100% Acceptance Loans

Search and apply for 100% acceptance loans online in 3 easy steps with LoanBird. Here’s how:

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

Get A 100% Acceptance Loan Today

  • Step 1 - Application

    Simply fill out a quick application with a few details about the 100% acceptance loan you require along with your current finances; it only takes a few minutes.

  • Step Two - Decision

    We’ll give you a decision in seconds, and you’ll see a list of 100% acceptance loans in the UK, personal loans and more that you’re eligible for. All you have to do is choose the one you want!

  • Step Three - Cash

    Digitally sign your 100% approval loan agreement and receive the cash in your bank account within just 10 minutes!

Seeking 100% Acceptance Loans? We Can Help You Fast

Like many people looking to borrow money, finding lenders who can offer 100% acceptance loans is ideal. However, the reality of finding this type of lender is difficult; in fact, no lender can provide a 100% approval loan without the right checks in place. Here at LoanBird, we understand you want to find the closest thing to a 100% acceptance loan as possible. Using our completely FREE intelligent search, you’ll be able to access pre-approved offers on the loan you’re looking for. 100% acceptance loans are possible when you look in the right places, but you will still need to meet eligibility criteria and prove you can afford it. We’d love to say we can help you find 100% approval loans no matter the situation, but this is only possible once certain factors are checked.

As we are FCA authorised brokers, we can connect you with our FCA approved panel of lenders who you’ll be pre-approved for after filling in our application. This allows our customers to find as close to 100% acceptance loans as possible. Whether it’s a personal loan over a long term agreement, or a payday loan for a short term emergency, we show you who you’re most likely to be approved for. Click apply now and we can start reviewing your application straight away.

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Benefits of Choosing LoanBird for 100% Approval Loans

Quick and easy online application

Find 100% approval loans up to £15,000

Apply for 100% acceptance loans online from anywhere

Instant decision 100% approval loans finder

Choose instant 100% approval loans, business loans, personal loans and more

Find a 100% acceptance loan with no credit check required

Over 30 FCA authorised lenders of instant 100% approval loans in the UK

Instant bad credit loans available

Cash in your account 10 minutes after approval

No brokerage fees – completely FREE to use!

Is it Possible to Get 100% Acceptance Loans?

No responsible lender can guarantee you will be approved for a loan, but that doesn’t mean there aren’t lenders out there who claim to do so. When searching online and finding ‘100% acceptance loan’ lenders, you should be wary and check the details of the loan. It could turn out to be too good to be true, that’s why using an authorised credit broker can help you avoid the potential pitfalls. As we only connect you with trusted lenders, you’ll know that continuing your application with any of them will mean you will be treated fairly as a customer. Although they cannot provide a 100% acceptance loan right away, if after assessing your application and conducting a credit check you meet all their requirements, your hopeful loan will become a 100% approval loan.

It’s fairly simple to get started, with our application form taking only a few minutes to complete. Once you’ve told us how much you want to borrow and how long for, you’ll immediately see your available offers putting you a step closer to a 100% acceptance loan. You’ll then have as long as you want to browse and make a decision. Just choose the loan you want to apply for and continue your application with the lender. If all goes well and you get a 100% approval loan decision, you could have the funds in your bank account within 10 minutes of signing.

Eligibility for 100% Approval Loans

Our eligibility criteria for 100% acceptance loans allows us to help many more customers than other lenders can. We designed our platform in this way to help provide satisfaction for all applicants. You can apply for our instant 100% approval loans if you are currently:

At least 18 years of age

A resident in the UK

Hold a UK bank account with a valid debit card

Receive a regular income

Meeting the above is the first step, then once you have chosen a lender offer, you can complete your application. As part of the lender process towards a 100% approval loan decision, you will need to provide the lender documents including proof of identity, proof of address and your most recent bank statements. If you can do so quickly, you’ll receive a decision quicker too. We recommend all applicants have these documents prepared before applying to avoid any delays with your application.

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100% Acceptance Loans? Apply Today & Find Out

Ready to see if you can get a 100% approval loan decision today? Just click apply now and we can get started – remember, it’s completely free to view your lender offers and you won’t need a credit check to do so. Any questions? Please browse our FAQs or contact the team here directly by getting in touch. We look forward to helping you get the funding you need with close to 100% acceptance loans.


100% Acceptance Loan FAQs

Can a Lender Guarantee Approval with 100% Acceptance Loans?

Whilst we can guarantee you will be able to see your lender offers for FREE, no lender can guarantee approval straightaway. To get a 100% acceptance loan, you will need to meet the eligibility criteria as well as undergo a credit check once you have chosen a lender to apply through. Only once your application has been assessed will a lender be able to provide 100% approval loans. All the lenders we can connect you with follow responsible lending guidelines, so cannot provide 100% acceptance loans without going through the necessary checks first to ensure you can afford the loan.

Will I Need a Guarantor to get a 100% Approval Loan?

It is not a requirement to have a guarantor to apply for a 100% approval loan. We can help you find guarantor lending options, but as with most of our loan products, you can apply as a sole applicant. Our panel of lenders are able to help those with bad credit find the loan they want if they can demonstrate they can afford the repayments. We are always happy to connect customers with 100% acceptance loans if they can meet the requirements and have the affordability.

How Much Can I Borrow with a 100% Acceptance Loan?

The lenders we can connect you with can lend up to £15,000 depending on the type of loan you apply for. 100% approval loans may be capped depending on your current financial circumstances and whether it’s a personal loan or short term loan you are applying for. Also, the length of repayments you want may not be suitable for certain amounts, for example, if you want to borrow a smaller amount such as £200, spreading this over a couple of years may not be possible. When you fill in your application form, tell us how you want & how long for, and we’ll do the rest.


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