WARNING: Late repayment can cause serious money problems. For help, visit moneyhelper. LoanBird are a licenced credit broker, not a lender. LoanBird does not make credit decisions. We may receive a commission from the lender or broker we introduce you to.
Borrow A Payday Loan From £100 – £5,000 with LoanBird
Get A Simple and Fast Loan Today!
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Quickly Search Multiple Lenders To Find The Best Deal
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Most Loans Are Paid on the Same Day
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Apply Anytime, 24 Hours, 7 Days a Week
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Rates from 48.1% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of £89.22. The total amount repayable is £1605.96. Interest amounts to £605.96, annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable).
Note: High cost short-term credit is designed for temporary financial relief in unexpected situations and is not intended for long-term use or regular financial management.
How It Works
Step One –
To apply, complete the short online form with some basic information about yourself. This includes how much you want
to borrow, along with details about your income and regular outgoings. It only takes a few minutes to complete.
Step Two –
Once you have submitted your details, you will receive a quick decision. If successful, you will be redirected to a lender’s
website.
Step Three –
You can then review the lender’s details and choose whether to continue your application directly with them. If your
application is accepted by the lender, they will arrange for the funds to be sent to your bank account. Most customers receive their
money on the same day, with some receiving it within 60 minutes
Choose UK Loans Online That Suit Your Situation:
Here at LoanBird, we could help you find various loans, including Payday Loans, Short Term Loans, Personal Loans, Bad Credit Loans and Same Day Loans. These loans can be used to cover anything, from home and car repairs to household bills and vet bills. Whatever loan you choose, it’s important to carefully consider the terms and conditions as loans are a big financial responsibility.
LoanBird – Expert payday loan brokers at your service!
Rates from 48.1% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of £89.22. The total amount repayable is £1605.96. Interest amounts to £605.96, annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable).
(It won’t affect your credit score)
Get an Immediate Decision On the Best Payday Loans for Bad Credit in the UK
LoanBird aims to help save time and get the cash you need from payday loans with direct lenders who are ready to help.
Who Are LoanBird?
As a UK-based, FCA-authorised loan broker (not a direct lender), LoanBird can connect you with a panel of reputable direct lenders based on your loan application. We cater to different financial needs, including applicants with a poor credit score. When you apply for a quote, we’ll aim to provide you with quotes from various lenders and you can decide which is the best option for you.
Simple Payday Loan Application Process
Our quote application process is straightforward. You can use our simple online form to provide us with information about your personal and financial circumstances so we can hopefully match you with the best lenders. This includes information about your income, regular outgoings and your preferred loan amount and repayment period.
There’s no need to use different platforms and apply for quotes from different websites: we try to make it easy to compare quotes from various lenders all in one place.
Rates from 48.1% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of £89.22. The total amount repayable is £1605.96. Interest amounts to £605.96, annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable).
(It won’t affect your credit score)
Payday Loans for Bad Credit
Unlike some other brokers and lenders, LoanBird and the panel of lenders we work with consider applicants of all credit types. You can apply for quotes for bad credit payday loans, even if you have been turned down for loans by other lenders. LoanBird believes that loans should be provided based on your current financial circumstances, rather than previous financial issues. However, it’s worth noting that bad credit payday loans in the UK typically have higher interest rates.
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An extensive panel of FCA-regulated lenders
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Compare rates from multiple lenders
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Available to customers 18 and over
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Loans from £100-£5000* available
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No hidden fees or charges
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Available 24/7, 7 days a week
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Decisions made quickly
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No guarantor or collateral required
Rates from 48.1% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of £89.22. The total amount repayable is £1605.96. Interest amounts to £605.96, annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable).
(It won’t affect your credit score)
Benefits of Applying for Payday Loans with LoanBird:
Our Lenders
If you’ve been turned away by payday loans online lenders just because of a less-than-perfect credit score, don’t risk further impact on your credit rating by applying with multiple lenders and facing multiple hard searches. At LoanBird, we understand the importance of maintaining your credit rating, which is why we try to match you to multiple payday loan lenders in the UK.
