask!

Check My Eligibility

It won’t affect your credit score

£100 Loan FAQs

Do I Need to Have a Credit Check for a £100 Loan in the UK?

Any responsible lender must assess your finances as part of the lending process and a credit check ensures your financial history can be reviewed. The way it works here at LoanBird is you won’t be required to undergo a ‘hard search’ of your credit file until you have chosen the lender you wish to proceed with. We will perform a ‘soft search’ of your credit file first, helping us determine your current circumstances, but this will not show on your credit file. You can search for your £100 loan with no credit check direct lender offers through us with no obligation to continue if you change your mind too.

How Quickly Will I Receive the £100 Loan?

Things move quickly with an application for a £100 loan so that you can receive the funds the same day when possible. With most of the lenders we can connect you with, if they support the Faster Payments System (FPS), and so does your bank, you could receive the funds within 60 minutes of signing your digital loan agreement. The loan must be paid into your bank account which not only is the quickest method but also the most secure. This way, you can borrow £100 pounds whilst your details remain safe online and the cash you need goes direct to you.

Can You Help Me with £100 Loans Even with Poor Credit?

Yes, if you currently have a less than excellent credit score, we can help you discover £100 loans for bad credit. As an FCA authorised broker, we can connect you with the right lenders who are in a position to help you even when you have poor or bad credit. Whilst we cannot guarantee you will be successful with an application with an individual lender, we can help you see what options you are eligible for to help you make a better decision on a £100 loan in the UK. If you can prove what you can afford to pay despite a poor credit history, there is every chance you’ll find what you’re looking for.

Can you guarantee my £100 loan application will be approved?

No lender can guarantee your application will be approved, that’s why credit and affordability checks are performed. They are used to protect not only the lender but you from borrowing more than you can afford to repay and sustain. Whilst 100% acceptance loans with no guarantor direct lenders would be ideal for many people, the reality is all FCA approved responsible lenders need to carefully assess your application before approval. Be wary of any lenders offering guaranteed loans and be sure to check the terms of the loan offer before continuing.