Warning: Late repayment can cause serious money problems. For help, visit moneyhelper

UK Loan Broker

No Fees, High Approval Rate, Search Now

We Can Provide a Loan From £100 – £5,000*

Quickly Search Multiple Lenders

No Impact on Your Credit Score

Open 24 Hours, 7 Days a Week

Safe & Secure Online Technology

Representative APR: 49.9% | Representative Example: Loan Amount: £1,000 over 12 months at £107.53 per month. Total Repayment: £1,290.36 | Interest: £290.36. Interest rate: 49.9% p.a. Fixed*.

LoanBird are a licenced credit broker, not a lender. Loanbird.co.uk does not provide loans or consumer credit products directly.

Step 1 - Application

Firstly, select the loan amount you want and how long you need to borrow it for.

Step 2 - Decision

Once you’ve submitted all your information, you will receive a fast decision.
We’ll show you your options as a loan broker in the UK from our panel of direct lenders. Just choose the deal that suits you!

Step 3 - Cash

Finally, once you have accepted the loan, the lender will send the cash straight to your bank account. Most customers receive the cash on the same day, within 10 minutes.

As a loan broker in the UK, we offer a number of loan types

If it’s not quite payday yet or you need some funds quickly, as payday loan brokers we can help you until your next salary date. With a panel of payday lenders, we act on prompt payouts and a rapid decision process. Usually, the lending period of this loan option is shorter than that of a short term loan. At LoanBird, we’ll connect you with the right payday lenders as payday loan brokers, so you can easily choose the best option to help you in an emergency.

*A payday loan provides a short term financial solution, this should not be considered as a long term fix.

  • Available lending amounts of: £100 – £5,000
  • Lending periods of: 1 – 12 months+

Personal loans are applied for every year by millions of customers, and as personal loan brokers, we can help you do the same. They can help to cover larger purchases such as a new car, a family holiday or to help consolidate debt into one manageable repayment.

As the value of a personal loan is normally greater than a short term loan, repayments can be stretched over a longer time period to suit your affordability. As expert personal loan brokers here at LoanBird, you’ll be connected with FCA approved lenders in minutes.

  • Lending amounts up to £15,000
  • Loan terms: up to 5 years

We know not everyone has a perfect credit rating. A lot of people who have bad credit can afford a loan but find it difficult to get one. Some companies will only accept loan applications with the best criteria. As we are loan brokers for bad credit, we choose to work with lenders that look beyond your credit score.

We have bad credit loan lenders offering amounts of up to £5,000, with a choice of borrowing periods of up to 3 years. Let us help as loan brokers for bad credit connect with lenders who are willing to help you today.

Similar to payday loans, short term loans can provide assistance to any urgent financial matters. However, they facilitate a longer borrowing period, so you have more time to pay your loan back. If you need some quick cash, a short-term loan could be the answer and as specialist loan brokers for bad credit, we can help you even with a poor credit score.

  • Amounts up to: £5,000
  • Borrowing periods of: 1 – 36 months

We also have lenders who offer guarantor loans, all with competitive rates. If you’re in a situation where you can’t obtain a loan directly, this could be a suitable option. You can find a loan guarantor, then apply online with us and as a loan broker in the UK, we will do our best to connect you with suitable options.

If you have really bad credit, a guarantor might be a better option for you.

Amounts of up to £15,000 available, with the choice to borrow up to 5 years. (Amounts can differ from one lender to the next)

Get an Immediate Decision with the Best Loan Broker in the UK

We search as Loan Brokers. You save time and get the loan you need.

You’re Safe with LoanBird

  • Fully FCA authorised loan broker in the UK
  • Reputable UK lenders
  • Service is free
  • You’re in control throughout the process
  • No pressure sales tactics
  • Your information is secure
  • Secure website
  • No cold calling
  • Best APR & Interest rates
  • No obligation offers
  • Terms are displayed before you accept

Loan Broker Application > Decision > Cash

Are you searching for a loan broker in the UK that can offer you something different? If so, we can search multiple lenders for you in minutes as specialist loan brokers for bad credit. All it takes is three easy steps and we’ll show you the suitable options available.

Service satisfaction is a huge part of LoanBird’s day to day work ethic. We ensure our website delivers an express service for each visiting customer as payday loan, bad credit and personal loan brokers. One of our main aims is to always try to provide you with an immediate decision on your loan, even if you are unsuccessful.

