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*Searching for Quick Loans… We could save you time and money*

Our Service Is FREE To Use!

(Subject to lender requirements and approval)

A Quick Loans Facility From £100 – £25,000*

We Search Multiple Lenders

No Impact on Your Credit Score

Open 24 Hours, 7 Days a Week

Safe & Secure Website

Representative APR: 279.5% | Representative Example: Loan Amount: £300 | Borrowed for 60 days | Total Repayment: £420.82 in 2 monthly installments of £210.41 | Interest Charged: £120.82, interest rate 120.8% pa (Variable)

Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk. Our site uses cookies to provide a better experience, see our cookies for more info.

Bad Credit Loans

Short Term Loans

Guarantor Loans

Personal Loans

We are a licenced credit broker, not a lender. Loanbird.co.uk does not provide loans or consumer credit products directly.

Step 1 - Application

Select which one of our loans you want, click the ‘Apply Now’ button and proceed to fill out one of our online application forms.

Step 2 - Decision

Once you’ve submitted all your information you will receive a quick decision.
If approved the terms of your loan will be clearly outlined from the offset, so you can check everything before you accept.

Step 3 - Cash

Finally, once you have accepted the loan, we will send the money straight to your bank account. Most customers receive the cash on the same day, within 10 minutes.

Google Customer Reviews For A Quick Loans Service

What our quick loans service has to offer…

short term loans image with a piggy bank and money

Short Term Loans

Similar to payday loans, short term loans can provide assistance to any urgent financial matters. However, they facilitate a longer borrowing period so you have more time to pay your loan back. If you are in need of some quick cash, a short-term loan could be the answer.

*A payday loan provides a short term financial solution, this should not be used as a long term fix.

Please click the tab below to learn more about our short term loans and payday loans.

  • Available lending amounts of: £100 – £2,000
  • Borrowing periods of: 1 – 12 months
home in hand image for personal loans

Personal Loans

Personal loans are applied for every year by millions of customers. They can help to cover larger finances, like a new car, a family holiday or to consolidate debt into one payment.

As the value of a personal loan is normally greater than a short term loan, repayments can be stretched over a longer time period to suit your affordability. Click the tab below to learn more about this loan option.

  • Lending amounts up to £25,000.
  • Loan terms: up to 5 years.

Payday Loans

Not quite payday yet? Need some funds quick? Our payday loans could tick you over until you’re paid. With a compound of payday lenders we act on prompt payouts and a rapid decision process. Usually the lending period of this loan option is shorter than that of a short term loan.

See below for more information or to apply for a payday loan.

Amounts up to: £2,000

Lending periods of: 6 months+

Bad Credit Loans

We realise that not everyone has a perfect credit rating. A lot of people who have bad credit can afford a loan but find it difficult to get one. Some companies will only accept loan applications with the best criteria. That’s why we choose to work with lenders that look beyond your credit score.

Our lenders can offer quick online loans for bad credit, see the tab below for more information. 

We have providers lending amounts of up to £25,000, with the choice of borrowing periods of up to 5 years.

solo loan bird for home page

Loanbird.co.uk at your service!

Do all lenders offer a quick loans service?

It all depends on your personal circumstances really. Each lender will want to work as quickly as they can in order to deposit your loan. All of the providers we work with try to stick to a same day policy. 

However, our service represents an intelligent lending model providing various alternatives for loans in the UK. Loanbird.co.uk also offers a variety of lenders to provide more choice and quicker results for each visitor. Our platform is used by thousands of savvy customers daily, assisting them with a quick tap and go system for some borrowing options.

quick loans for the whole uk

Can our lenders guarantee a quick loan online?

It’s very difficult for lenders to guarantee an approval on a quick loan before certain checks have been done. For instance, you can get a instant proposal but further information may be required. With that being said, we aim to do our best!

In seconds we offer you quick access to a number of loan options no matter what your credit score is. Our application process is straightforward and the panel of lenders we use offer flexible options and payment terms. All customers have FREE access to the vast majority of UK based loan providers.