With our panel of payday loan lenders, we could help you find the perfect option with just one simple application. Rest assured that if we’ve matched you with a lender and you go ahead with the loan, they will likely need to conduct a hard search credit check to ensure final approval if you choose to continue. Be wary of lenders offering no credit check loans – these companies may not be legitimate and may not be following FCA regulations.
Remember, credit checks are in place to protect you and prevent you from taking on unmanageable debt. Trust our online service at LoanBird to find the right payday loans with direct lenders in the UK who are ready to help.
All Credit Considered
Looking for a payday loan but worried about your poor credit rating? Our advanced online networking service could help, providing access to a range of direct lenders who assess loan applications based on your affordability, not just your credit score. So, even if you’ve been turned down by other lenders recently, you may still be able to find a payday loan with bad credit through us.
We work with a panel of fully authorised and regulated UK online lenders, all of whom are committed to responsible lending practices. When you apply for a payday loan with bad credit through us, each lender will make their own judgement based on your individual circumstances and affordability. So why wait? Apply today to find out if we could help you get the funds you need.
No Hidden Fees
At LoanBird, we pride ourselves on being a fully licensed and FCA-compliant payday loan broker that provides a free and transparent service. Unlike other payday loan brokers, we don’t believe in hidden charges or additional fees during any stage of the quote or application process.
We acknowledge that many people who turn to payday loans online are experiencing short-term financial difficulties, and we want to make the process as stress-free as possible. That’s why we offer a completely free service with no strings attached – our goal is to assist when you need it most. Trust us to help you through the payday loan process with ease and peace of mind.
Completely Secure
Safeguarding your privacy and security is our top priority. We are committed to ensuring that your personal information is always kept confidential and secure. Rest assured that we will never share your details with any third party unless you explicitly permit us to do so. In such cases, we only share your information with your chosen lender to facilitate your loan application process.
Once you have submitted your application and you’re successful, you will only be contacted by your chosen lender, and this will only be in relation to your loan. You can trust that your personal information will never be used for any other purpose without your explicit consent.
For more information about how we protect your privacy and security, please refer to our terms and conditions. At LoanBird, we take great pride in providing our customers with a safe and secure lending experience, so you can focus on what really matters – getting the funds you need, when you need them.
Better Loan Rates
By partnering with a vast network of more than 30 direct lenders, we can use the data you share with us to conduct a comprehensive comparison of loan options on your behalf. This allows us to try and identify the most affordable option and competitive interest rates tailored to your individual situation from our panel. Why spend your valuable time searching through endless loan options online when we can do it for you in minutes? With our help, you can sit back and relax while we do the hard work for you, hopefully matching you to the best loan rates available.
Payday Loan FAQs
It typically takes just 3 to 4 minutes to apply for a payday loan quote using our online application form. Once you have submitted your application, you will be provided with decision on your loan application immediately. If successful with a match – once you’ve reviewed the loan quotes and decided if you want to accept one, the funds could be transferred to your bank account in as little as 60 minutes on the same day.
You can borrow from £100 to £5,000 over a period of 1 to 36 months.
Your credit score won’t be affected just by applying through LoanBird. However, once you accept a loan quote, the lender will conduct a soft and hard credit check to help them assess your suitability. While a soft credit check won’t appear on your credit file, a hard credit check will, and may temporarily affect your score, especially if you have applied for multiple loans in a short period of time.
It depends on the lender. You should contact your lender to discuss early repayment and any fees you may need to pay if you want to repay your loan early.
To apply for a loan quote through LoanBird, you need to be at least 18 years old, a permanent UK resident, and have an active UK bank account. You must also be able to afford the monthly repayments, and be employed with a regular income. We work with a panel of lenders who consider applicants with poor credit scores, which means you could be accepted for a loan, even if you have been turned down elsewhere.