Our loan providers welcome all credit histories. So, apply with the best loan broker in the UK for bad credit to see if we can help you find the right loan today.

LoanBird – the Loan Brokers for Bad Credit at your service!

Our loan broker in the UK service represents an intelligent lending model that provides various alternatives for loans in the UK. We also offer a variety of lenders to provide more choice and faster results for each visitor. Our platform is used by thousands of savvy customers daily who are looking for a reliable short term loan or payday loan broker, assisting them with a fast system to provide pre-approved borrowing options.

In seconds, we can offer you quick access to a number of loan options no matter what your credit score is. Our application process is straightforward and the panel of lenders we use offer flexible options and payment terms. All customers have FREE access to our UK based lending panel, ensuring we have your best interests as loan brokers for bad credit.

Customers are always at the core of our attention and we strongly believe in treating the customer fairly at all times. LoanBird is a fully FCA regulated loan broker who operates with an open door policy for all customers. If you want a reliable loan broker in the UK, choose LoanBird.

It’s very difficult for lenders to guarantee loan approval before certain checks have been performed. For example, you can get an instant proposal, but further information may be required. With that being said, we aim to do our best! It’s all part of our commitment to being the number 1 bad credit and personal loan broker in the UK.

Our application form is accessible to anyone over eighteen and is extremely quick to use. It’s linked to all the lenders on our panel, so everything is done in real-time.

Be aware that some competitors may charge fees. As FREE loan brokers for bad credit, we don’t charge any fees for our service and we strictly operate online only. LoanBird never calls customers to discuss their application or to require any personal information.

At the moment there are many lenders supplying different loan options for people with bad credit. If your personal situation means you have a poor credit score, your affordability becomes most important. As loan brokers for bad credit lenders, they are in the business of lending to you. So, if they can deliver a loan to you that meets your affordability, it’s the best outcome for both parties.

Remember, when you are searching through our heavily populated market of loans, don’t jump towards the first company you see. Ask yourself some questions about what’s important to you.

For example, can this direct lender offer bad credit loans with no guarantor and no credit check? Typically, any lender you decide to give your custom to will check your credit status. However, most loan brokers for bad credit won’t need to check your credit health, which is a good way of you understanding your options before you agree to any contract. In short, try not to settle for the easy options as it pays to do your research first.

Loan Brokers for Bad Credit Customer Information

We always recommend that you repay your loan on time. If you are unable to pay on time, each lender has their own policies with regards to late fees and interest. It is up to your loan provider to decide how they collect any of your outstanding debts.

The majority will look to contact you by telephone or letter so they can rearrange your payment. Late or non-payment may result in a negative impact on your credit score which may affect your ability to obtain credit in the future. If you are concerned that you’ll be unable to repay what you owe, then you should contact your lender immediately. As a payday loan broker, we can offer advice, but any questions about your loan agreement need to be had with your lender.

Please contact your lender rather than us as payday loan brokers if you’re ever in a situation where you can’t meet your repayment date. If you will be able to make the payment at a later date, then you must also contact your lender to discuss this. Failure to contact them could result in a higher fee or charge which can be costly.

Late payment fees will vary from lender to lender. For more information on the Late Payment policy of your lender see the terms and conditions of your loan agreement.

If you’re having problems making any payments, please contact your lender so that they can look at your payment options. If the situation remains unresolved your lender may have the right to pass your details onto a third party collections agency. As payday loan brokers, we can offer advice but you will need to discuss next steps with your lender directly. Please see your terms and conditions regarding the exact process your lender will follow in the event of any unpaid loans.

If you wish to renew your loan, you should discuss this with your lender. LoanBird does not promote the renewal of any loan policies as a loan broker. If you feel that you can’t afford to repay a loan, we suggest that you do not take on the commitment. For more information about your lender’s processes and policies regarding non-payment, please refer to the terms and conditions of your loan agreement.

Note: Are you considering the route of consolidation on any existing borrowing? Please be aware that this could result in repaying a higher rate of interest. Also, it can extend your terms of debt therefore increasing the total amount you pay.

You can use our loan broker service today if you:

are 18 or older

The minimun age to use our service is 18.

live in the UK

Must be a current resident of the United Kingdom.

have a Bank Account

You need an active UK bank account to allow the money to be transferred to you.

can afford to meet the monthly payments

Only take out a loan if you can afford to meet the monthly payments.

have a regular income

You must have a monthly income to show you can afford repayments.

Need Urgent Cash

Online loans are one of the most efficient ways of borrowing.