The application form is accessible to anyone over eighteen and is pretty time effective. Be aware that some competitors may charge fees, we don’t charge any fees for our service and we strictly operate online only. Loanbird never calls customers to discuss their application or to require any personal information.

Customers are always at the core of our attention and we believe highly in treating the customer fairly at all times. Loanbird is a fully FCA regulated broker who operates with an open door policy for all customers.

If you have any queries or need assistance in any way, fill out one of our contact us forms.

a quick online loans response

Can i still get a quick loan with bad credit?

At the moment there are a good number of bad credit loan lenders supplying a quick loans service. As we advised above it boils down to your personal situation, and most importantly affordability. At the end of the day these lenders are in the business of loans, so if they can deliver sooner rather than later it’s the best outcome for both parties.

Rule of thumb – when you are searching through the heavily populated market of loans don’t jump towards the first company you see. Ask yourself questions.

For example, can this direct lender offer bad credit loans with no guarantor and no credit check? Typically, any lender you decide to give your custom to will check your credit status. However, most brokers won’t need to check your credit health, which is a good way of you understanding your options before you agree to any contract.

In short try not to settle for the easy options, it pays to do your homework.

dealing with bad credit and quick loans

Customer Information

Implications of Non-Payment

We always recommend that you repay your loan on time. If you are unable to pay on time, each lender has their own policies with regards to fees and interest. It is up to your loan provider to decide how they collect any of your outstanding debts. The majority will look to contact you by telephone or letter so they can rearrange your payment. Late or non-payment may result in a negative impact on your credit score which may affect your ability to obtain credit in the future. If you are concerned that you’ll be unable to repay what you owe then you should contact your lender immediately.

Late Payment

Please contact your lender If you’re ever in a situation where you can’t meet your repayment date. If you will be able to make the payment at a later date then you must also contact your lender to discuss this. Failure to contact them could result in a higher fee or charge which can be costly. Late payment fees will vary from lender to lender. For more information on the Late Payment policy of your lender see the terms and conditions of your loan agreement.

Collections Process

If you’re having problems making any payments please contact your lender so that they can look at your payment options. If the situation remains unresolved your lender may have the right to pass your details onto a third party collections agency. Please see your terms and conditions regarding the exact process your lender will follow in the event of any unpaid loans.

Renewal Policy

If you wish to renew your loan you should discuss this with your lender. Loanbird.co.uk does not promote the renewal of any loan policies. If you feel that you can’t afford to repay a loan, we would suggest that you do not take one out. For more information about your lender’s processes and policies regarding non-payment, please refer to the terms and conditions of your loan agreement.

Note: Are you considering the route of consolidation on any existing borrowing? Please be aware that this could result in repaying a higher rate of interest. Also, it can extend your terms of debt therefore increasing the total amount you pay. 

Learn more about online loans

Can a personal loan help you? 

A personal loan is one of the most common types of borrowing in the UK, with over £100 Billion being loaned every year.

Personal loans are unsecured, meaning that the lender will not ‘secure’ the loan over one of your possessions of a similar value. This makes it an excellent choice for unexpected large purchases, such as vehicles or house repairs.

A personal loan (in a nutshell)

When you apply for a personal loan, high street banks will often ask the applicant for a reason. This is used along with your credit report, to work out whether you will be accepted for the requested amount.

A personal loan is a great idea for those who need to borrow a large amount of money (up to £25,000). Also, they generally offer lower interest rates with repayment terms of up to 5 years.

Benefits over other types of lending

Personal loans offer some of the lowest interest rates over any other available advances, as they are often the lowest risk.

This type of borrowing also offers the most amount of flexibility over repayment terms. Whilst you will be expected to make a monthly repayment, lenders will allow flexible terms over your due date. Also, they will sometimes let you amend your due amount if your financial situation changes. It is important to note that this varies from lender to lender, so you should always understand exactly what is expected of you.

Another benefit of a personal loan is the amount that you may be eligible to borrow. As short term loans must be paid back within a short amount of time, the amount you can borrow is generally much lower than what might be available with a personal loan.

As a personal loan is available over 5 years, a £25,000 loan becomes much more feasible.

