1 Month Loan
When you need a 1-month loan to pay off an unexpected bill, you can apply to our panel of over 30 lenders here at LoanBird. Applying is quick, all our FCA-approved lenders need is a few details, including how much you want to borrow for your 1-month loan and what your preferred repayment period is. The minimum repayment period is one month, which is perfect for short-term loans that you don’t intend to have hanging over you.
Rates from 12.9% APR to 1625.5% APR. Minimum Loan Term is 1 month. Maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97%. Representative APR: 79.5% (variable).
Get A 1 Month Loan Today!
Step One - Apply
Fill in our application form with just a few details about your current finances and the 1 month loan you want. This should only take a few minutes to complete.
Step Two - Decision
You’ll get a decision quickly and see a list of 1 month loans in the UK as well as personal loans and more you’re eligible for. Just browse and choose the one you want to apply for.
Step Three - Cash
Digitally sign your 1 month loan agreement and you will receive the cash into your bank account within just 60 minutes!
Search for 1 Month Loans Online & Get Pre-Approved with No Credit Check
Finding an affordable one-month loan is a breeze with the right tools. We’ve made it quick and easy to find 1 month loans online that you’re pre-approved for. Simply complete an application with us and our panel of lenders will offer you a number of loan options based on your current circumstances. The best part? It’s entirely free to use our platform, and it always will be, as we’re committed to helping our customers make financially sound decisions at their own pace. You can begin reviewing your loan offers immediately, and there’s no obligation to continue your application after you’ve perused your loan offers, so feel free to browse and see what’s available.
When using LoanBird, you can rest easy knowing that the lenders we connect you with are reputable and will treat you fairly. As FCA-authorised brokers, we’ll only introduce you to the right lenders. Click apply now to see which lenders can assist you with short-term, one-month loans.
Why Search for 1 Month Loans With LoanBird?
Fast online application process.
One-month loans available up to £5,000.
Apply for one-month loans using any device and from anywhere.
Receive an instant decision on your one-month loan application.
Choose from a range of loan options including one-month loans, payday loans, personal loans, and more.
No credit check required to view one-month loan offers.
Over 30 FCA authorised lenders providing one-month loans.
Loans available for both good and bad credit.
Get the loan amount transferred to your account within 60 minutes of signing the agreement.
Completely FREE to use with no brokerage fees!
Getting Your 1 Month Loan with Bad Credit
If you have a low credit score, you might be apprehensive about receiving the assistance you need. Despite now having the resources to make payments, previous financial difficulties have negatively impacted your credit history. At LoanBird, we have a unique approach where we can identify lenders who are best suited to assist you. Good credit isn’t essential to use our service, so enter your details, and we’ll show you which lenders from our panel can provide one-month loans.
If you have bad credit, you must demonstrate that you can afford the 1 month loan you’re seeking. To do this, it’s recommended that you have your bank statements from the past few months on hand. Additionally, we advise applicants with poor credit to examine their income and expenses carefully, ensuring that they have enough disposable income to make timely repayments.
Are you Eligible for 1 Month Loans?
We’ve simplified our eligibility criteria at LoanBird to ensure that we can help as many people as possible obtain one-month loans. We’re able to assist a wide range of customers in finding the loan they need as long as they meet the following requirements:
At least 18 years of age
A resident in the UK
Hold a UK bank account with a valid debit card
Receive a regular income
If you meet the criteria mentioned above, we can help you secure a one-month loan quickly. Just click apply now to begin the process. You’ll need to provide proof of identity, proof of address, and your most recent bank statements to support your application and help the lender process your loan promptly. If everything goes smoothly, and your application is accepted, you’ll be sent a credit agreement to sign. Once you’ve signed it, the funds for your one-month loan will be disbursed the same day.
Find 1 Month Loans and Apply Today
Looking forward to seeing your tailored one month loan offers? Simply click apply now and see what we have available for you today. If you have any questions whatsoever, don’t hesitate to contact us, and we’ll be delighted to assist you.
1 Month Loans FAQs
Given the short-term nature of a 1-month loan, repayment typically involves a single payment of the full balance, similar to a payday loan. The lender will generally set up an automatic payment collection method, either through direct debit or a one-time continuous payment authority (CPA), which will be specified in your credit agreement and may vary depending on the lender. Typically, you will just need to ensure that the required funds are available in your bank account before the payment due date.
If for any reason you are unable to repay your 1 month loan on time, it is crucial that you contact your lender immediately. Failure to make a payment on time may result in a late payment fee or even defaulting on the loan. To avoid these penalties, it is advisable to discuss your situation with the lender and agree on a suitable timeframe for paying any arrears. If you think you are experiencing financial difficulties, it is recommended that you seek independent financial advice from organisations such as Citizens Advice or Money Helper.
While the lenders we connect you with will typically require a credit check, our platform does not require one for browsing and reviewing 1 month loan offers. We offer this service for free and perform only a ‘soft check’, which does not affect your credit score. However, if you decide to apply for a loan, the lender will perform a full credit check as part of their responsible lending guidelines. It’s important to note that any lender claiming to provide a loan without a credit check should be approached with caution. You could also consider looking at no credit check loans.