1 Month Loan
Find a great value 1 month loan easily using our 3-step process here at LoanBird. Here’s how:
Representative APR: 279.5% | Representative Example: Loan Amount: £300 | Borrowed for 60 days | Total Repayment: £420.82 in 2 monthly installments of £210.41 | Interest Charged: £120.82, interest rate 120.8% pa (Variable).
Get A 1 Month Loan Today!
Step One - Apply
Fill in our application form with just a few details about your current finances and the 1 month loan you want. This should only take a few minutes to complete.
Step Two - Decision
You’ll get a decision quickly and see a list of 1 month loans in the UK as well as personal loans and more you’re eligible for. Just browse and choose the one you want to apply for.
Step Three - Cash
Digitally sign your 1 month loan agreement and you will receive the cash into your bank account in just 10 minutes!
Search for 1 Month Loans Online & Get Pre-Approved with No Credit Check
Getting an affordable 1 month loan is simple when you use the right tools to find them. Here at LoanBird, we have made it quick and easy to find 1 month loans online that you are also pre-approved for. By completing an application with us, you’ll see a number of loan offers from our panel of lenders based on your current circumstances. It only takes a few minutes to complete and you can start to review your 1 month loan offers immediately. Best of all? It’s completely FREE to use our platform and it always will be as we want our customers to make financially savvy decisions at their own pace. There is also no obligation to continue your application after reviewing your loan offers, so feel free to browse and see what’s available.
When using LoanBird, you’ll also have peace of mind that the lenders we connect you with are trustworthy and will treat you fairly. We are FCA authorised brokers, so will only ever introduce you to the right lenders. Click apply now and see which lenders can help you with short term 1 month loans.
The Benefits of Searching for 1 Month Loans Using LoanBird
Fast online application
1 month loans up to £5,000
Apply for 1 month loans from anywhere and any device
Get an instant decision on a 1 month loan
Choose from 1 month loans, payday loans, personal loans and more
No credit check required to view 1 month loan offers
Over 30 FCA authorised lenders of 1 month loans
Loans available for good and bad credit
Receive the cash in your account 10 minutes after signing
We are completely FREE to use with no brokerage fees!
Get a 1 Month Loan Even with Bad Credit
You may be concerned if you are someone with a poor credit history that you will struggle to get the help you need. You may be in a position where you can now afford payments, but due to financial issues in the past, you have a low credit score. We work differently at LoanBird where we can find the lenders best placed to help you. It is not a requirement to have good credit to use our service, so enter your details and see who from our panel of lenders can help with 1 month loans.
You will need to demonstrate you can afford the loan you want if you do have bad credit, so it is best to have prepared your bank statements from the last few months. We also recommend bad credit applicants to have reviewed their income and outgoings so that you know for sure that you have the disposable income to make repayments.
Are you Eligible for 1 Month Loans?
To ensure we can help as many people as possible find 1 month loans, we have made our eligibility criteria simple. We’re able to help many different customers find the loan they need as long as you can meet the following:
At least 18 years of age
A resident in the UK
Hold a UK bank account with a valid debit card
Receive a regular income
If you easily meet the above, we can help you find a 1 month loan in no time. Just click apply now and we can get started. You will need to provide proof of identity, proof of address and your most recent bank statements to support your application and help the lender process your loan quickly. If all goes well and you’re accepted, you will be sent your credit agreement to sign. Once done, the funds for your 1 month loan will be paid out the same day.
Find 1 Month Loans Easily & Apply Today
Ready to start seeing your personalised 1 month loan offers? Then click apply now and see what you will find today. If you have any questions at all, please feel free to contact us today and we’ll be happy to help.
1 Month Loans FAQs
How Do I Payback a 1 Month Loan?
As the loan term is short, paying back a 1 month loan will involve a single payment of the balance, similar to the process with a payday loan. The lender will usually arrange to take this payment directly from your bank account via direct debit or a continuous payment authority (CPA) that is only used once. This will be detailed in your credit agreement and may differ between lenders how they will collect the money. Usually, all you need to do is have the available funds in your bank account before the payment date.
What Happens if I Can’t Settle My 1 Month Loan on Time?
If for any reason your circumstances have changed and you can no longer pay the 1 month loan on time, you need to contact your lender ASAP. Any missed payment may invoke a late payment fee or could even lead to defaulting on the loan. To avoid this, you should discuss the situation with the lender and agree on a suitable timeframe to pay the arrears. If you feel you may be experiencing financial difficulties, you should seek independent financial advice such as that offered by Citizens Advice or The Money Advice Service who can help.
Do I Need a Credit Check to Apply for 1 Month Loans?
It is a requirement to undergo a credit check with the lenders we connect you with, but you do not need a credit check to use our platform. It is FREE to browse and review your 1 month loan offers and only a ‘soft check’ will be performed to do so, which will not show on your credit file. Once you have chosen a loan you want to apply for, you will then be required to have a full credit check performed. This follows responsible lending guidelines which are designed to protect you and the lender. You should be wary of using any lender that claims to not need a credit check to provide a loan.