Be smart with your personal credit file

Due to the nature of personal loans, you will be subject to a credit check. Your credit history will be taken into consideration, and will affect the amount you can borrow. This can also have an impact on the interest rates that are offered.

High street banks will offer the strictest criteria when considering you for credit, which is why you might consider applying through a credit broker such as Loan Bird

Loan Bird will find the best lenders with the best details to ensure that you find the best deal.

Compare the interest on personal loans

Personal loans will offer the lowest interest rates of most types of credit. Your interest rate will be based on different factors, so there will never be a ‘set’ amount of interest that you will need to pay.

The interest rates can range from 3.1%APR to 71.3%APR. This depends on your credit history, the amount you’re borrowing, and the length of time of your loan.

When you apply through Loan Bird, you’ll be offered multiple products. So, you can decide for yourself what the most suitable course of action will be.

Keeping up with your personal loan repayments

Many people choose long term personal loans over a short term loan. This is due to the fact that your monthly repayments will be significantly lower.

This is especially convenient for people who have high monthly expenses, as it can better regulate your monthly outgoings and ensure that you can comfortably make your payment.

Your repayment schedule will be agreed at the start of the borrowing period. Plus in most cases, a direct debit will be set up. The direct debit will automatically take your payment on a set due date every month. This will include the loan repayment as well as the added interest.

A quick and personal application process

There are so many lenders currently offering personal loans, that it might be difficult for you to find the most appropriate offer quickly.

As a trusted credit broker, Loan Bird will find every lender offering the best deals. When you make an application, the service will be catered to you, to make sure that your needs are met.

If you have a large purchase that you need to make, such as a new car or a home improvement, a personal loan could be what you’re looking for.

Note: We also have lenders who offer Guarantor Loans Online. So, if you’re in a situation where you can’t obtain a loan directly this could be a suitable option. Firstly, find a loan guarantor, then apply online with us and we will do our best to supply some options.

You can access all our loans quickly if you:

are 18 or older

The minimun age to use our service is 18.

live in the UK

Must be a current resident of the United Kingdom.

have a Bank Account

You need an active UK bank account to allow the money to be transferred to you.

can afford to meet the monthly payments

Only take out a loan if you can afford to meet the monthly payments.

have a regular income

You must have a monthly income to show you can afford repayments.

Need Some Quick Cash

Online loans are one of the most efficient ways of borrowing.

Always a Quick Decision with Loan Bird

We search. You save time.

You’re Safe with Loan Bird

  • Fully FCA authorised credit broker
  • Reputable UK lenders
  • Service is free
  • You’re in control throughout the process
  • No pressure sales tactics
  • Your information is secure
  • Secure website
  • No cold calling
  • Best APR & Interest rates
  • No obligation offers
  • Terms are displayed before you accept

Application > Decision > Cash

Are you searching for a loan service provider that can offer you something different? If so, you are in the right place. We can search multiple lenders for you in minutes. All it takes is three easy steps and we could have some suitable options available to you.

Service satisfaction is a huge part of Loan Birds day to day work ethic. We put a daily graft in to make sure our website delivers an express service for each visiting customer. One of our main aims is to always try to provide you with an immediate decision on your loan, even if you are unsuccessful.

Our loan providers welcome all credit histories. So, apply with us today to see if we can help you find the right loan.

Our website is completely free for you to use, but we may receive a commission or fee from some of the companies we feature or introduce you too.

Loanbird.co.uk is a registered Trading Name of RJW Assist LTD. RJW Assist LTD is registered in England and Wales (Company number: 09470548). Registered Address: Brook House, 40 Cuthbert Road, Stockport, Manchester, SK8 2DT. Licenced by the Information Commissioners Office: registration number: ZA436430. RJW Assist LTD is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under the reference number: 788094. We are a licenced credit broker, not a lender. Loanbird.co.uk does not provide any loan or consumer credit products directly.

Timescales on receiving your funds may vary from lender to lender and depends if your bank accepts faster payments. The loan amount and interest rate offered is subject to the lender’s requirements and approval.

Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk